{"id":236963,"date":"2025-05-28T16:58:18","date_gmt":"2025-05-28T16:58:18","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=236963"},"modified":"2025-05-28T16:58:18","modified_gmt":"2025-05-28T16:58:18","slug":"coface-numarul-insolventelor-a-crescut-in-2024-in-majoritatea-tarilor-din-europa-centrala-est-in-ciuda-redresarii-economice-cel-mai-mare-avans-fiind-in-slovenia-de-32-in-timp-ce-romania-a-avut-un","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=236963","title":{"rendered":"Coface: Num\u0103rul insolven\u0163elor a crescut \u00een 2024 \u00een majoritatea \u0163\u0103rilor din Europa Central\u0103 Est, \u00een ciuda redres\u0103rii economice, cel mai mare avans fiind \u00een Slovenia, de 32%, \u00een timp ce Rom\u00e2nia a avut un plus de 9,4%"},"content":{"rendered":"

\nNum\u0103rul insolven\u0163elor a crescut anul trecut \u00een majoritatea \u0163\u0103rilor din Europa Central\u0103 Est, \u00een ciuda redres\u0103rii economice, cel mai mare avans fiind \u00een Slovenia, de 32%, \u00een timp ce Rom\u00e2nia a avut un plus de 9,4%, potrivit raportului Coface.<\/p>\n

\n\u00cen schimb, Ungaria a raportat cea mai accentuat\u0103 sc\u0103dere, de 25,5%, dar modific\u0103rile de reglementare au distorsionat cifrele.<\/p>\n

\nRegiunea ECE a \u00eenregistrat o cre\u015ftere medie a PIB-ului de 2,6% \u00een 2024, o \u00eembun\u0103t\u0103\u0163ire semnificativ\u0103 fa\u0163\u0103 de 0,8% \u00een 2023. Redresarea a fost determinat\u0103 de sc\u0103derea infla\u0163iei, cre\u015fterea salariilor reale \u015fi un consum privat puternic, \u00een special \u00een Polonia, Ungaria \u015fi Rom\u00e2nia. Infla\u0163ia a sc\u0103zut la 4,6% \u00een 2024, de la 11,2% \u00een anul precedent, datorit\u0103 sc\u0103derii pre\u0163urilor la energie \u015fi \u00eembun\u0103t\u0103\u0163irii condi\u0163iilor pe lan\u0163ul de aprovizionare.<\/p>\n

\nCu toate acestea, relansarea economic\u0103 nu s-a tradus \u00een rezilien\u0163a companiilor.<\/p>\n

\nNum\u0103rul insolven\u0163elor a sc\u0103zut la nivel regional cu 9%, de la 50.248 \u00een 2023 la 45.938 \u00een 2024, dar sc\u0103derea este \u00een\u015fel\u0103toare. Modific\u0103rile de reglementare din Ungaria au distorsionat cifrele.<\/p>\n

\nDac\u0103 se exclude Ungaria, procedurile de insolven\u0163\u0103 au crescut de fapt de la 29.771 \u00een 2023 la 30.680 \u00een 2024 (+3%), ceea ce eviden\u0163iaz\u0103 fragilitatea persistent\u0103 din peisajul \u00eentreprinderilor din regiune.<\/p>\n

\n“Dup\u0103 turbulen\u0163ele din 2023, indicatorii macroeconomici au sugerat o ameliorare. Dar multe companii, \u00een special cele din industria prelucr\u0103toare \u015fi transporturi, absorbiser\u0103 deja prea multe \u015focuri”, a declarat Mateusz Dadej, Regional Economist Coface Central & Eastern Europe. “Cre\u015fterea num\u0103rului de insolven\u0163e reflect\u0103 probleme structurale mai profunde \u015fi impactul \u00eent\u00e2rziat al crizelor anterioare.”<\/p>\n

\nUngaria a \u00eenregistrat cea mai accentuat\u0103 sc\u0103dere (-25,5%) ca urmare a normaliz\u0103rii procedurilor juridice dup\u0103 o cre\u015ftere temporar\u0103 \u00een 2022, \u00een timp ce Serbia \u015fi Bulgaria au \u00eenregistrat, de asemenea, sc\u0103deri (-12,1% \u015fi, respectiv, -5,7%), reflect\u00e2nd condi\u0163ii macroeconomice mai stabile. \u00cen schimb, insolven\u0163ele au crescut semnificativ \u00een Slovenia (+32,4%), Letonia (+24,6%), Estonia (+10,2%) \u015fi Croa\u0163ia (+7,3%), ca urmare a cererii interne sc\u0103zute, a cre\u015fterii costurilor \u015fi a provoc\u0103rilor structurale, \u00een special \u00een construc\u0163ii \u015fi comer\u0163.<\/p>\n

