{"id":237258,"date":"2025-06-08T14:02:24","date_gmt":"2025-06-08T14:02:24","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=237258"},"modified":"2025-06-08T14:02:24","modified_gmt":"2025-06-08T14:02:24","slug":"vesti-proaste-pentru-cei-cu-credite","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=237258","title":{"rendered":"Ve\u015fti proaste pentru cei cu credite"},"content":{"rendered":"<p>\nBanca Na\u0163ional\u0103 a Rom\u00e2niei (BNR) va men\u0163ine dob\u00e2nda de politic\u0103 monetar\u0103 la nivelul actual p\u00e2n\u0103 c\u00e2nd dob\u00e2nzile din pia\u0163a interbancar\u0103 nu vor cobor\u00ee sub 6,5%, sau chiar sub pragul de 6%, este de p\u0103rere Valentin T\u0103taru, economist-\u015fef la ING Bank. De\u015fi dob\u00e2nzile s-au temperat recent \u015fi au revenit sub nivelul Lombard&nbsp; (dob\u00e2nda la facilitatea de credit Lombard la care b\u0103ncile comerciale se pot \u00eemprumuta de la BNR-n.red), nu exist\u0103 \u00eenc\u0103 condi\u0163iile necesare pentru o relaxare a politicii monetare.<\/p>\n<p>\n\u201eCred c\u0103 Banca Na\u0163ional\u0103 nu va t\u0103ia dob\u00e2nzile p\u00e2n\u0103 c\u00e2nd dob\u00e2nzile din pia\u0163\u0103 nu revin sub dob\u00e2nda de politic\u0103 monetar\u0103, deci s\u0103 fie din nou sub 6,5% sau chiar sub 6%. \u00cen momentul de fa\u0163\u0103 nu suntem acolo, e adev\u0103rat s-au calmat semnificativ dob\u00e2nzile, au revenit sub Lombard.\u201d a spus Valentin T\u0103taru, economist-\u015fef la ING Bank, \u00een cadrul emisiunii de business ZF Live, realizat\u0103 cu sprijinul Orange Business.<\/p>\n<p>\nSpecialistul a explicat c\u0103 lichiditatea din pia\u0163\u0103 se afl\u0103 \u00eentr-un echilibru delicat \u015fi c\u0103 nu este suficient\u0103 pentru a transmite un semnal privind reducerea dob\u00e2nzilor. Aceast\u0103 a\u015fteptare prelungit\u0103 va \u0163ine dob\u00e2nzile ridicate pentru o perioad\u0103, influen\u0163\u00e2nd costul credit\u0103rii pentru companii \u015fi popula\u0163ie.<\/p>\n<p>\n\u201eV\u0103d \u00een principiu o perioad\u0103 de c\u00e2teva luni p\u00e2n\u0103 c\u00e2nd lichiditatea revine \u00een pia\u0163\u0103. Nu suntem \u00een deficit de lichiditate dar nici surplusul nu e prea mare deci mai dureaz\u0103 p\u00e2n\u0103 c\u00e2nd lichiditatea revine, b\u0103ncile recap\u0103t\u0103 \u00eencredere \u00een stabilitatea acestui surplus \u015fi atunci se transmite acest impuls pe toat\u0103 curba de dob\u00e2nzi\u201d a detaliat T\u0103taru.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Na\u0163ional\u0103 a Rom\u00e2niei (BNR) va men\u0163ine dob\u00e2nda de politic\u0103 monetar\u0103 la nivelul actual p\u00e2n\u0103 c\u00e2nd dob\u00e2nzile din pia\u0163a interbancar\u0103 nu vor cobor\u00ee sub 6,5%, sau chiar sub pragul de 6%, este de p\u0103rere Valentin T\u0103taru, economist-\u015fef la ING Bank. De\u015fi dob\u00e2nzile s-au temperat recent \u015fi au revenit sub nivelul Lombard&nbsp; (dob\u00e2nda la facilitatea de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,187,183,274,20885],"class_list":["post-237258","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-dobanzi","tag-imprumut","tag-incepere","tag-ridicare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/237258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=237258"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/237258\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=237258"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=237258"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=237258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}