\nCum fac s\u0103 economisesc \u015fi s\u0103 nu bag mereu m\u00e2na \u00een \u201eborcanul cu economii\u201d e \u00eentrebarea pe care \u015fi-o pun mul\u0163i tineri care \u00eencearc\u0103 s\u0103 fie mai disciplina\u0163i financiar, printre care se num\u0103r\u0103 \u015fi Flavia, \u00een v\u00e2rst\u0103 de 22 de ani. Adev\u0103rul e c\u0103 nu e suficient doar s\u0103 pui bani deoparte, ci \u015fi s\u0103 ai un mecanism care s\u0103 te ajute s\u0103 nu \u00eei cheltuie\u015fti imediat ce apare o tenta\u0163ie. Acest mecanism, de cele mai multe ori, e chiar propria ta voin\u0163\u0103.<\/p>\n
\n\u201eInstrumentul te ajut\u0103 \u015fi nu prea s\u0103 \u00ee\u0163i atingi obiectivul acesta pentru c\u0103 \u00eentr-o aplica\u0163ie pe telefon ai \u00een permanen\u0163\u0103 acces la acel instrument. Prin urmare, acesta te ajut\u0103 doar la economisirea propriu-zis\u0103, dar nu te \u00eempiedic\u0103 s\u0103 iei banii de acolo. Ceea ce te ajut\u0103 s\u0103 nu accesezi economiile acumulate este s\u0103 \u00ee\u0163i dore\u015fti cu adev\u0103rat s\u0103 str\u00e2ngi bani \u015fi s\u0103 ai un obiectiv concret\u201d, a explicat Adrian C\u0103ruceru, consultant \u00een finan\u0163e personale, \u00een cea mai recent\u0103 edi\u0163ie a emisiunii ZF Ce faci cu banii t\u0103i, un proiect sub umbrela FIT \u2013 Finan\u0163e pe \u00een\u0163elesul tuturor, programul de educa\u0163ie al B\u0103ncii Transilvania.<\/p>\n
\nA\u015fadar, nu \u00eencerca s\u0103 economise\u015fti doar ca s\u0103 ai ni\u015fte bani str\u00e2n\u015fi, ci pentru un scop care te motiveaz\u0103 \u2013 fie c\u0103 e o vacan\u0163\u0103, un laptop nou sau chiar primul t\u0103u fond de investi\u0163ii. Primul pas e cel mai greu, dar odat\u0103 ce \u00eel faci, vei descoperi c\u0103 disciplina se construie\u015fte treptat \u015fi c\u0103 nu conteaz\u0103 c\u00e2t pui deoparte, ci faptul c\u0103 o faci constant.<\/p>\n
\nMetodele de economisire s-au diversificat \u2013 de la pu\u015fculi\u0163\u0103 sau numerar, la produse bancare sau aplica\u0163ii digitale. Instrumentele moderne sunt utile, dar disciplina interioar\u0103 \u015fi obiectivul de economisire sunt cele mai importante pentru a nu cheltui banii str\u00e2n\u015fi la prima tenta\u0163ie.<\/p>\n
\n\u00cen cel mai recent episod al emisiunii ZF Ce faci cu banii t\u0103i, un proiect sub umbrela FIT \u2013 Finan\u0163e pe \u00een\u0163elesul tuturor, programul de educa\u0163ie al B\u0103ncii Transilvania, Adrian C\u0103ruceru, consultant \u00een finan\u0163e personale, a vorbit despre importan\u0163a educa\u0163iei financiare, despre economisire, investi\u0163ii \u015fi despre cum s\u0103 ai o rela\u0163ie c\u00e2t mai s\u0103n\u0103toas\u0103 cu banii t\u0103i.<\/p>\n
\nCe faci cu banii t\u0103i? este o emisiune ZF sub umbrela FIT \u2013 Finan\u0163e pe \u00een\u0163elesul tuturor, programul de educa\u0163ie al B\u0103ncii Transilvania. BT a lansat FIT – Finan\u0163e pe \u00cen\u0163elesul Tuturor, un program na\u0163ional de educa\u0163ie financiar\u0103 prin care \u00ee\u015fi propune s\u0103 construiasc\u0103 pentru genera\u0163iile Alpha, Z \u015fi Y o baz\u0103 solid\u0103 \u00een ceea ce prive\u015fte gestionarea banilor. Astfel, \u00een noul proiect video al Ziarului Financiar, sub umbrela FIT \u015fi sus\u0163inut de BT, \u00eentreb\u0103ri concrete \u015fi simple din sfera educa\u0163iei financiare vor deveni teme de discu\u0163ie care \u00eei vor ajuta pe tineri s\u0103 ia decizii financiare bine informate.<\/p>\n
\n <\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Cum fac s\u0103 economisesc \u015fi s\u0103 nu bag mereu m\u00e2na \u00een \u201eborcanul cu economii\u201d e \u00eentrebarea pe care \u015fi-o pun mul\u0163i tineri care \u00eencearc\u0103 s\u0103 fie mai disciplina\u0163i financiar, printre care se num\u0103r\u0103 \u015fi Flavia, \u00een v\u00e2rst\u0103 de 22 de ani. Adev\u0103rul e c\u0103 nu e suficient doar s\u0103 pui bani deoparte, ci \u015fi s\u0103 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[61217,61216,61215,149],"class_list":["post-239994","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bugetul-lunar","tag-ce-faci-cu-banii-tai","tag-cfbt","tag-investitii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/239994","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=239994"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/239994\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=239994"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=239994"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=239994"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}