\n…………………………………………………………………………………………….<\/p>\n
\nPodiumul celor mai mari trei b\u0103nci se schimbase anterior \u00een 2018 dup\u0103 ascensiunea B\u0103nci Transilvania pe pozi\u0163ia de lider al bankingului local \u00een urma achizi\u0163iei Bancpost.<\/p>\n
\nPrimele cinci b\u0103nci mari – Banca Transilvania, BCR, CEC Bank, BRD \u015fi ING Bank – aveau \u00een 2023 active cumulate de peste 500 mld. lei, reprezent\u00e2nd circa 63% din activele nete totale ale sistemului bancar. \u00cen 2022, activele top 5 erau de circa 430 mld. lei, iar \u00een 2021 activele primelor 5 b\u0103nci erau de 400 mld. lei.<\/p>\n
\nAnaliz\u00e2nd evolu\u0163ia activelor la nivel individual vedem c\u0103 Banca Transilvania, care a devenit \u00een 2018 \u00een premier\u0103 liderul pie\u0163ei bancare rom\u00e2ne\u015fti, s-a deta\u015fat \u00een 2023 de restul plutonului ajung\u00e2nd la active de aproape 162 mld. lei \u015fi o cot\u0103 de pia\u0163\u0103 de peste 20%. Banca Transilvania a fost un juc\u0103tor activ pe pia\u0163a de fuziuni \u015fi achizi\u0163ii (M&A) \u00een ultimii ani. Dup\u0103 ce a cump\u0103rat Volksbank (2015) \u015fi Bancpost (2018), \u00een 2022 a preluat Idea Bank, iar la \u00eenceputul anului 2024 a anun\u0163at \u015fi parafarea tranzac\u0163iei prin care cump\u0103r\u0103 OTP Bank Rom\u00e2nia.<\/p>\n
\nLocul 2 \u00een topul b\u0103ncilor mari dup\u0103 active revine tot BCR, care a ajuns anul trecut la active de circa 108 mld. lei, \u00een cre\u015ftere cu aproape 10% fa\u0163\u0103 de 2022.<\/p>\n
\nPodiumul b\u0103ncilor mari din anul 2023 este completat de CEC Bank, care a ajuns la active de 83,5 mld. lei, dup\u0103 saltul recod de 35% fa\u0163\u0103 de 2022, banca controlat\u0103 de stat prin Ministerul Finan\u0163elor av\u00e2nd o cot\u0103 de pia\u0163\u0103 de 10,4%. Valoarea brut\u0103 a creditelor \u00een sold acordate clien\u0163ilor CEC Bank a urcat la 33,2 mld. lei \u00een 2023, \u00een cre\u015ftere cu 8% fa\u0163\u0103 de 2022.<\/p>\n
\nBRD-Soc Gen a cobor\u00e2t \u00een anul 2023 pe locul 4 \u00een topul dup\u0103 active, de\u015fi a \u00eenregistrat anul trecut un plus al activelor cu 14% (10 mld. lei) fa\u0163\u0103 de 2022, p\u00e2n\u0103 la 81,4 mld. lei. Banca are o cot\u0103 de pia\u0163\u0103 de 10,1%.<\/p>\n
\nIar locul 5 \u00een topul b\u0103ncilor mari a revenit \u00een 2023 ING Bank, care a raportat active de 71,7 mld. lei, mai mari cu 14% fa\u0163\u0103 de 2022.<\/p>\n
\n <\/p>\n
\nTopul celor mai mari 10 b\u0103nci dup\u0103 active \u015fi cotele de pia\u0163\u0103<\/strong><\/p>\n \n Pozi\u0163ia Banca Active 2023(% vs 2022) Cota de pia\u0163\u0103 2023(%)<\/p>\n \nSursa: BNR<\/p>\n \nVezi aici ce active au avut cele 32 de b\u0103nci \u00een 2023, conform BNR<\/p>\n \n \n <\/p>\n \nVezi aici ce active au avut cele 32 de b\u0103nci \u00een 2023, conform BNR<\/p>\n","protected":false},"excerpt":{"rendered":" Banca Transilvania se deta\u015feaz\u0103 ca lider, BCR ocup\u0103 locul 2, iar locul 3 pe podium revine CEC Bank, conform topului oficial al celor mai mari 10 b\u0103nci din 2023 publicat de BNR \u00een Raportul anual pe 2023. Cele mai mari 10 b\u0103nci din Rom\u00e2nia \u00een 2023 au fost Banca Transilvania (loc 1), BCR (loc 2), […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[237,7267,5078,6180,14224,99],"class_list":["post-227907","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca-transilvania","tag-banci","tag-bcr","tag-cec","tag-cec-bank","tag-transilvania"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/227907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=227907"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/227907\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=227907"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=227907"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=227907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n\n
\n \n1<\/td>\n \nBanca Transilvania<\/td>\n \n161,9 mld. lei (+9%)<\/td>\n \n20,15%<\/td>\n<\/tr>\n \n \n2<\/td>\n \nBCR<\/td>\n \n108 mld. lei (+10%) <\/td>\n \n13,44%<\/td>\n<\/tr>\n \n \n3<\/td>\n \nCEC Bank<\/td>\n \n 83,6 mld. lei (+35%)<\/td>\n \n10,41%<\/td>\n<\/tr>\n \n \n4<\/td>\n \nBRD – SocGen<\/td>\n \n 81,4 mld. lei (+14%<\/td>\n \n10,13%<\/td>\n<\/tr>\n \n \n5<\/td>\n \nING Bank<\/td>\n \n 71,7 mld. lei (+14%)<\/td>\n \n8,93%<\/td>\n<\/tr>\n \n \n6<\/td>\n \nRaiffeisen Bank<\/td>\n \n70,2 mld. lei (+13%)<\/td>\n \n 8,73%<\/td>\n<\/tr>\n \n \n7<\/td>\n \nUniCredit Bank<\/td>\n \n67,7 mld. lei (+12%)<\/td>\n \n 8,43% <\/td>\n<\/tr>\n \n \n8<\/td>\n \nExim Banca Rom\u00e2neasc\u0103<\/td>\n \n26,4 mld. lei (+15%)<\/td>\n \n3,29% <\/td>\n<\/tr>\n \n \n9<\/td>\n \nAlpha Bank<\/td>\n \n 23,6 mld. lei (+11%)<\/td>\n \n2,93%<\/td>\n<\/tr>\n \n \n10<\/td>\n \nOTP Bank<\/td>\n \n19,8 mld. lei (-0,5%<\/td>\n \n2,46%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n ![\"\"](\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/22412389\/2\/tabel.png?height=771&width=482\")
<\/p>\n