\nAdministratorii de fonduri de pensii private obligatorii Pilon II \u015fi de pensii facultative Pilon III vor putea investi p\u00e2n\u0103 la 10% din active \u00een fonduri mutuale, fa\u0163\u0103 de 5% \u00een prezent, potrivit unui proiect de ordonan\u0163a de urgen\u0163\u0103 al Guvernului, care prevede de asemenea \u015fi luarea \u00een considerare a unor fonduri d tip life-cycle \u2013 croite \u00een func\u0163ie de v\u00e2rsta participantului. Potrivit datelor ASF, la finalul lunii ianuarie, investi\u0163iile fondurilor P2 \u00een fonduri deschise de investi\u0163ii erau de 4,58 mld. lei, adic\u0103 3% din portofoliu.<\/p>\n
\nO alt\u0103 prevedere luat\u0103 \u00een calcul de Guvern este cea cu privire la aderarea prin semn\u0103tur\u0103 electronic\u0103. \u201cO persoan\u0103 devine participant la un fond de pensii prin semnarea, inclusiv prin mijloace de comunicare la distan\u0163\u0103, unui act de aderare individual, din proprie ini\u0163iativ\u0103 sau \u00een urma repartiz\u0103rii sale de c\u0103tre institu\u0163ia de eviden\u0163\u0103.<\/p>\n
\nCum motiveaz\u0103 Guvernul:<\/p>\n
\nPe data de 25 ianuarie 2022, Organiza\u0163ia pentru Cooperare \u015fi Dezvoltare Economic\u0103 (OCDE) a deschis discu\u0163iile de aderare cu \u015fase state candidate, printre care se num\u0103r\u0103 \u015fi Rom\u00e2nia. Aderarea Rom\u00e2niei la OCDE este un obiectiv strategic al politicii externe rom\u00e2ne, inclus \u00een actualul program de guvernare, astfel c\u0103 toate institu\u0163iile implicate trebuie s\u0103 ia m\u0103suri \u015fi s\u0103 comunice periodic stadiul de \u00eendeplinire a criteriilor de aderare la OCDE.<\/p>\n
\nSolicit\u0103rile formulate de c\u0103tre OCDE \u00een cadrul Raportului de evaluare privind necesit\u0103\u0163ile de \u00eembun\u0103t\u0103\u0163ire, respectiv:<\/p>\n
\nnecesitatea de a lua \u00een considerare un benchmark extern la care s\u0103 fie raportate ratele de rentabilitate ale fondurilor de pensii private \u00een vederea reducerii comportamentului asem\u0103n\u0103tor de investire a activelor de c\u0103tre administratori;<\/p>\n
\nluarea \u00een considerare a unor reguli de investire a activelor mai pu\u0163in restrictive pentru fondurile de pensii facultative av\u00e2nd \u00een vedere faptul c\u0103 sunt fonduri de pensii cu aderare voluntar\u0103 \u015fi eliminarea limitei comune de investi\u0163ii pentru obliga\u0163iunile corporative \u015fi ac\u0163iuni, a\u015fa cum se face \u00een cazul fondurilor de pensii ocupa\u0163ionale;<\/p>\n
\nluarea \u00een considerare a posibilit\u0103\u0163ii ca fondurile de pensii private s\u0103 investeasc\u0103 \u00een ac\u0163iuni \u015fi obliga\u0163iuni corporative tranzac\u0163ionate pe pie\u0163e reglementate \u015fi supravegheate din statele OCDE \u015fi s\u0103 se stabileasc\u0103 acelea\u015fi limite de investi\u0163ii pentru obliga\u0163iunile guvernamentale \u015fi municipale emise de \u0163\u0103rile UE \u015fi SEE;<\/p>\n
\noferirea posibilit\u0103\u0163ii participan\u0163ilor de a alege fondul de pensii \u00een func\u0163ie de profilul de risc \u015fi luarea \u00een considerare a implement\u0103rii unor strategii de investi\u0163ii life-cycle;<\/p>\n
\nsporirea transparen\u0163ei \u00een ceea ce prive\u015fte calculul provizioanelor tehnice efectuat de c\u0103tre Autoritatea de Supraveghere Financiar\u0103 \u015fi s\u0103 se asigure c\u0103 discrepan\u0163ele dintre calculele efectuate de societ\u0103\u0163ile de pensii sau de c\u0103tre administratorii fondurilor de pensii sunt explicate \u00een mod corespunz\u0103tor, conform raportului Accession Review of Romania: private pensions;<\/p>\n
\n\u201cSe impune adoptarea unor m\u0103suri legislative, \u00een regim de urgen\u0163\u0103, pentru a completa legisla\u0163ia primar\u0103 aplicabil\u0103 sistemului de pensii private din Rom\u00e2nia \u00een sensul asigur\u0103rii conformit\u0103\u0163ii cu recomand\u0103rile OCDE, pentru fondurile de pensii facultative \u015fi fondurile de pensii ocupa\u0163ionale\u201d.<\/p>\n
\n <\/p>\n
\n\u200b<\/p>\n","protected":false},"excerpt":{"rendered":"
Administratorii de fonduri de pensii private obligatorii Pilon II \u015fi de pensii facultative Pilon III vor putea investi p\u00e2n\u0103 la 10% din active \u00een fonduri mutuale, fa\u0163\u0103 de 5% \u00een prezent, potrivit unui proiect de ordonan\u0163a de urgen\u0163\u0103 al Guvernului, care prevede de asemenea \u015fi luarea \u00een considerare a unor fonduri d tip life-cycle \u2013 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9323,7148,7885,9,7204,6298,245],"class_list":["post-234700","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-active","tag-fonduri","tag-fonduri-mutuale","tag-guvern","tag-pensii-private","tag-pregateste","tag-prezenta"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/234700","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=234700"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/234700\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=234700"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=234700"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=234700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}