{"id":230506,"date":"2024-10-01T10:50:41","date_gmt":"2024-10-01T10:50:41","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=230506"},"modified":"2024-10-01T10:50:41","modified_gmt":"2024-10-01T10:50:41","slug":"first-bank-devine-a-15-a-banca-din-sistemul-local-care-isi-adauga-in-portofoliu-serviciul-de-plati-instant-prin-care-transferul-banilor-se-realizeaza-in-cel-mult-zece-secunde","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=230506","title":{"rendered":"First Bank devine a 15-a banc\u0103 din sistemul local care \u00ee\u015fi adaug\u0103 \u00een portofoliu serviciul de pl\u0103\u0163i instant, prin care transferul banilor se realizeaz\u0103 \u00een cel mult zece secunde"},"content":{"rendered":"<p>\nFirst Bank, banc\u0103 a Grupului Intesa Sanpaolo, \u015fi-a extins portofoliul de servicii de pl\u0103ti cu serviciul Pl\u0103\u0163i Instant, dezvoltat de TRANSFOND, care permite transferul interbancar al sumelor de p\u00e2n\u0103 la 50.000 lei \u00een mai pu\u0163in de zece secunde.<\/p>\n<p>\n\u00cen urma acestui proces, First Bank devine a 15-a banc\u0103 participant\u0103 la serviciul Pl\u0103\u0163i Instant, al\u0103turi de Banca Transilvania, CEC Bank, Libra Internet Bank, Banca Comercial\u0103 Rom\u00e2n\u0103, Patria Bank, Vista Bank, Raiffeisen Bank, BRD Groupe Societe Generale, Intesa Sanpaolo Bank, ING Bank, Alpha Bank, Salt Bank, BRCI \u015fi Techventures Bank.<\/p>\n<p>\nLa nivel global, \u015fi \u00een special \u00een Uniunea European\u0103, pl\u0103\u0163ile de retail (curente \u015fi de mic\u0103 valoare, sub 50.000 de lei \u00een Rom\u00e2nia) tind s\u0103 se efectueze \u00een timp real, cu transfer instantaneu \u00eentre conturile pl\u0103titorului \u015fi beneficiarului. Pentru ca aceste pl\u0103\u0163i s\u0103 devin\u0103 un adev\u0103rat substitut digital al numerarului, este necesar\u0103 crearea unui ecosistem complet, format din reguli, instrumente electronice \u015fi servicii conexe infrastructurii interbancare.<\/p>\n<p>\nCaracteristicile pl\u0103\u0163ilor cash preluate de pl\u0103\u0163ile instant sunt reprezentate de caracterul 24\/7 (pot fi efectuate oric\u00e2nd), de faptul c\u0103 sunt instantanee \u015fi c\u0103 ofer\u0103 transfer imediat de valoare \u015fi de proprietate asupra sumelor, cu posibilitatea destinatarului pl\u0103\u0163ii de a folosi de \u00eendat\u0103 fondurile \u00een cauz\u0103 pentru o nou\u0103 plat\u0103 sau pentru orice alt scop.<\/p>\n<p>\n\u201dRom\u00e2nia are un poten\u0163ial semnificativ \u00een domeniul pl\u0103\u0163ilor instant. Schimb\u0103rile necesit\u0103 un efort comun din partea furnizorilor de servicii de plat\u0103, comercian\u0163ilor \u015fi institu\u0163iilor publice, \u00eens\u0103 aceasta este calea prin care putem avansa ca industrie \u015fi aduce beneficii tuturor p\u0103r\u0163ilor implicate\u201d explic\u0103 Sabin Carantin\u0103, Director General TRANSFOND.<\/p>\n<p>\nGrupul italian Intesa Sanpaolo a finalizat achizi\u0163ia First Bank (Rom\u00e2nia) la \u00eenceputul lunii iunie 2024, de la fondul privat de investi\u0163ii J.C. Flowers &#038; Co din SUA.<\/p>\n<p>\nFirst Bank ofer\u0103 produse de creditare \u015fi economisire pentru persoane fizice \u015fi sprijin\u0103 companiile locale prin finan\u0163\u0103ri \u00een scop de investi\u0163ii \u015fi dezvoltare prin instrumente financiare moderne.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n<br \/>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>First Bank, banc\u0103 a Grupului Intesa Sanpaolo, \u015fi-a extins portofoliul de servicii de pl\u0103ti cu serviciul Pl\u0103\u0163i Instant, dezvoltat de TRANSFOND, care permite transferul interbancar al sumelor de p\u00e2n\u0103 la 50.000 lei \u00een mai pu\u0163in de zece secunde. \u00cen urma acestui proces, First Bank devine a 15-a banc\u0103 participant\u0103 la serviciul Pl\u0103\u0163i Instant, al\u0103turi de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[82,46922,23656,16978,9130,7287,32813],"class_list":["post-230506","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bani","tag-first-bank","tag-intesa-sanpaolo","tag-portofoliu","tag-serviciu","tag-sistem","tag-transferare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/230506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=230506"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/230506\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=230506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=230506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=230506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}