{"id":230284,"date":"2024-09-22T19:55:19","date_gmt":"2024-09-22T19:55:19","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=230284"},"modified":"2026-04-10T17:33:31","modified_gmt":"2026-04-10T17:33:31","slug":"scad-dobanzile-scad-si-marjele-de-castig-ale-bancilor-la-depozitele-noi-in-lei-intr-un-an-dobanzile-au-scazut-de-la-6-spre-5-un-procent-de-scadere-fiind-si-la-credite","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=230284","title":{"rendered":"Scad dob\u00e2nzile, scad \u015fi marjele de c\u00e2\u015ftig ale b\u0103ncilor: La depozitele noi \u00een lei \u00eentr-un an dob\u00e2nzile au sc\u0103zut de la 6% spre 5%, un procent de sc\u0103dere fiind \u015fi la credite"},"content":{"rendered":"<p>\n<em><strong><span style=\"color:#b22222\">\u2666<\/span> Marjele de c\u00e2\u015ftig ale b\u0103ncilor sunt sub 3 puncte procentuale.<\/strong><\/em><\/p>\n<p>\nDob\u00e2nzile la credite \u015fi la depozite sunt pe o pant\u0103 de sc\u0103dere, amplificat\u0103 de semnalul de relaxare monetar\u0103 dat de BNR \u00een lunile de var\u0103. Iar pe m\u0103sur\u0103 ce scad dob\u00e2nzile, \u015fi marjele de c\u00e2\u015ftig ale b\u0103ncilor o iau \u00een jos.<\/p>\n<p>\nDob\u00e2nda medie la depozitele noi \u00een lei a cobor\u00e2t pe parcursul primelor \u015fapte luni din acest an spre 5%, de la 6% \u00een urm\u0103 cu un an, \u00een timp ce dob\u00e2nda medie la creditele noi \u00een lei a cobor\u00e2t tot cu un procent, sub 8%, dup\u0103 ce \u00een vara anului trecut dep\u0103\u015fea 9%.<\/p>\n<p>\nSc\u0103derea accelerat\u0103 a infla\u0163iei a convins \u00een iulie boardul BNR s\u0103 dea \u00een sf\u00e2r\u015fit startul relax\u0103rii monetare, banca central\u0103 reduc\u00e2nd atunci dob\u00e2nda-cheie la 6,75%, de la nivelul de 7% unde sta\u0163ionase timp de un an \u015fi jum\u0103tate, iar \u00een august a mai operat o ajustare a ratei, p\u00e2n\u0103 la 6,5%.<\/p>\n<p>\n\u00cen consecin\u0163\u0103, \u015fi dob\u00e2nzile din pia\u0163a interbancar\u0103 \u015fi dob\u00e2nzile la credite \u015fi depozite au mers \u00een jos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dob\u00e2nzile la credite \u015fi la depozite sunt pe o pant\u0103 de sc\u0103dere, amplificat\u0103 de semnalul de relaxare monetar\u0103 dat de BNR \u00een lunile de var\u0103. Iar pe m\u0103sur\u0103 ce scad dob\u00e2nzile, \u015fi marjele de c\u00e2\u015ftig ale b\u0103ncilor o iau \u00een jos.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,185,485,52508,9805,187,58682,10955,8327],"class_list":["post-230284","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bnr","tag-credite","tag-depozitele-noi-in-lei","tag-dobanda-cheie","tag-dobanzi","tag-marjele-de-castig","tag-piata-interbancara","tag-scadere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/230284","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=230284"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/230284\/revisions"}],"predecessor-version":[{"id":230293,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/230284\/revisions\/230293"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=230284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=230284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=230284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}