\nJP Morgan Chase, cea mai mare banc\u0103 din SUA, face un pas major spre integrarea criptomonedelor \u00een sectorul financiar tradi\u0163ional, explor\u00e2nd posibilitatea de a acorda \u00eemprumuturi garantate direct cu active digitale precum bitcoin \u015fi ethereum. Surse apropiate discu\u0163iilor afirm\u0103 c\u0103 banca ar putea lansa aceast\u0103 facilitate \u00eencep\u00e2nd cu anul viitor, de\u015fi planurile nu sunt \u00eenc\u0103 gata, scrie Financial Times.<\/p>\n
\nAceast\u0103 mi\u015fcare marcheaz\u0103 o schimbare de paradigm\u0103 semnificativ\u0103 pentru Jamie Dimon, CEO-ul JPMorgan, care \u00een 2017 declara tran\u015fant c\u0103 bitcoin este o \u201efraud\u0103\u201d ce \u201eva exploda\u201d \u015fi un instrument folosit doar de \u201etrafican\u0163i de droguri \u015fi asasini\u201d.<\/p>\n
\n \u00centre timp, discursul s\u0103u s-a nuan\u0163at, Dimon afirm\u00e2nd recent c\u0103 \u201enu recomand fumatul, dar \u00ee\u0163i ap\u0103r dreptul de a fuma. La fel \u015fi cu bitcoin: cump\u0103r\u0103 dac\u0103 vrei.\u201d<\/p>\n
\nIntrarea JPMorgan pe zona creditelor garantate cu criptomonede ar semnala o deschidere mai larg\u0103 a industriei financiare reglementate c\u0103tre activele digitale, pe fondul unei atitudini mai favorabile din partea autorit\u0103\u0163ilor americane. Adoptarea recent\u0103 de c\u0103tre Camera Reprezentan\u0163ilor a primului cadru legislativ pentru reglementarea stablecoin-urilor, monede digitale ancorate \u00een active precum dolarul american, a fost primit\u0103 cu entuziasm de marile b\u0103nci.<\/p>\n
\nDe altfel, alte institu\u0163ii financiare, precum Morgan Stanley, analizeaz\u0103 la r\u00e2ndul lor extinderea opera\u0163iunilor \u00een zona crypto, inclusiv prin platforme precum E*Trade. Goldman Sachs, de\u015fi prezent pe pia\u0163a crypto prin produse derivate \u015fi consultan\u0163\u0103, nu accept\u0103 \u00eenc\u0103 criptomonedele ca garan\u0163ii directe pentru credite.<\/p>\n
\nProvoc\u0103rile nu lipsesc: utilizarea criptomonedelor drept garan\u0163ii implic\u0103 riscuri de volatilitate, probleme de conformitate cu legisla\u0163ia anti-sp\u0103lare de bani \u015fi solu\u0163ii tehnice privind administrarea activelor \u00een caz de neplat\u0103. JPMorgan nu p\u0103streaz\u0103 criptomonede pe bilan\u0163, astfel c\u0103 ar urma s\u0103 colaboreze cu ter\u0163i, precum Coinbase, pentru custodia activelor.<\/p>\n
\nChiar dac\u0103 JPMorgan a fost reticent\u0103 fa\u0163\u0103 de criptomonedele consacrate, banca nu a stat departe de inova\u0163iile digitale. \u00cen 2019, a lansat JPM Coin, una dintre primele monede digitale sus\u0163inute de o banc\u0103, destinat\u0103 facilit\u0103rii pl\u0103\u0163ilor institu\u0163ionale rapide \u015fi sigure.<\/p>\n
\nAceast\u0103 pivotare spre creditele garantate de criptomonede reflect\u0103 o tendin\u0163\u0103 global\u0103 de integrare a activelor digitale \u00een economia tradi\u0163ional\u0103, iar marile b\u0103nci nu \u00ee\u015fi mai permit s\u0103 ignore poten\u0163ialul pie\u0163ei crypto, estimat\u0103 la trilioane de dolari. JPMorgan joac\u0103 astfel o carte strategic\u0103, cu mize mari pe viitorul finan\u0163elor digitale.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
JP Morgan Chase, cea mai mare banc\u0103 din SUA, face un pas major spre integrarea criptomonedelor \u00een sectorul financiar tradi\u0163ional, explor\u00e2nd posibilitatea de a acorda \u00eemprumuturi garantate direct cu active digitale precum bitcoin \u015fi ethereum. Surse apropiate discu\u0163iilor afirm\u0103 c\u0103 banca ar putea lansa aceast\u0103 facilitate \u00eencep\u00e2nd cu anul viitor, de\u015fi planurile nu sunt \u00eenc\u0103 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,7736,246,7136,26707,16538,6298,569,391,106],"class_list":["post-238675","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-credit","tag-crestere","tag-finante","tag-fraudare","tag-jpmorgan","tag-pregateste","tag-reguli","tag-schimbare","tag-sua"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/238675","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=238675"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/238675\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=238675"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=238675"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=238675"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}