{"id":239185,"date":"2025-08-08T14:31:43","date_gmt":"2025-08-08T14:31:43","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=239185"},"modified":"2025-08-08T14:31:43","modified_gmt":"2025-08-08T14:31:43","slug":"trump-de-acord-cu-fondurile-private-de-investitii-si-criptomonedele-ca-optiuni-pentru-pensii","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=239185","title":{"rendered":"Trump, de acord cu fondurile private de investi\u0163ii \u015fi criptomonedele ca op\u0163iuni pentru pensii"},"content":{"rendered":"<p>\nNu exist\u0103 nicio schimbare imediat\u0103 \u00een modul \u00een care oamenii investesc o parte din veniturile lor din munc\u0103. Agen\u0163iile federale ar trebui s\u0103 rescrie regulile \u015fi reglement\u0103rile pentru a permite extinderea op\u0163iunilor, iar acest proces ar dura luni de zile sau chiar mai mult. Dar, odat\u0103 finalizat, angajatorii ar putea oferi angaja\u0163ilor o gam\u0103 mai larg\u0103 de fonduri mutuale \u015fi investi\u0163ii, potrivit Casei Albe. Conform noilor planuri, ar putea investi \u00een active alternative, \u00een special fonduri private de investi\u0163ii, criptomonede \u015fi imobiliare.<\/p>\n<p>\nOrdinul pre\u015fedintelui republican impune Departamentului Muncii \u015fi altor agen\u0163ii s\u0103 redefinieasc\u0103 ceea ce ar fi considerat un activ calificat \u00een conformitate cu regulile de pensionare 401(k).<\/p>\n<p>\nPlanurile de pensii ale americanilor sunt reglementate de o lege cunoscut\u0103 sub numele de Employee Retirement Income Security Act din 1974, mai bine cunoscut\u0103 sub numele de ERISA. Angajatorii sunt obliga\u0163i prin lege s\u0103 ofere op\u0163iuni de pensie care sunt \u00een interesul angaja\u0163ilor lor, nu al Wall Street. Majoritatea planurilor de pensii pentru americani sunt alc\u0103tuite din investi\u0163ii \u00een ac\u0163iuni \u015fi obliga\u0163iuni \u015fi, \u00eentr-o m\u0103sur\u0103 mult mai mic\u0103, din numerar \u015fi m\u0103rfuri tranzac\u0163ionate intens, cum ar fi aurul.<\/p>\n<p>\nM\u0103sura luat\u0103 de Trump recompenseaz\u0103 at\u00e2t industria de capital privat \u00een valoare de 5 trilioane de dolari, care de zeci de ani dore\u015fte s\u0103 concureze pentru un rol \u00een planurile de pensii, c\u00e2t \u015fi industria criptomonedelor, ai c\u0103rei directori au sus\u0163inut puternic campania lui Trump din 2024, urm\u0103rind o acceptare mai larg\u0103 \u00een r\u00e2ndul americanilor.<\/p>\n<p>\nPre\u0163ul bitcoinului a crescut joi cu 2%, ajung\u00e2nd la 116.542 de dolari, \u015fi aproape s-a dublat de la alegerea lui Trump.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Milioane de americani care economisesc pentru pensie ar putea avea op\u0163iunea de a-\u015fi investi banii \u00een opera\u0163iuni cu risc mai ridicat \u00een capital privat \u015fi criptomonede, potrivit unui decret semnat joi de pre\u015fedintele Donald Trump , scrie AP.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[44389,4155,348],"class_list":["post-239185","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-criptomonede","tag-pensie","tag-trump"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/239185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=239185"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/239185\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=239185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=239185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=239185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}