{"id":237839,"date":"2025-06-24T17:48:49","date_gmt":"2025-06-24T17:48:49","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=237839"},"modified":"2025-06-24T17:48:49","modified_gmt":"2025-06-24T17:48:49","slug":"veste-proasta-pentru-pasionatii-de-cripto-stablecoin-urile-nu-vor-putea-inlocui-banii-traditionali","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=237839","title":{"rendered":"Veste proast\u0103 pentru pasiona\u0163ii de cripto: Stablecoin-urile nu vor putea \u00eenlocui banii tradi\u0163ionali"},"content":{"rendered":"<p>\nBancherii centrali au oferit o perspectiv\u0103 dur\u0103 a stablecoin-urilor, afirm\u00e2nd c\u0103 acestea \u201ese comport\u0103 prost\u201d \u00een privin\u0163a cerin\u0163elor esen\u0163iale pentru a fi folosite pe scar\u0103 larg\u0103 ca mijloc de plat\u0103, resping\u00e2nd astfel ini\u0163iativa pre\u015fedintelui american Donald Trump de a le transforma \u00eentr-un pilon al finan\u0163elor tradi\u0163ionale.<\/p>\n<p>\nBanca Reglementelor Interna\u0163ionale (BIS) a declarat c\u0103 stablecoin-urile nu trec cele trei teste fundamentale pentru a fi considerate bani: nu sunt sus\u0163inute de b\u0103nci centrale, nu dispun de suficiente m\u0103suri de protec\u0163ie \u00eempotriva utiliz\u0103rii ilegale \u015fi nu ofer\u0103 flexibilitatea financiar\u0103 necesar\u0103 pentru a genera credit, scrie FT.<\/p>\n<p>\nStablecoin-urile sunt concepute ca o punte \u00eentre activele cripto volatile, precum Bitcoin, \u015fi sistemele monetare tradi\u0163ionale, prin urm\u0103rirea valorii monedelor clasice.<\/p>\n<p>\nCreatorii lor sus\u0163in c\u0103 transferurile online realizate cu aceste monede sunt mai eficiente dec\u00e2t transferurile bancare interna\u0163ionale. Totu\u015fi, faptul c\u0103 pot fi de\u0163inute anonim le-a f\u0103cut populare \u00een r\u00e2ndul traderilor cripto \u015fi le-a transformat \u00eentr-un canal pentru infrac\u0163iuni precum traficul de droguri \u015fi sp\u0103larea de bani.<\/p>\n<p>\nHyun Song Shin, \u015feful departamentului monetar \u015fi economic al BIS, a declarat presei c\u0103 stablecoin-urile implic\u0103 riscul retragerilor masive \u015fi bru\u015fte din partea investitorilor: \u201e\u00centrebarea esen\u0163ial\u0103 este: dac\u0103 apar astfel de retrageri \u00een zona stablecoin-urilor, care vor fi consecin\u0163ele?\u201d<\/p>\n<p>\nGuvernele din SUA \u015fi Marea Britanie elaboreaz\u0103 \u00een prezent cadre de reglementare pentru stablecoin-uri, ca r\u0103spuns la utilizarea lor \u00een cre\u015ftere. \u00cen prezent, exist\u0103 \u00een circula\u0163ie aproximativ 250 de miliarde de dolari \u00een stablecoin-uri, dominate de tokenuri denominate \u00een dolari americani, precum Tether \u015fi USDC.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bancherii centrali au oferit o perspectiv\u0103 dur\u0103 a stablecoin-urilor, afirm\u00e2nd c\u0103 acestea \u201ese comport\u0103 prost\u201d \u00een privin\u0163a cerin\u0163elor esen\u0163iale pentru a fi folosite pe scar\u0103 larg\u0103 ca mijloc de plat\u0103, resping\u00e2nd astfel ini\u0163iativa pre\u015fedintelui american Donald Trump de a le transforma \u00eentr-un pilon al finan\u0163elor tradi\u0163ionale. Banca Reglementelor Interna\u0163ionale (BIS) a declarat c\u0103 stablecoin-urile nu [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[82,50641,47800,149,60704,10437,348],"class_list":["post-237839","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bani","tag-cripto","tag-crypto","tag-investitii","tag-stablecoin","tag-transferuri","tag-trump"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/237839","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=237839"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/237839\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=237839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=237839"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=237839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}