\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele retail \u00een lei contractate \u00eenainte de luna mai 2019, precum \u015fi pentru creditele curente ale companiilor \u00een lei, a afi\u015fat mar\u0163i o cota\u0163ie de 5,87%, \u00een cre\u015ftere de la 5,81% la \u00eenceputul s\u0103pt\u0103m\u00e2nii.<\/p>\n
\n\u00cencep\u00e2nd cu14 noiembrie, indicele ROBOR la 3 luni \u015fi-a reluat cre\u015fterea, dep\u0103\u015find 5,55%, nivel la care sta\u0163iona din 3 septembrie 2024.<\/p>\n
\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a interbancar\u0103, infla\u0163ie \u015fi politica fiscal\u0103.<\/p>\n
\nExcesul de lichiditate pe pia\u0163a interbancar\u0103 persist\u0103, \u00eens\u0103 nivelul a sc\u0103zut \u00een octombrie la circa 27 mld. lei, medie zilnic\u0103, dup\u0103 ce \u00een primele 9 luni\/2024 media zinic\u0103 a fost de 50 mld. lei.<\/p>\n
\n\u00cen cea mai recent\u0103 \u015fedin\u0163\u0103 de politic\u0103 monetar\u0103, BNR a men\u0163inut dob\u00e2nda-cheie la 6,5% \u015fi a majorat prognoza de infla\u0163ie pentru finalul anului 2024 p\u00e2n\u0103 la 4,9%, iar Mugur Is\u0103rescu, guvernatorul BNR, a sugerat c\u0103 banca central\u0103 nu are un scenariu exploziv, cu toate cre\u015fterile infla\u0163ia urm\u00e2nd s\u0103 r\u0103m\u00e2n\u0103 sub 5%.<\/p>\n
\nTot mar\u0163i, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a urcat la 5,92%, de la 5,87% luni, iar indicele ROBOR la 12 luni a fost cotat la 5,96%, de la 5,92% la \u00eenceputul s\u0103pt\u0103m\u00e2nii.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele retail \u00een lei contractate \u00eenainte de luna mai 2019, precum \u015fi pentru creditele curente ale companiilor \u00een lei, a afi\u015fat mar\u0163i o cota\u0163ie de 5,87%, \u00een cre\u015ftere de la 5,81% la \u00eenceputul s\u0103pt\u0103m\u00e2nii. \u00cencep\u00e2nd cu14 noiembrie, indicele ROBOR la 3 luni \u015fi-a reluat […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[342,14999,485,246,274,10021,17315],"class_list":["post-232011","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-continuare","tag-cotatie","tag-credite","tag-crestere","tag-incepere","tag-indice","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/232011","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=232011"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/232011\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=232011"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=232011"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=232011"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}