{"id":240536,"date":"2025-09-25T14:43:05","date_gmt":"2025-09-25T14:43:05","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=240536"},"modified":"2025-09-25T14:43:05","modified_gmt":"2025-09-25T14:43:05","slug":"noua-banci-europene-vor-sa-lanseze-o-moneda-digitala-stabila-in-euro","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=240536","title":{"rendered":"Nou\u0103 b\u0103nci europene vor s\u0103 lanseze o moned\u0103 digital\u0103 stabil\u0103 \u00een euro"},"content":{"rendered":"<p>\nNou\u0103 b\u0103nci europene \u2013 ING, Banca Sella, KBC, Danske Bank, DekaBank, UniCredit, SEB, CaixaBank \u015fi Raiffeisen Bank International \u2013 au anun\u0163at joi lansarea unei monede digitale stabile (stablecoin) denominate \u00een euro, \u00een conformitate cu reglement\u0103rile MiCAR.<\/p>\n<p>\nNoul instrument de plat\u0103, bazat pe tehnologia blockchain, este conceput pentru a facilita tranzac\u0163iile \u00een ecosistemul digital european.<\/p>\n<p>\nStablecoin-ul urmeaz\u0103 s\u0103 faciliteze pl\u0103\u0163i \u015fi decont\u0103ri rapide, cu costuri reduse, oferind acces permanent (24\/7) la tranzac\u0163ii transfrontaliere \u015fi posibilitatea de a integra pl\u0103\u0163i programabile, precum \u015fi solu\u0163ii pentru gestionarea lan\u0163urilor de aprovizionare \u015fi decontarea activelor digitale, de la valori mobiliare la criptomonede.<\/p>\n<p>\n&#8220;Stablecoin-urile reprezint\u0103 o pilon important al strategiei noastre privind activele digitale. Credem c\u0103 acestea au poten\u0163ialul de a transforma procesele interne \u015fi de a oferi clien\u0163ilor no\u015ftri tranzac\u0163ii \u015fi op\u0163iuni de plat\u0103 mai rapide \u015fi mai eficiente din punct de vedere al costurilor. Am aderat la acest consor\u0163iu deoarece suntem convin\u015fi de avantajele ca mai multe b\u0103nci s\u0103 emit\u0103 stablecoin-uri. Prin valorificarea re\u0163elelor noastre, consolidarea resurselor, distribuirea riscurilor \u015fi \u00eembun\u0103t\u0103\u0163irea lichidit\u0103\u0163ii, putem crea un ecosistem care valorific\u0103 oportunit\u0103\u0163ile oferite de MiCAR-ul european,&#8221; spune Johann Strobl, CEO-ul RBI.<\/p>\n<p>\nConsor\u0163iul monedei stabile, cu b\u0103ncile men\u0163ionate ca membri fondatori, a \u00eenfiin\u0163at o nou\u0103 companie \u00een \u0162\u0103rile de Jos, cu scopul de a fi licen\u0163iat\u0103 \u015fi supravegheat\u0103 de Banca Central\u0103 Olandez\u0103 ca institu\u0163ie emitent\u0103 de e-money.<\/p>\n<p>\nConsor\u0163iul r\u0103m\u00e2ne deschis \u015fi ader\u0103rii altor b\u0103nci.<\/p>\n<p>\nUn CEO urmeaz\u0103 s\u0103 fie desemnat \u00een viitorul apropiat, sub rezerva aprob\u0103rii de c\u0103tre autorit\u0103\u0163ile de reglementare.<\/p>\n<p>\nIni\u0163iativa \u00ee\u015fi propune s\u0103 creeze o alternativ\u0103 european\u0103 la pia\u0163a monedelor digitale stabile, \u00een prezent dominat\u0103 de SUA, \u015fi s\u0103 sprijine autonomia Europei \u00een domeniul pl\u0103\u0163ilor. B\u0103ncile din consor\u0163iu vor putea dezvolta servicii asociate, precum portofele digitale \u015fi solu\u0163ii de custodie.<\/p>\n<p>\n\u201ePrin aderarea la acest consor\u0163iu de b\u0103nci europene de prim rang, contribuim la satisfacerea nevoii de solu\u0163ii fiabile \u015fi reglementate pentru pl\u0103\u0163ile \u015fi decont\u0103rile on-chain, deschiz\u00e2nd calea c\u0103tre un nou standard \u00een domeniul activelor digitale, care s\u0103 sprijine cre\u015fterea economic\u0103 \u015fi suveranitatea financiar\u0103 a Europei.\u201d, adaug\u0103 Fiona Melrose, Head of Group Strategy &#038; ESG la UniCredit.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nou\u0103 b\u0103nci europene \u2013 ING, Banca Sella, KBC, Danske Bank, DekaBank, UniCredit, SEB, CaixaBank \u015fi Raiffeisen Bank International \u2013 au anun\u0163at joi lansarea unei monede digitale stabile (stablecoin) denominate \u00een euro, \u00een conformitate cu reglement\u0103rile MiCAR. Noul instrument de plat\u0103, bazat pe tehnologia blockchain, este conceput pentru a facilita tranzac\u0163iile \u00een ecosistemul digital european. Stablecoin-ul [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9323,25593,47,93,60704,7128],"class_list":["post-240536","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-active","tag-banci-europene","tag-lansare","tag-plati","tag-stablecoin","tag-tranzactii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/240536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=240536"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/240536\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=240536"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=240536"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=240536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}