\n\u201cConcluziile acestui studiu eviden\u0163iaz\u0103 o realitate crucial\u0103: insolven\u0163ele nu apar peste noapte. Majoritatea companiilor care au intrat \u00een insolven\u0163\u0103 \u00een 2024 au prezentat semnale timpurii \u00een acest sens. De\u015fi aceste constat\u0103ri reflect\u0103 o expunere semnificativ\u0103 la risc, ele subliniaz\u0103, totodat\u0103, valoarea informa\u0163iilor predictive. Companiile care monitorizeaz\u0103 activ indicatorii financiari sunt mai bine preg\u0103tite s\u0103 ajusteze termenii contractelor \u015fi s\u0103 ia decizii informate \u00eenainte ca riscurile s\u0103 se materializeze, ob\u0163in\u00e2nd \u00eentr-un final un avantaj\u201d, sus\u0163ine Matei Mihailescu, Business Information Services Director Coface CEE Region.<\/p>\n

\nRom\u00e2nia a \u00eenregistrat, de asemenea, o cre\u015ftere notabil\u0103 de 9,4%, \u00een special \u00een r\u00e2ndul companiilor medii \u015fi mari, pe fondul infla\u0163iei ridicate \u015fi a dezechilibrelor fiscale. Polonia a raportat o cre\u015ftere cu 19% a insolven\u0163elor, \u00een mare parte din cauza adopt\u0103rii permanente a procedurilor de restructurare din perioada pandemiei, utilizate acum pe scar\u0103 larg\u0103 pentru gestionarea problemelor de lichidit\u0103\u0163i. \u00centre timp, Cehia (+1,9%) \u015fi Slovacia (-3,5%) au \u00eenregistrat tendin\u0163e relativ stabile, iar Lituania a r\u0103mas stabil\u0103 fa\u0163\u0103 de 2023 (-1%), insolven\u0163ele fiind concentrate \u00een construc\u0163ii \u015fi comer\u0163ului cu am\u0103nuntul.<\/p>\n

\n\"\"<\/a><\/p>\n

\nMai multe industrii-cheie au fost vulnerabile \u00een mod special. Sectorul transporturilor s-a confruntat cu sc\u0103derea volumelor de transport \u015fi cu presiuni persistente asupra costurilor. Industria prelucr\u0103toare s-a confruntat cu sc\u0103derea volumului de comenzi \u015fi cu lipsa for\u0163ei de munc\u0103, \u00een timp ce sectorul construc\u0163iilor a fost afectat de cre\u015fterea ratelor dob\u00e2nzilor \u015fi de sc\u0103derea investi\u0163iilor, \u00een special \u00een proiectele reziden\u0163iale. Aceste sectoare au \u00eenregistrat cre\u015fteri peste medie ale ratelor de insolven\u0163\u0103.<\/p>\n

\n“Ne a\u015ftept\u0103m la o \u00eembun\u0103t\u0103\u0163ire modest\u0103 a tendin\u0163elor \u00een materie de insolven\u0163\u0103 pentru 2025″, a declarat Mateusz Dadej. \u201dEliberarea fondurilor UE \u00eent\u00e2rziate \u015fi o redresare a consumului gospod\u0103riilor vor fi esen\u0163iale. Cu toate acestea, condi\u0163iile de creditare stricte \u015fi incertitudinile comerciale globale – \u00een special escaladarea tensiunilor comerciale dintre SUA \u015fi UE – prezint\u0103 un risc substan\u0163ial de sc\u0103dere a scenariului nostru.”<\/p>\n

\n <\/p>\n","protected":false},"excerpt":{"rendered":"

Num\u0103rul insolven\u0163elor a crescut anul trecut \u00een majoritatea \u0163\u0103rilor din Europa Central\u0103 Est, \u00een ciuda redres\u0103rii economice, cel mai mare avans fiind \u00een Slovenia, de 32%, \u00een timp ce Rom\u00e2nia a avut un plus de 9,4%, potrivit raportului Coface. \u00cen schimb, Ungaria a raportat cea mai accentuat\u0103 sc\u0103dere, de 25,5%, dar modific\u0103rile de reglementare au […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[246,9008,98,19707],"class_list":["post-236963","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-crestere","tag-insolventa","tag-romania","tag-timp"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/236963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=236963"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/236963\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=236963"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=236963"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=236963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}