{"id":233535,"date":"2025-01-27T11:10:13","date_gmt":"2025-01-27T11:10:13","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=233535"},"modified":"2025-01-27T11:10:13","modified_gmt":"2025-01-27T11:10:13","slug":"svn-credit-bucuresti-si-judetul-ilfov-detin-39-din-totalul-ipotecilor-intabulate-in-2024-tranzactiile-realizate-exclusiv-cu-cash-domina-in-continuare-piata-rezidentiala","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=233535","title":{"rendered":"SVN Credit: Bucure\u015fti \u015fi jude\u0163ul Ilfov de\u0163in 39% din totalul ipotecilor intabulate \u00een 2024. Tranzac\u0163iile realizate exclusiv cu cash domin\u0103 \u00een continuare pia\u0163a reziden\u0163ial\u0103"},"content":{"rendered":"

\nBucure\u015fti \u015fi jude\u0163ul Ilfov de\u0163in 39% din totalul ipotecilor intabulate la nivel na\u0163ional \u00een 2024, iar cea mai mare cre\u015ftere an la an a fost \u00eenregistrat\u0103 \u00een Ia\u015fi, unde num\u0103rul ipotecilor s-a dublat fa\u0163\u0103 de 2023, influen\u0163at \u00eens\u0103 \u015fi de intabularea cu \u00eent\u00e2rziere a unor antecontracte de v\u00e2nzare –  cump\u0103rare semnate \u00een anii anteriori, arat\u0103 o analiz\u0103 realizat\u0103 de c\u0103tre brokerul online Ipotecare.ro \u015fi compania de consultan\u0163\u0103 financiar\u0103 \u015fi creditare ipotecar\u0103 SVN Credit Romania.<\/p>\n

\nLa nivel na\u0163ional, num\u0103rul de ipoteci s-a majorat cu 26,5%, la un total de 86.600 de ipoteci.<\/p>\n

\nBucure\u015fti, Ilfov \u015fi Timi\u015f ocup\u0103 primele trei pozi\u0163ii \u00een r\u00e2ndul regiunilor cu cele mai multe ipoteci intabulate \u00een 2024, fiind urmate de Ia\u015fi \u015fi Constan\u0163a.<\/p>\n

\nRaportat la num\u0103rul total de tranzac\u0163ii cu locuin\u0163e din 2024, ipotecile intabulate de\u0163in o pondere de 51%. Acestea includ \u00eens\u0103 \u015fi refinan\u0163\u0103rile, reconversiile \u015fi restructur\u0103rile, precum \u015fi creditele de nevoi personale cu ipotec\u0103. Tranzac\u0163iile realizate exclusiv cu cash sunt \u00een continuare majoritare pe pia\u0163a reziden\u0163ial\u0103 din Rom\u00e2nia.<\/p>\n

\nCre\u015fteri semnificative ale num\u0103rului de ipoteci intabulate au fost \u00eenregistrate \u015fi \u00een Bihor, de +65% fa\u0163\u0103 de 2023, Arge\u015f, cu +33,6% fa\u0163\u0103 de 2023, \u015fi Bra\u015fov, unde s-au intabulat cu 33% mai multe ipoteci anul trecut.<\/p>\n

\n\u201dPia\u0163a ipotecar\u0103 a revenit pe un trend ascendent de la jum\u0103tatea anului anterior \u015fi estim\u0103m c\u0103 2025 va aduce o accelerare a cre\u015fterii num\u0103rului de credite ipotecare acordate. Deja o parte semnificativ\u0103 a institu\u0163iilor finan\u0163atoare \u015fi-au aliniat ofertele ipotecare la un nivel mai mic de 5%\/an pe segmentul dob\u00e2nzilor fixe, un nivel care este atractiv pentru doritorii unei locuin\u0163e noi prin finan\u0163are. Pia\u0163a creditelor ipotecare va continua s\u0103 se dezvolte accelerat \u00een urm\u0103torii ani, \u00een special \u00een marile centre regionale din \u0163ar\u0103, precum Timi\u015foara, Cluj \u2013 Napoca, Bra\u015fov sau Ia\u015fi, dar \u015fi \u00een ora\u015fele de dimensiuni medii\u201d, a comentat Alexandru R\u0103dulescu, managing partner SVN Romania | Credit & Financial Solutions.<\/p>\n

\n\"\"<\/a><\/p>\n

\n\u00cen primele 11 luni din 2024 au fost acordate \u00een total la nivel na\u0163ional credite ipotecare \u00een valoare de 8.2 miliarde de euro, \u00een cre\u015ftere cu 42% comparativ cu perioada similar\u0103 din 2023, acestea incluz\u00e2nd \u00eens\u0103 \u015fi refinan\u0163\u0103rile, conversiile, transferurile \u015fi restructur\u0103rile.<\/p>\n

\nIpotecare.ro este un broker exclusiv online de credite, care utilizeaz\u0103 multipli algoritmi de calcul pentru a genera cea mai optim\u0103 op\u0163iune de finan\u0163are pentru fiecare situa\u0163ie specific\u0103. SVN Romania | Credit & Financial Solutions este unul dintre cei mai importan\u0163i brokeri de credite ipotecare din Rom\u00e2nia, cu un volum de credite ipotecare intermediate \u00een 2024 \u00een valoare de 160 de milioane de euro. Compania are patru birouri \u00een Bucure\u015fti \u015fi 14 la nivel na\u0163ional, \u00een Arad, Bac\u0103u, Bra\u015fov, C\u0103l\u0103ra\u015fi, Cluj \u2013 Napoca, Constan\u0163a, Craiova, Ia\u015fi, Oradea, Ploie\u015fti, R\u00e2mnicu V\u00e2lcea, Sibiu, Timi\u015foara \u015fi T\u00e2rgovi\u015fte.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bucure\u015fti \u015fi jude\u0163ul Ilfov de\u0163in 39% din totalul ipotecilor intabulate la nivel na\u0163ional \u00een 2024, iar cea mai mare cre\u015ftere an la an a fost \u00eenregistrat\u0103 \u00een Ia\u015fi, unde num\u0103rul ipotecilor s-a dublat fa\u0163\u0103 de 2023, influen\u0163at \u00eens\u0103 \u015fi de intabularea cu \u00eent\u00e2rziere a unor antecontracte de v\u00e2nzare –  cump\u0103rare semnate \u00een anii anteriori, arat\u0103 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[306,246,10518,22136],"class_list":["post-233535","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bucuresti","tag-crestere","tag-ipotecare","tag-national"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/233535","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=233535"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/233535\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=233535"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=233535"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=233535"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}