\nPentru orice p\u0103rinte vine acel moment \u00een care trebuie s\u0103 \u00ee\u015fi responsabilizeze copilul \u00een privin\u0163a banilor. Crearea unui buget zilnic, s\u0103pt\u0103m\u00e2nal sau lunar este cea mai cunoscut\u0103 modalitate de a ajuta copiii s\u0103 \u00een\u0163eleag\u0103 valoarea banilor, dar ce faci atunci c\u00e2nd adolescentul t\u0103u nu cunoa\u015fte limitele \u015fi cheltuie to\u0163i bani deodat\u0103?<\/p>\n
\n\u00centr-o astfel de situa\u0163ie se afl\u0103 \u015fi Nicoleta, mama unei adolescente pentru care varianta unui buget lunar stabilit clar nu a func\u0163ionat \u015fi care \u00ee\u015fi dore\u015fte s\u0103 \u015ftie cum poate proceda pentru a o \u00eenv\u0103\u0163a pe fiica ei s\u0103 \u00ee\u015fi dr\u0103muiasc\u0103 banii primi\u0163i.<\/p>\n
\n\u201eUn gest de iubire este s\u0103 \u00eei spui copilului nu \u015fi s\u0103 \u00eel la\u015fi s\u0103 \u00eel doar\u0103 pu\u0163in. Nu \u00eenseamn\u0103 s\u0103 pui presiune, ci s\u0103 \u00eel treze\u015fti la realitate. Nu trebuie s\u0103 fii un p\u0103rinte elicopter care \u00eel salveaz\u0103 din orice situa\u0163ie pentru c\u0103 a\u015fa nu \u00eel aju\u0163i. Organizarea banilor \u00eentr-un buget \u015fi planificarea lor, dar \u015fi a-i fi al\u0103turi copilului t\u0103u prin conversa\u0163ii fire\u015fti, naturale reprezint\u0103 ceva foarte important. Astfel, \u00eei ajut\u0103m \u015fi le spunem nu, c\u00e2teodat\u0103, tot cu iubire. \u00cei implic\u0103m \u015fi pe ei \u00een aceste discu\u0163ii sau probleme. Implicarea copilului \u00een a-\u015fi c\u00e2\u015ftiga ownership-ul asupra propriului proces de devenire mi se pare ceva foarte important\u201d, a explicat Carmen Iorgulescu, coordonator, Ken Academy, \u00een cel mai recent episod din emisiunea ZF Ce faci cu banii t\u0103i, un proiect sub umbrela FIT \u2013 Finan\u0163e pe \u00een\u0163elesul tuturor, programul de educa\u0163ie al B\u0103ncii Transilvania.<\/p>\n
\nVarianta bugetului stabilit de p\u0103rin\u0163i func\u0163ioneaz\u0103 pentru unii adolescen\u0163i, \u00eens\u0103 pentru al\u0163ii mai rebeli este doar o modalitate prin care reu\u015fesc s\u0103 ob\u0163in\u0103 constant bani, f\u0103r\u0103 a avea habar cum s\u0103 \u00eei gestioneze.<\/p>\n
\nAstfel, tinerii rebeli ajung s\u0103 \u00ee\u015fi transforme p\u0103rin\u0163ii \u00een bancomate umane, f\u0103r\u0103 a reu\u015fi s\u0103 \u00eenve\u0163e ce \u00eenseamn\u0103 concepte precum economisirea sau investi\u0163iile \u015fi f\u0103r\u0103 a avea o viziune de ansamblu referitoare la ce \u00eenseamn\u0103, de fapt, s\u0103 c\u00e2\u015ftigi bani. <\/p>\n
\n\u201eAtunci c\u00e2nd prime\u015fti o sum\u0103 de bani de la p\u0103rin\u0163i, trebuie s\u0103 r\u0103m\u00e2i \u00een acea sum\u0103, iar dac\u0103 treci peste, pentru o perioad\u0103, poate nu ar trebui s\u0103 mai prime\u015fti al\u0163i bani. Trebuie s\u0103 \u00ee\u0163i dai seama c\u0103 trebuie s\u0103 \u00ee\u0163i organizezi bugetul pentru a te \u00eencadra \u00een acea sum\u0103\u201d, a ad\u0103ugat Luiza L\u0103dunc\u0103, fondatoarea agen\u0163iei Marketing Alchemy.<\/p>\n
\nTema central\u0103 a celui mai recent episod din emisiunea ZF Ce faci cu banii t\u0103i, un proiect sub umbrela FIT \u2013 Finan\u0163e pe \u00een\u0163elesul tuturor, programul de educa\u0163ie al B\u0103ncii Transilvania, a fost legat\u0103 de modul \u00een care p\u0103rin\u0163ii \u00eei \u00eenva\u0163\u0103 pe cei mici despre finan\u0163e \u2013 ce sunt banii, cum \u00eei c\u00e2\u015ftig\u0103m, care e valoarea banilor \u015fi ce \u00eenseamn\u0103 s\u0103 economisesc sau s\u0103 investesc.<\/p>\n
\nCe faci cu banii t\u0103i? este o emisiune ZF sub umbrela FIT \u2013 Finan\u0163e pe \u00een\u0163elesul tuturor, programul de educa\u0163ie al B\u0103ncii Transilvania. BT a lansat anul trecut FIT – Finan\u0163e pe \u00cen\u0163elesul Tuturor, un program na\u0163ional de educa\u0163ie financiar\u0103 prin care \u00ee\u015fi propune s\u0103 construiasc\u0103 pentru genera\u0163iile Alpha, Z \u015fi Y o baz\u0103 solid\u0103 \u00een ceea ce prive\u015fte gestionarea banilor. Astfel, \u00een noul proiect video al Ziarului Financiar, sub umbrela FIT \u015fi sus\u0163inut de BT, \u00eentreb\u0103ri concrete \u015fi simple din sfera educa\u0163iei financiare vor deveni teme de discu\u0163ie care \u00eei vor ajuta pe tineri s\u0103 ia decizii financiare bine informate.<\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Pentru orice p\u0103rinte vine acel moment \u00een care trebuie s\u0103 \u00ee\u015fi responsabilizeze copilul \u00een privin\u0163a banilor. Crearea unui buget zilnic, s\u0103pt\u0103m\u00e2nal sau lunar este cea mai cunoscut\u0103 modalitate de a ajuta copiii s\u0103 \u00een\u0163eleag\u0103 valoarea banilor, dar ce faci atunci c\u00e2nd adolescentul t\u0103u nu cunoa\u015fte limitele \u015fi cheltuie to\u0163i bani deodat\u0103? \u00centr-o astfel de situa\u0163ie […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[32901,82,13155,15278,80],"class_list":["post-230703","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-articol","tag-bani","tag-bt","tag-copil","tag-refuz"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/230703","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=230703"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/230703\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=230703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=230703"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=230703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}