\nVenevo, o nou\u0103 platform\u0103 de finan\u0163are participativ\u0103 prin \u00eemprumuturi (crowdlending) de pe plan local, a deschis procesul de selec\u0163ie a proiectelor antreprenoriale care vor fi listate la lansarea oficial\u0103, programat\u0103 pentru prim\u0103vara anului viitor. Platforma \u00ee\u015fi propune s\u0103 intermedieze \u00eemprumuturi totale de 25 de milioane de euro \u00een primul an de func\u0163ionare. \u00cen prezent, cererea pentru autorizarea Venevo la Autoritatea de Supraveghere Financiar\u0103 (ASF) se afl\u0103 \u00een proces de analiz\u0103.<\/p>\n
\nSelec\u0163ia proiectelor, care se va desf\u0103\u015fura \u00een urm\u0103toarele luni, se adreseaz\u0103 antreprenorilor care caut\u0103 alternative la finan\u0163area bancar\u0103, cre\u00e2nd o leg\u0103tur\u0103 direct\u0103 \u00eentre ace\u015ftia \u015fi investitori individuali din Rom\u00e2nia. Orice companie \u00eenregistrat\u0103 \u00een Rom\u00e2nia, indiferent de vechime, domeniu sau dimensiune, poate aplica. Fiecare proiect va fi evaluat printr-un sistem intern de analiz\u0103 a riscului, completat de o echip\u0103 de speciali\u015fti. Antreprenorii eligibili \u00ee\u015fi vor putea stabili propria ofert\u0103 de finan\u0163are, inclusiv dob\u00e2nda. Pentru lansare, Venevo va selecta minimum 20 de proiecte.<\/p>\n
\nPlatforma va permite investitorilor individuali s\u0103 acorde \u00eemprumuturi direct afacerilor rom\u00e2ne\u015fti, 100% digital, \u00eencep\u00e2nd cu sume minime de 100-250 de lei per proiect. Rambursarea se va face lunar, cu dob\u00e2nd\u0103 inclus\u0103, conform unui grafic contractual. Investitorii vor avea acces la informa\u0163ii detaliate despre fiecare proiect, inclusiv scorul de risc. Randamentele anuale pentru investitori sunt estimate \u00eentre 10% \u015fi 30%.<\/p>\n
\n\u201eConstruim un mecanism func\u0163ional, scalabil \u015fi reglementat, care face leg\u0103tura \u00eentre antreprenori \u015fi investitori f\u0103r\u0103 intermediere bancar\u0103. Rom\u00e2nia are nevoie de solu\u0163ii financiare noi, adaptate realit\u0103\u0163ilor economice locale. IMM-urile au idei viabile, dar nu g\u0103sesc sprijin, iar investitorii individuali nu mai vor depozite cu dob\u00e2nzi infime. Venevo r\u0103spunde ambelor nevoi\u201d, a declarat Matei Oprea, fondator Venevo.<\/p>\n
\nPlatforma, construit\u0103 integral \u00een Rom\u00e2nia, a beneficiat de investi\u0163ii de peste 250.000 de euro \u00een tehnologie \u015fi reglementare. Fondatorul subliniaz\u0103 poten\u0163ialul pie\u0163ei locale, men\u0163ion\u00e2nd c\u0103 \u00een Europa finan\u0163\u0103rile alternative mobilizeaz\u0103 anual peste 11 miliarde de euro, \u00een timp ce \u00een Rom\u00e2nia exist\u0103 zeci de mii de companii care nu acceseaz\u0103 credite bancare.<\/p>\n
\n\u00cen primul an, Venevo \u0163inte\u015fte finan\u0163area a cel pu\u0163in 150 de proiecte \u015fi atragerea a peste 9.500 de investitori activi. De asemenea, platforma pl\u0103nuie\u015fte lansarea unei func\u0163ionalit\u0103\u0163i de tranzac\u0163ionare anticipat\u0103 (similar\u0103 unei pie\u0163e secundare), care va permite investitorilor s\u0103 \u00ee\u015fi v\u00e2nd\u0103 investi\u0163iile \u00eenainte de termen altor utilizatori.<\/p>\n","protected":false},"excerpt":{"rendered":"
Venevo, o nou\u0103 platform\u0103 de finan\u0163are participativ\u0103 prin \u00eemprumuturi (crowdlending) de pe plan local, a deschis procesul de selec\u0163ie a proiectelor antreprenoriale care vor fi listate la lansarea oficial\u0103, programat\u0103 pentru prim\u0103vara anului viitor. Platforma \u00ee\u015fi propune s\u0103 intermedieze \u00eemprumuturi totale de 25 de milioane de euro \u00een primul an de func\u0163ionare. \u00cen prezent, cererea […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[255,61583,472,183,7633,450,77,98,61582],"class_list":["post-241374","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-antreprenori","tag-crowdlending","tag-finantare","tag-imprumut","tag-investitori","tag-platforma","tag-proiecte","tag-romania","tag-venevo"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/241374","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=241374"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/241374\/revisions"}],"predecessor-version":[{"id":241382,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/241374\/revisions\/241382"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=241374"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=241374"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=241374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}