{"id":240651,"date":"2025-09-29T17:48:39","date_gmt":"2025-09-29T17:48:39","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=240651"},"modified":"2025-09-29T17:48:39","modified_gmt":"2025-09-29T17:48:39","slug":"bancile-globale-fac-front-comun-impotriva-industriei-de-criptomonede-swift-cel-mai-mare-sistem-de-plati-interbancare-la-nivel-global-pregateste-un-blockchain-pentru-a-rivaliza-cu-piata-de-criptomon","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=240651","title":{"rendered":"B\u0103ncile globale fac front comun \u00eempotriva industriei de criptomonede. SWIFT, cel mai mare sistem de pl\u0103\u0163i interbancare la nivel global, preg\u0103te\u015fte un blockchain pentru a rivaliza cu pia\u0163a de criptomonede stabile, evaluat\u0103 la 300 de miliarde de dolari"},"content":{"rendered":"<p>\nSWIFT, re\u0163eaua global\u0103 de tranzac\u0163ionare interbancar\u0103, \u00ee\u015fi va crea primul s\u0103u blockchain cu scopul de a facilita tranzac\u0163iile \u00eentre b\u0103ncile globale, o decizie care vine \u00een concordan\u0163\u0103 cu dezvoltarea sectorului de criptomonede stabile (stablecoins).<\/p>\n<p>\nBlockchain reprezint\u0103 o tehnologie bazat\u0103 pe un registru digital, de regul\u0103 descentralizat, unde fiecare tranzac\u0163ie este verificat\u0103 \u015fi aprobat\u0103 de c\u0103tre un nod de validatori. Astfel, tranzac\u0163iile au trasabilitate, nu pot fi modificate \u015fi cel mai important ofer\u0103 transparen\u0163\u0103 publicului.<\/p>\n<p>\nConsor\u0163iul bancar ce se va implica dezvoltarea acestui blockchain este format din mari renume \u00een industrie precum Bank of America, Citigroup \u015fi NatWest, dar \u015fi alte b\u0103nci mai pu\u0163in notorii.<\/p>\n<p>\nAceast\u0103 mi\u015fcare va \u00eembun\u0103t\u0103\u0163ii tranzac\u0163iile transfrontaliere, iar blockchainul va permite \u201eca tranzac\u0163iile s\u0103 fie \u00eenregistrate, secven\u0163iate, validate \u015fi aplicate prin intermediul contractelor inteligente\u201d spune SWIFT.<\/p>\n<p>\nExist\u0103 o competi\u0163ie \u00eentre b\u0103ncile tradi\u0163ionale, grupurile de pl\u0103\u0163i \u015fi industria de criptomonede. Pia\u0163a de criptomonede stabile, evaluat\u0103 la 300 de miliarde de dolari \u015fi dominat\u0103 \u00een principiu de Tether \u015fi Circle, apare ca o amenin\u0163are la adresa SWIFT deoarece aceste criptomonede permit utilizatorului s\u0103 transfere fondurile direct f\u0103r\u0103 nevoia unui intermediar.<\/p>\n<p>\nSUA a adoptat \u00een iulie o reglementare \u00een industria criptomonedelor stabile, o mi\u015fcare de \u00eencurajare pentru b\u0103nci precum JPMorgan \u015fi Citi ca s\u0103-\u015fi dezvolte produse ce folosesc modelul stablecoin-urilor, acela de a fi ancorate la valoarea dolarului.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SWIFT, re\u0163eaua global\u0103 de tranzac\u0163ionare interbancar\u0103, \u00ee\u015fi va crea primul s\u0103u blockchain cu scopul de a facilita tranzac\u0163iile \u00eentre b\u0103ncile globale, o decizie care vine \u00een concordan\u0163\u0103 cu dezvoltarea sectorului de criptomonede stabile (stablecoins). Blockchain reprezint\u0103 o tehnologie bazat\u0103 pe un registru digital, de regul\u0103 descentralizat, unde fiecare tranzac\u0163ie este verificat\u0103 \u015fi aprobat\u0103 de c\u0103tre [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,8358,30806],"class_list":["post-240651","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bank-of-america","tag-creare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/240651","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=240651"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/240651\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=240651"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=240651"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=240651"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}