\nS\u0103 \u00ee\u0163i creezi o rela\u0163ie s\u0103n\u0103toas\u0103 \u015fi solid\u0103 cu banii t\u0103i poate fi greu, dar nimic nu e imposibil. Primul pas? G\u00e2nde\u015fte-te la priorit\u0103\u0163i \u015fi vezi cum faci s\u0103 economise\u015fti. Al doilea? Fii perseverent \u015fi urmeaz\u0103-\u0163i planul.<\/p>\n
\nCristian T\u0103m\u00eer\u015fi, fost student la ASE \u015fi, \u00een prezent, analist financiar, a reu\u015fit s\u0103 \u00ee\u015fi construiasc\u0103 un comportament financiar \u00een care pe primul loc sunt economiile \u015fi investi\u0163iile pe pia\u0163a de capital.<\/p>\n
\n\u201eBanii din salariu, aproximativ 40-50%, \u00eei pun deoparte. O parte din bani \u00eei economisesc, al\u0163ii \u00eei pun titluri de stat sau \u00eei schimb \u00een valute. Ceea ce \u00eemi r\u0103m\u00e2ne dup\u0103 ce aloc astfel jum\u0103tate din salariu reprezint\u0103 cheltuieli, cazare, m\u00e2ncare, transport \u015fi micile pl\u0103ceri. Fondul de urgen\u0163\u0103 con\u0163ine banii pentru cheltuielile pe trei-patru luni, dar uneori, c\u00e2nd v\u0103d o oportunitate, mai intru \u00een acei bani din fondul de urgen\u0163\u0103\u201d, a explicat el \u00een timpul celui mai recent episod al emisiunii ZF Ce faci cu banii t\u0103i, sus\u0163inut\u0103 de Banca Transilvania.<\/p>\n
\nT\u00e2n\u0103rul lucreaz\u0103 \u00eentr-o corpora\u0163ie, e analist financiar \u015fi e deja la al patrulea job, de\u015fi are doar 24 de ani. A terminat FABBV la ASE.<\/p>\n
\nCristian \u015fi-a dorit s\u0103 lucreze \u00eenc\u0103 din timpul facult\u0103\u0163ii, pentru c\u0103, afirm\u0103 el, \u00eei plac banii \u2013 nu s\u0103 \u00eei cheltuie, ci s\u0103 \u00eei aib\u0103, s\u0103 \u00eei economiseasc\u0103 \u015fi s\u0103 \u00eei pun\u0103 la treab\u0103. \u201e\u00cemi place sentimentul de libertate, de independen\u0163\u0103 pe care mi-l dau. Po\u0163i face ce vrei, te po\u0163i ajuta pe tine \u015fi pe ceilal\u0163i, po\u0163i avea un impact\u201d, explic\u0103 t\u00e2n\u0103rul.<\/p>\n
\nPrimii bani nu i-a f\u0103cut dintr-un job, ci din investi\u0163ii. C\u00e2nd era mic, urm\u0103rea la televizor cum se schimb\u0103 valutele \u015fi le spunea p\u0103rin\u0163ilor s\u0103 \u00eei schimbe banii str\u00e2n\u015fi \u00een euro \u015fi dolari. \u00cen c\u00e2\u0163iva ani, el a realizat c\u0103 avea deja mai mult dec\u00e2t la \u00eenceput.<\/p>\n
\nAst\u0103zi, investe\u015fte \u00een titluri de stat, ETF-uri, ac\u0163iuni \u015fi depozite bancare. \u00cen mare parte, investi\u0163iile sale sunt pe bursa american\u0103, \u00eens\u0103 \u00ee\u015fi dore\u015fte s\u0103 \u00eenceap\u0103 s\u0103 investeasc\u0103 mai mult \u015fi pe bursa local\u0103.<\/p>\n
\n\u201eAr fi o idee bun\u0103 s\u0103 investesc pe bursa local\u0103. Dac\u0103 a\u015f avea o sum\u0103 mai mare, poate 10.000 de lei, mi-a\u015f face un portofoliu \u00een care a\u015f include \u015fi companii purt\u0103toare de dividende. A\u015f include Petrom, Banca Transilvania \u015fi a\u015f urm\u0103ri \u015fi urm\u0103toarea listare\u201d, a mai ad\u0103ugat el.<\/p>\n
\n\u00cen ultimul episod al emisiunii ZF Ce faci cu banii t\u0103i, sus\u0163inut\u0103 de Banca Transilvania, t\u00e2n\u0103rul analist financiar \u015fi Teodora Papainog, doctorand\u0103, ASE, au vorbit despre economii \u015fi despre c\u00e2t de important e s\u0103 faci primul pas \u00een investi\u0163ii.<\/p>\n
\nCe faci cu banii t\u0103i? este o emisiune ZF sub umbrela FIT \u2013 Finan\u0163e pe \u00een\u0163elesul tuturor, programul de educa\u0163ie al B\u0103ncii Transilvania. BT a lansat FIT – Finan\u0163e pe \u00cen\u0163elesul Tuturor, un program na\u0163ional de educa\u0163ie financiar\u0103 prin care \u00ee\u015fi propune s\u0103 construiasc\u0103 pentru genera\u0163iile Alpha, Z \u015fi Y o baz\u0103 solid\u0103 \u00een ceea ce prive\u015fte gestionarea banilor. Astfel, \u00een noul proiect video al Ziarului Financiar, sub umbrela FIT \u015fi sus\u0163inut de BT, \u00eentreb\u0103ri concrete \u015fi simple din sfera educa\u0163iei financiare vor deveni teme de discu\u0163ie care \u00eei vor ajuta pe tineri s\u0103 ia decizii financiare bine informate.<\/p>\n
\n <\/p>\n
\n <\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
S\u0103 \u00ee\u0163i creezi o rela\u0163ie s\u0103n\u0103toas\u0103 \u015fi solid\u0103 cu banii t\u0103i poate fi greu, dar nimic nu e imposibil. Primul pas? G\u00e2nde\u015fte-te la priorit\u0103\u0163i \u015fi vezi cum faci s\u0103 economise\u015fti. Al doilea? Fii perseverent \u015fi urmeaz\u0103-\u0163i planul. Cristian T\u0103m\u00eer\u015fi, fost student la ASE \u015fi, \u00een prezent, analist financiar, a reu\u015fit s\u0103 \u00ee\u015fi construiasc\u0103 un comportament […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[54762,21343,149,16545],"class_list":["post-241370","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-gen-z","tag-generatii","tag-investitii","tag-profesor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/241370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=241370"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/241370\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=241370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=241370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=241370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}