\nStatele Unite se preg\u0103tesc s\u0103 anun\u0163e una dintre cele mai mari reduceri ale cerin\u0163elor de capital pentru b\u0103nci din ultimul deceniu. Aceast\u0103 decizie arat\u0103 clar direc\u0163ia de dereglementare impus\u0103 de administra\u0163ia Trump, informeaz\u0103 Financial Times.<\/p>\n
\n\u00cen urm\u0103toarele luni, autorit\u0103\u0163ile de reglementare inten\u0163ioneaz\u0103 s\u0103 modifice regula numit\u0103 raport suplimentar de levier (SLR). Aceasta oblig\u0103 marile b\u0103nci s\u0103 de\u0163in\u0103 o rezerv\u0103 minim\u0103 de capital solid, propor\u0163ional\u0103 cu toate activele lor \u2013 inclusiv creditele, instrumentele financiare \u015fi alte expuneri din afara bilan\u0163ului. Regula a fost introdus\u0103 \u00een 2014, dup\u0103 criza financiar\u0103 din 2008-2009, pentru a \u00eent\u0103ri stabilitatea sistemului bancar.<\/p>\n
\nB\u0103ncile au criticat de mult timp aceast\u0103 cerin\u0163\u0103, pe motiv c\u0103 le penalizeaz\u0103 chiar \u015fi pentru de\u0163inerea de active sigure, precum titlurile de stat americane. Reprezentan\u0163ii industriei sus\u0163in c\u0103 acest lucru limiteaz\u0103 capacitatea b\u0103ncilor de a sprijini economia, de a oferi credite \u015fi de a participa eficient pe pia\u0163a datoriilor guvernamentale, estimat\u0103 la 29.000 de miliarde de dolari.<\/p>\n
\n\u201eEste absurd s\u0103 pedepse\u015fti b\u0103ncile pentru c\u0103 de\u0163in active sigure. \u00cen momente de criz\u0103, tocmai ele pot men\u0163ine pia\u0163a lichid\u0103\u201d, a declarat Greg Baer, directorul executiv al grupului de lobby Bank Policy Institute. \u201eReglementatorii trebuie s\u0103 ac\u0163ioneze acum, nu dup\u0103 ce apare o nou\u0103 problem\u0103.\u201d<\/p>\n
\nLobby-i\u015ftii bancari se a\u015fteapt\u0103 ca p\u00e2n\u0103 \u00een var\u0103 s\u0103 fie propuse oficial aceste modific\u0103ri. Relaxarea regulilor vine \u00een contextul unei politici mai largi de t\u0103iere a reglement\u0103rilor, de la mediu p\u00e2n\u0103 la transparen\u0163\u0103 financiar\u0103, promovat\u0103 de pre\u015fedintele Trump.<\/p>\n
\nTotu\u015fi, nu toat\u0103 lumea este de acord cu aceast\u0103 decizie. Unii exper\u0163i avertizeaz\u0103 c\u0103, \u00eentr-o perioad\u0103 at\u00e2t de incert\u0103 din punct de vedere economic \u015fi geopolitic, sl\u0103birea standardelor bancare poate fi periculoas\u0103.<\/p>\n
\n\u201eCu toate riscurile din prezent \u2013 de la instabilitatea dolarului la direc\u0163ia economiei \u2013 nu pare deloc momentul potrivit pentru a sl\u0103bi regulile de capital ale b\u0103ncilor\u201d, spune Nicolas V\u00e9ron, cercet\u0103tor la Institutul Peterson pentru Economie Interna\u0163ional\u0103.<\/p>\n
\nPe de alt\u0103 parte, anali\u015ftii spun c\u0103 o astfel de mi\u015fcare ar putea stimula pia\u0163a titlurilor de stat \u015fi ar putea ajuta administra\u0163ia Trump s\u0103 reduc\u0103 costurile de \u00eemprumut ale guvernului, permi\u0163\u00e2nd b\u0103ncilor s\u0103 cumpere mai mult\u0103 datorie public\u0103.<\/p>\n
\nTotodat\u0103, ar putea \u00eencuraja b\u0103ncile s\u0103 revin\u0103 \u00een for\u0163\u0103 pe pia\u0163a titlurilor de stat, dup\u0103 ce, \u00een urma regulilor stricte impuse dup\u0103 criz\u0103, pierduser\u0103 teren \u00een fa\u0163a fondurilor speculative \u015fi a traderilor automa\u0163i.<\/p>\n
\nMai mul\u0163i oficiali americani de rang \u00eenalt \u015fi-au exprimat deja sus\u0163inerea pentru relaxarea acestor reguli.<\/p>\n","protected":false},"excerpt":{"rendered":"
Statele Unite se preg\u0103tesc s\u0103 anun\u0163e una dintre cele mai mari reduceri ale cerin\u0163elor de capital pentru b\u0103nci din ultimul deceniu. Aceast\u0103 decizie arat\u0103 clar direc\u0163ia de dereglementare impus\u0103 de administra\u0163ia Trump, informeaz\u0103 Financial Times. \u00cen urm\u0103toarele luni, autorit\u0103\u0163ile de reglementare inten\u0163ioneaz\u0103 s\u0103 modifice regula numit\u0103 raport suplimentar de levier (SLR). Aceasta oblig\u0103 marile b\u0103nci […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9811,16199,7267,466,485,246,182,7833,13525,9108,188,11056,60,6298,7207,34037],"class_list":["post-236527","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-administratie","tag-anunt","tag-banci","tag-capital","tag-credite","tag-crestere","tag-criza","tag-criza-financiara","tag-cutremur","tag-decizie","tag-economie","tag-financiar","tag-piata","tag-pregateste","tag-reglementari","tag-slabire"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/236527","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=236527"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/236527\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=236527"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=236527"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=236527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}