{"id":235888,"date":"2025-04-22T16:19:46","date_gmt":"2025-04-22T16:19:46","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=235888"},"modified":"2025-04-22T16:19:46","modified_gmt":"2025-04-22T16:19:46","slug":"programul-noua-casa-2025-a-devenit-operational-plafonul-de-garantare-de-500-milioane-lei-a-fost-alocat-celor-13-banci-inscrise-in-program-in-perioada-2009-2024-au-fost-acordate-334-048-garantii-in","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=235888","title":{"rendered":"Programul Noua Cas\u0103 2025 a devenit opera\u0163ional: plafonul de garantare de 500 milioane lei a fost alocat celor 13 b\u0103nci \u00eenscrise \u00een program. \u00cen perioada 2009-2024 au fost acordate 334.048 garan\u0163ii, \u00een valoare de 31.6 miliarde lei"},"content":{"rendered":"<p style=\"text-align: justify;\">\nProgramul Noua Cas\u0103 2025 a devenit opera\u0163ional, plafonul de garantare aprobat de c\u0103tre Ministerul de Finan\u0163e \u00een valoare de 500 milioane lei fiind alocat celor 13 finan\u0163atori \u00eenscri\u015fi \u00een program.<\/p>\n<p style=\"text-align: justify;\">\nB\u0103ncile care s-au \u00eenscris \u00een program \u015fi anul acesta \u015fi c\u0103rora Fondul Na\u0163ional de Garantare a Creditelor pentru \u00centreprinderile Mici \u015fi Mijloci le-a alocat plafoane de garantare sunt: Alpha Bank, BCR, BRD-GSG, CEC Bank, Banca Transilvania, ING Bank, Raiffeisen Bank, Libra Intrnet Bank, EXIM Banca Rom\u00e2neasc\u0103, Unicredit Bank, Garanti Bank, Vista Bank \u015fi Techventures Bank.<\/p>\n<p style=\"text-align: justify;\">\nAvansul minim solicitat la credit este de 5%, iar comisionul de administrare de 0,15%\/ anual, calculat la soldul garan\u0163iei.<\/p>\n<p style=\"text-align: justify;\">\nProgramul continu\u0103 s\u0103 beneficieze de condi\u0163ii preferen\u0163iale, cu 30% mai reduse dec\u00e2t nivelul pie\u0163ei, \u00een ceea ce prive\u015fte nivelul onorariilor notariale pentru autentificarea contractelor de v\u00e2nzare-cump\u0103rare \u015fi a oric\u0103ror altor acte care se \u00eencheie, cu anumite excep\u0163ii.<\/p>\n<p style=\"text-align: justify;\">\nGhidul Noua Cas\u0103 2025 este pus la dispozi\u0163ie FNGCIMM la adresa &nbsp;<a attachment=\"\" https:=\"\" www.fngcimm.ro=\"\">https:\/\/www.fngcimm.ro.<\/a><\/p>\n<p style=\"text-align: justify;\">\nDe la lansarea Programului PRIMA CAS\u0102 \u00een anul 2009 p\u00e2n\u0103 la finele lunii decembrie 2024, FNGCIMM a acordat un num\u0103r de 334.048 garan\u0163ii, \u00een valoare total\u0103 de 31.6 miliarde lei, ce au sus\u0163inut credite \u00een valoare de peste 64 miliarde lei.<\/p>\n<p style=\"text-align: justify;\">\nRata de default efectiv\u0103 a garan\u0163iilor este de 0,35%, sub rata de neperforman\u0163\u0103 a creditelor aferente debitorilor persoane fizice pe \u00eentregul sistem banca.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Programul Noua Cas\u0103 2025 a devenit opera\u0163ional, plafonul de garantare aprobat de c\u0103tre Ministerul de Finan\u0163e \u00een valoare de 500 milioane lei fiind alocat celor 13 finan\u0163atori \u00eenscri\u015fi \u00een program. B\u0103ncile care s-au \u00eenscris \u00een program \u015fi anul acesta \u015fi c\u0103rora Fondul Na\u0163ional de Garantare a Creditelor pentru \u00centreprinderile Mici \u015fi Mijloci le-a alocat plafoane [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[23957,485,10862,94],"class_list":["post-235888","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-alocare","tag-credite","tag-garantare","tag-program"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/235888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=235888"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/235888\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=235888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=235888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=235888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}