{"id":238203,"date":"2025-07-07T17:12:07","date_gmt":"2025-07-07T17:12:07","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=238203"},"modified":"2025-07-07T17:12:07","modified_gmt":"2025-07-07T17:12:07","slug":"robor-la-3-luni-a-mai-facut-luni-un-pas-inapoi-si-coboara-la-688-indicele-a-depasit-pragul-de-7-pe-8-mai-2025-dobanda-titlurilor-de-stat-la-10-ani-ramane-la-735","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=238203","title":{"rendered":"ROBOR la 3 luni a mai f\u0103cut luni un pas \u00eenapoi \u015fi coboar\u0103 la 6,88%. Indicele a dep\u0103\u015fit pragul de 7% pe 8 mai 2025. Dob\u00e2nda titlurilor de stat la 10 ani r\u0103m\u00e2ne la 7,35%"},"content":{"rendered":"<p>\n<span>Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele retail \u00een lei contractate \u00eenainte de luna mai 2019, precum \u015fi pentru creditele curente ale companiilor \u00een lei, a mai f\u0103cut luni un pas \u00eenapoi \u015fi coboar\u0103 la 6,88%, dup\u0103 ce sc\u0103zuse la finele s\u0103pt\u0103m\u00e2nii trecute sub pragul de 7%, arat\u0103 datele BNR.<\/span><\/p>\n<p>\n<span>Indicele ROBOR 3M a dep\u0103\u015fit acest prag pe 8 mai 2025, c\u00e2nd a s\u0103rit de la 6,47% la 7,25% \u00een decurs de o zi.&nbsp;<\/span><\/p>\n<p>\n<span>\u00cen paralel,&nbsp;indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a cobor\u00e2t luni la 7%, de la 7,09% vineri, iar indicele&nbsp;<\/span><span>ROBOR la 12 luni&nbsp; a ajuns la 7,12%, de la 7,19% la finele s\u0103pt\u0103m\u00e2nii trecute.<\/span><\/p>\n<p>\n<span>In<\/span><span>dice IRCC, folosit pentru calculul dob\u00e2nzii la creditele mai noi de 2019, este de 5,55%.<\/span><\/p>\n<p>\n<span background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" text-align:=\"\">Datele BNR arat\u0103 c\u0103 titlurile de stat cu scaden\u0163a la 10 ani erau cotate vineri cu o rat\u0103 de referin\u0163\u0103 de 7,35% pe pia\u0163a secundar\u0103, fa\u0163\u0103 de 7,41% cu o zi \u00eenainte. Luni, dob\u00e2nda a r\u0103mas la acela\u015fi nivel<\/span><\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\" text-align:=\"\">\n&nbsp;<\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\" text-align:=\"\">\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele retail \u00een lei contractate \u00eenainte de luna mai 2019, precum \u015fi pentru creditele curente ale companiilor \u00een lei, a mai f\u0103cut luni un pas \u00eenapoi \u015fi coboar\u0103 la 6,88%, dup\u0103 ce sc\u0103zuse la finele s\u0103pt\u0103m\u00e2nii trecute sub pragul de 7%, arat\u0103 datele BNR. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,485,10021,15645],"class_list":["post-238203","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-credite","tag-indice","tag-prag"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/238203","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=238203"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/238203\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=238203"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=238203"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=238203"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}