{"id":239646,"date":"2025-08-27T14:32:04","date_gmt":"2025-08-27T14:32:04","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=239646"},"modified":"2025-08-27T14:32:04","modified_gmt":"2025-08-27T14:32:04","slug":"romanii-au-luat-in-jur-de-50-000-de-credite-ipotecare-noi-in-primele-sase-luni-din-2025","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=239646","title":{"rendered":"Rom\u00e2nii au luat \u00een jur de 50.000 de credite ipotecare noi \u00een primele \u015fase luni din 2025"},"content":{"rendered":"<p>\nAproximativ 50.000 de credite ipotecare au fost contractate de rom\u00e2ni \u00een prima jum\u0103tate a lui 2025, fiind cel mai ridicat nivel din ultimii cinci ani. \u00cemprumuturile s-au ridicat la 3.2 miliarde de euro, \u00eenregistr\u00e2nd o cre\u015ftere de 60% fa\u0163\u0103 de anul trecut, arat\u0103 Ipotecare.ro.<\/p>\n<p>\nConform datelor oferite de Banca Na\u0163ional\u0103 a Rom\u00e2niei, creditele ipotecare acordate la nivel na\u0163ional au ajuns la 5,56 miliarde de euro \u00een primele \u015fase luni din 2025, incluz\u00e2nd \u015fi refinan\u0163\u0103rile, fiind astfel o cre\u015ftere de 26% fa\u0163\u0103 de anul precedent.<\/p>\n<p>\nLa finalul semestrului \u00eent\u00e2i, \u00een totalitate, soldul creditelor ipotecare era de 22.7 miliarde de euro, \u00een cre\u015ftere cu 5.5% fa\u0163\u0103 de anul trecut.<\/p>\n<p>\nAlexandru R\u0103dulescu, managing partner la SVN Romania a declarat: \u201ePrima jum\u0103tate a anului &#8211; \u00een special perioada trimestrului al doilea &#8211; a fost excep\u0163ional\u0103 pentru pia\u0163a ipotecar\u0103 \u2013 \u015fi asta \u00eentr-un context \u00een care 2025 a debutat foarte lent, \u00eentr-o stare de incertitudine, tensiune politic\u0103 \u015fi numeroase estim\u0103ri negative. Estim\u0103m c\u0103 a doua jum\u0103tate a anului va fi la fel de bun\u0103, 2025 av\u00e2nd toate premisele pentru a fi un an record pentru pia\u0163a ipotecar\u0103 din Rom\u00e2nia\u201d.<\/p>\n<p>\nValoarea medie a unui credit ipotecar nou a fost de 64.000 de euro, fa\u0163\u0103 de 62.000 de euro anul trecut, iar venitul mediu al unei familii care a accesat un astfel de \u00eemprumut a fost de 2.500 de euro.<\/p>\n<p>\nConform Agen\u0163iei Na\u0163ionale de Cadastru \u015fi Publicitate Imobiliar\u0103, num\u0103rul caselor \u015fi apartamentelor v\u00e2ndute la nivel na\u0163ional a sc\u0103zut cu 3,5% \u00een S1 2025 fa\u0163\u0103 de aceea\u015fi perioad\u0103 din 2024.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Aproximativ 50.000 de credite ipotecare au fost contractate de rom\u00e2ni \u00een prima jum\u0103tate a lui 2025, fiind cel mai ridicat nivel din ultimii cinci ani. \u00cemprumuturile s-au ridicat la 3.2 miliarde de euro, \u00eenregistr\u00e2nd o cre\u015ftere de 60% fa\u0163\u0103 de anul trecut, arat\u0103 Ipotecare.ro. Conform datelor oferite de Banca Na\u0163ional\u0103 a Rom\u00e2niei, creditele ipotecare acordate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,8356,10518,173],"class_list":["post-239646","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-credite-ipotecare","tag-ipotecare","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/239646","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=239646"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/239646\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=239646"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=239646"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=239646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}