{"id":235241,"date":"2025-03-26T10:42:30","date_gmt":"2025-03-26T10:42:30","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=235241"},"modified":"2025-03-26T10:42:30","modified_gmt":"2025-03-26T10:42:30","slug":"efectul-dobanzilor-mai-mici-creditele-companiilor-in-valuta-marcheaza-primul-salt-de-doua-cifre-in-ultimul-an","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=235241","title":{"rendered":"Efectul dob\u00e2nzilor mai mici: Creditele companiilor \u00een valut\u0103 marcheaz\u0103 primul salt de dou\u0103 cifre \u00een ultimul an"},"content":{"rendered":"<p>\nCompaniile s-au orientat mai mult \u00een ultima perioad\u0103 spre finan\u0163\u0103rile \u00een valut\u0103, mai ieftine, soldul creditelor cor\u00adporate \u00een valut\u0103 marc\u00e2nd \u00een februarie primul salt de dou\u0103 cifre din ultimul an.&nbsp;<\/p>\n<p>\nConcret, creditele compa\u00adniilor \u00een valut\u0103 au avut \u00een februarie 2025 o cre\u015ftere anual\u0103 de peste 10% fa\u0163\u0103 de februarie 2024, p\u00e2n\u0103 la un sold de echivalentul a 110 mld. lei. \u00cen lunile precedente s-au \u00eenre\u00adgistrat pe acest palier frecvent ritmuri anuale de cre\u015ftere cuprinse \u00eentre 7% \u015fi 8%.<\/p>\n<p>\nNivelul mai mic al dob\u00e2n\u00adzilor pare s\u0103 \u00ee\u015fi spun\u0103 cuv\u00e2ntul, viteza creditelor corporate \u00een valut\u0103 dep\u0103\u015find \u015fi avansul anual al creditelor corporate \u00een lei, care a fost de 8-9% \u00een ultimele luni, finan\u0163\u0103rile \u00een moneda na\u0163ional\u0103 ajung\u00e2nd la un sold de 120 mld. lei.<\/p>\n<p>\n\u00cen timp ce dob\u00e2nzile la finan\u0163\u0103rile corporate \u00een lei dep\u0103\u015fe\u015fc 8%, la euro dob\u00e2nzile creditelor au sc\u0103zut spre 5%.<\/p>\n<p>\nNivelul \u00eenc\u0103 ridicat al dob\u00e2nzilor la lei reprezint\u0103 un element important care fr\u00e2neaz\u0103 apetitul companiilor pentru credite bancare. \u00cen aceste condi\u0163ii, sc\u0103derea dob\u00e2nzilor este imperios necesar\u0103 pentru relansarea credit\u0103rii \u015fi stimularea economiei.<\/p>\n<p>\nDob\u00e2nda-cheie a BNR a fost redus\u0103 la 6,5% \u00een vara anului 2024, iar de atunci sta\u0163ioneaz\u0103 la acest nivel.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Companiile s-au orientat mai mult \u00een ultima perioad\u0103 spre finan\u0163\u0103rile \u00een valut\u0103, mai ieftine, soldul creditelor cor\u00adporate \u00een valut\u0103 marc\u00e2nd \u00een februarie primul salt de dou\u0103 cifre din ultimul an. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,34462,60027,9805,187,60026],"class_list":["post-235241","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-credite-bancare","tag-creditele-companiilor-in-valuta","tag-dobanda-cheie","tag-dobanzi","tag-dobanzi-mai-mici"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/235241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=235241"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/235241\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=235241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=235241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=235241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}