{"id":229393,"date":"2024-08-19T12:58:17","date_gmt":"2024-08-19T12:58:17","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=229393"},"modified":"2024-08-19T12:58:17","modified_gmt":"2024-08-19T12:58:17","slug":"un-client-revolut-a-economisit-in-prima-jumatate-a-anului-in-medie-3-711-lei-in-conturile-de-economii-dar-cei-mai-responsabili-sunt-clientii-de-35-44-de-ani-cu-economii-medii-de-5-529-lei","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=229393","title":{"rendered":"Un client  Revolut a economisit \u00een prima jum\u0103tate a anului, \u00een medie, 3.711 lei \u00een conturile de economii, dar cei mai responsabili sunt clientii de 35-44 de ani, cu economii medii de 5.529 lei"},"content":{"rendered":"<p style=\"text-align: justify;\">\nUn client &nbsp;Revolut a economisit \u00een prima jum\u0103tate a anului, \u00een medie, 3.711 lei \u00een conturile de economii, adic\u0103 echivalentul unui salariu brut minim pe economie, dar &nbsp;genera\u0163iile mai mature (peste 45 de ani) de\u0163in economii mai mari ca sum\u0103 medie per utilizator fa\u0163\u0103 de genera\u0163iile sub 35 de ani.<\/p>\n<p style=\"text-align: justify;\">\nCea mai mare sum\u0103 medie economisit\u0103 a fost \u00eenregistrat\u0103 pentru segmentul de v\u00e2rst\u0103 35-44 de ani &#8211; 5.529 lei. Aceea\u015fi categorie de v\u00e2rst\u0103 se afl\u0103 \u015fi pe prima pozi\u0163ie, conform datelor interne Revolut, dup\u0103 suma total\u0103 economisit\u0103 (37,73%).<\/p>\n<p style=\"text-align: justify;\">\nUrm\u0103toarea categorie e reprezentat\u0103 de segmentul 55-64 de ani, cu o sum\u0103 medie economisit\u0103 de 4.484 lei, \u00een timp ce 5,12% din suma total\u0103 a economiilor f\u0103cute de clien\u0163ii rom\u00e2ni \u00een conturi de economii Revolut este asociat\u0103 aceleia\u015fi categorii de v\u00e2rst\u0103.<\/p>\n<p style=\"text-align: justify;\">\nDup\u0103 ei, pe pozi\u0163ia a treia, se afl\u0103 clientii din segmentul 45-54 de ani, cu 4.372 de lei \u00een medie per client (15,85% din valoarea total\u0103 a fondurilor din conturile de economii).<\/p>\n<p style=\"text-align: justify;\">\nGenera\u0163ia Z (18-24 de ani) a pus deoparte, \u00een medie, 1.459 de lei, \u00een timp ce sumele economisite de acest segment de v\u00e2rst\u0103 se ridic\u0103 la 9,75% din fondurile totale economisite.<\/p>\n<p style=\"text-align: justify;\">\nDe\u015fi cei mai numero\u015fi de\u0163in\u0103tori de conturi de economii \u00een Revolut sunt clien\u0163ii din categoria de v\u00e2rst\u0103 25-34 de ani, dup\u0103 sumele totale economisite, ace\u015ftia se afl\u0103 pe pozi\u0163ia a doua cu 30%, \u00een timp ce valoarea medie a economiilor per client, \u00een acest segment, este de 3.612 lei.&nbsp;<\/p>\n<p style=\"text-align: justify;\">\n\u201dDiverse cercet\u0103ri ne arat\u0103 c\u0103 tendin\u0163a spre economisire se accentueaz\u0103 odat\u0103 cu v\u00e2rsta, iar Revolut \u015fi-a setat printre priorit\u0103\u0163i promovarea unui comportament financiar responsabil \u00een r\u00e2ndul genera\u0163iilor mai tinere. Produsele noastre inovatoare le permit Genera\u0163iei Z \u015fi clien\u0163ilor mai pu\u0163in experimenta\u0163i s\u0103 economiseasc\u0103 \u00een conturi de economii clasice sau s\u0103 investeasc\u0103 \u00een Fonduri Flexibile de Investi\u0163ii cu risc sc\u0103zut, cum ar fi fondurile de pie\u0163e monetare\u201d, a declarat Gabriela Simion, General Manager Revolut Bank UAB Sucursala Rom\u00e2nia.<\/p>\n<p style=\"text-align: justify;\">\nDatele interne ale fintechului arat\u0103 c\u0103 cei mai numero\u015fi utilizatori care au conturi de economii \u00een Revolut se \u00eencadreaz\u0103 \u00een segmentul 25-34 de ani (31%). Ei sunt urma\u0163i de segmentele de v\u00e2rst\u0103 35-44 de ani (25,33%) \u015fi 18-24 de ani (24,8%). Clien\u0163ii cu v\u00e2rste cuprinse \u00eentre 45-54 de ani reprezint\u0103 13,45%, iar cei de 55-64 de ani, 4,23%.<\/p>\n<p style=\"text-align: justify;\">\nRevolut a lansat \u00een Rom\u00e2nia, \u00een februarie 2024, conturile de economii \u00een lei cu dob\u00e2nd\u0103 care poate ajunge p\u00e2n\u0103 la 4,25% pe an, un produs oferit de Revolut Bank UAB. Dob\u00e2nzile anuale practicate de Revolut Bank UAB pentru <a https:=\"\" ro-ro=\"\" savings=\"\" www.revolut.com=\"\">conturile de economii <\/a>\u00een moneda local\u0103 sunt urm\u0103toarele: pentru clien\u0163ii Standard &#8211; 2.50% p.a. (per annum), pentru Plus &#8211; 2.50% p.a., pentru Premium &#8211; 3% p.a., pentru Metal &#8211; 3.75% p.a \u015fi pentru Ultra &#8211; 4.25% p.a.<\/p>\n<p style=\"text-align: justify;\">\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un client &nbsp;Revolut a economisit \u00een prima jum\u0103tate a anului, \u00een medie, 3.711 lei \u00een conturile de economii, adic\u0103 echivalentul unui salariu brut minim pe economie, dar &nbsp;genera\u0163iile mai mature (peste 45 de ani) de\u0163in economii mai mari ca sum\u0103 medie per utilizator fa\u0163\u0103 de genera\u0163iile sub 35 de ani. Cea mai mare sum\u0103 medie [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[4126,13082,246,7573],"class_list":["post-229393","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-clienti","tag-conturi","tag-crestere","tag-economii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/229393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=229393"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/229393\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=229393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=229393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=229393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}