\nDob\u00e2nzile \u00eenc\u0103 mari \u015fi continuarea credit\u0103rii au ajutat sectorul bancar rom\u00e2nesc format din 32 de b\u0103nci s\u0103 ob\u0163in\u0103 \u00een primele nou\u0103 luni din 2024 un profit net record de 11,5 mld. lei, \u00een cre\u015ftere cu circa 10% fa\u0163\u0103 de c\u00e2\u015ftigul raportat pentru 9 luni\/2023, conform datelor de la BNR.<\/p>\n
\nAcesta a fost cel mai bun c\u00e2\u015ftig din intervalul de nou\u0103 luni pentru b\u0103nci, dup\u0103 ce \u00een 9 luni\/2024 c\u00e2\u015ftigul preliminar a fost de circa 10 mld. lei, \u00een 9 luni\/2022 b\u0103ncile raportau profit de 7,6 mld. lei, iar \u00een 9 luni\/2021 c\u00e2\u015ftigul b\u0103ncilor era de 6,4 mld. lei.<\/p>\n
\nRentabilitatea activelor (ROA) \u015fi rentabilitatea capitalului (ROE) erau la final de septembrie 2024 de 1,87%, respectiv 20,2%, apropiate de nivelurile din 9 luni\/2023. Dob\u00e2nzile \u00eencasate de b\u0103nci la credite reprezint\u0103 principala surs\u0103 de c\u00e2\u015ftig.<\/p>\n
\nAnaliz\u00e2nd evolu\u0163ia c\u00e2\u015ftigurilor b\u0103ncilor din 2024 vedem c\u0103 \u00een T1\/2024 profitul era de 3,7 mld. lei, iar p\u00e2n\u0103 la jum\u0103tatea anului b\u0103ncile au reu\u015fit s\u0103-\u015fi dubleze c\u00e2\u015ftigul, la 7,5 mld. lei, pentru ca \u00een septembrie profitul s\u0103 treac\u0103 de 11 mld. lei.<\/p>\n
\nDac\u0103 se men\u0163ine ritmul din ianuarie-septembrie, dob\u00e2nzile mari \u015fi revigorarea credit\u0103rii pot duce profitul b\u0103ncilor la un nou record la final de 2024, de circa 15 mld. lei (3 mld. euro), dup\u0103 maximul de 13,7 mld. lei din 2023 \u015fi nivelul de circa 10 mld. lei din 2022.<\/p>\n
\nProfiturile raportate de b\u0103ncile mari au fost preponderent \u00een cre\u015ftere \u00een 9 luni\/2024 ca urmare a continu\u0103rii credit\u0103rii, dar \u015fi a ascensiunii veniturilor \u00een contextul dob\u00e2nzilor \u00eenc\u0103 mari.<\/p>\n
\n\u00cen cazul b\u0103ncilor mari, Banca Transilvania, liderul pie\u0163ei bancare, a raportat un profit de 2,7 mld. lei pentru 9 luni\/2024, c\u00e2\u015ftigul BCR a fost de 2,2 mld. lei, \u00een timp ce BRD a avut un profit de peste 1 mld. lei.<\/p>\n
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\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Dob\u00e2nzile \u00eenc\u0103 mari \u015fi continuarea credit\u0103rii au ajutat sectorul bancar rom\u00e2nesc format din 32 de b\u0103nci s\u0103 ob\u0163in\u0103 \u00een primele nou\u0103 luni din 2024 un profit net record de 11,5 mld. lei, \u00een cre\u015ftere cu circa 10% fa\u0163\u0103 de c\u00e2\u015ftigul raportat pentru 9 luni\/2023, conform datelor de la BNR. Acesta a fost cel mai bun […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,284,557,4638,35425,564,8037],"class_list":["post-233482","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-castigare","tag-creditare","tag-profit","tag-profituri-record","tag-sarbatori","tag-sistem-bancar"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/233482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=233482"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/233482\/revisions"}],"predecessor-version":[{"id":233500,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/233482\/revisions\/233500"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=233482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=233482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=233482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}