\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele retail \u00een lei contractate \u00eenainte de luna mai 2019, precum \u015fi pentru creditele curente ale companiilor \u00een lei, a sc\u0103zut joi la nivelul de 5,59%, de la 5,80% c\u00e2t a fost \u00een \u015fedin\u0163a precedent\u0103.<\/p>\n
\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ie \u015fi politica fiscal\u0103.<\/p>\n
\nBanca central\u0103 a decis ieri s\u0103 reduc\u0103 dob\u00e2nda-cheie la 6,50% pe an, de la 6,75% anterior, precum \u015fi rata dob\u00e2nzii la facilitatea de depozit la 5,5% pe an, de la 5,75% anterior.<\/p>\n
\n\u00cen prima parte a lunii iulie, indicele a cobor\u00e2t sub 6%, aceast\u0103 mi\u015fcare semnificativ\u0103 \u00een jos a dob\u00e2nzilor pe pia\u0163a interbancar\u0103 venind dup\u0103 ce sc\u0103derea accelerat\u0103 a infla\u0163iei spre 5% a convins boardul BNR s\u0103 dea startul relax\u0103rii monetare \u00een luna iulie, c\u00e2nd, banca central\u0103 a t\u00e2iat dob\u00e2nda-cheie la 6,75% pe an, de la nivelul de 7% unde a sta\u0163ionat timp de un an \u015fi jum\u0103tate, precum \u015fi rata dob\u00e2nzii la facilitatea de depozit la 5,75% pe an, de la 6% anterior.<\/p>\n
\n\u00cen 8 iulie, ROBOR la 3 luni a cobor\u00e2t la 5,81%, de la 6% anterior. Iar apoi a r\u0103mas pe palierul 5,80-5,81%.<\/p>\n
\nROBOR la 3 luni a \u00eenceput anul 2024 la 6,21%, \u00een timp ce la debutul anului 2023 era 7,56%. Cea mai apropiat\u0103 valoare de cota\u0163ia \u00eenregistrat\u0103 joi a fost pe 18 mai 2022, c\u00e2nd indicele ROBOR la 3 luni a fost la 5,57%.<\/p>\n
\nNoua valoare a IRCC valabil\u0103 pentru creditele contractate \u00een trimestrul al treilea (iulie-septembrie) este 5,86%, calculat\u0103 pe baza tranzac\u0163iilor interbancare din T1\/2024. \u00cen perioada aprilie-iunie IRCC a fost 5,9%.<\/p>\n
\nTot joi, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a cobor\u00e2t la 5,63%, de la 5,85% miercuri, iar indicele ROBOR la 12 luni la 5,66%, de la 5,89% \u00een \u015fedin\u0163a precedent\u0103. <\/p>\n
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Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele retail \u00een lei contractate \u00eenainte de luna mai 2019, precum \u015fi pentru creditele curente ale companiilor \u00een lei, a sc\u0103zut joi la nivelul de 5,59%, de la 5,80% c\u00e2t a fost \u00een \u015fedin\u0163a precedent\u0103. Evolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,14999,485,9108,7458,187,17315,8327],"class_list":["post-229101","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-cotatie","tag-credite","tag-decizie","tag-dobanda","tag-dobanzi","tag-robor","tag-scadere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/229101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=229101"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/229101\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=229101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=229101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=229101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}