\nPia\u0163a asigur\u0103rilor obligatorii auto (RCA) are toate \u015fansele s\u0103 se dezvolte \u00een urm\u0103toarea perioad\u0103, cu condi\u0163ia s\u0103 ias\u0103 c\u00e2t mai repede din perioada de plafonare, care pune presiune pe to\u0163i juc\u0103torii, a spus Aurel Badea, director general adjunct, Aria Tehnic\u0103 \u00een cadrul Allianz-\u0162iriac Asigur\u0103ri, prezent \u00een cadrul ZF Bankers \u015fi Asigur\u0103ri Summit 2024.<\/p>\n
\n\u201cExist\u0103 toate premisele ca pia\u0163a de RCA s\u0103 se a\u015feze pe o funda\u0163ie nou\u0103, solid\u0103, care s\u0103 contribuie la dezvoltare. Condi\u0163ia este s\u0103 ie\u015fim c\u00e2t mai repede din aceast\u0103 perioad\u0103 de plafonare. A trecut deja un an \u015fi \u015fase luni, \u015fi probabil c\u0103 se va ajunge la un an \u015fi nou\u0103 luni, lucru care pune presiune pe to\u0163i actorii din pia\u0163\u0103\u201d.<\/p>\n
\nAlte declara\u0163ii:<\/strong><\/p>\n \n\u2666 Noi am investit mult capital \u00een produsul de RCA, am crescut, am ajuns la o cot\u0103 de pia\u0163\u0103 de aproape 20%. \u00cengrijorarea ac\u0163ionarilor \u00een momentul de fa\u0163\u0103 este legat\u0103 de c\u00e2t timp se va prelungi situa\u0163ia actual\u0103 de reglementare strict\u0103. Impactul acesteia asupra industriei este relevant \u015fi trebuie s\u0103 ajung\u0103 la masa de discu\u0163ie cu autorit\u0103\u0163ile.<\/p>\n \n\u2666 \u00cen momentul de fa\u0163\u0103, mediul legislativ practic dezechilibreaz\u0103 rela\u0163ia dintre asigur\u0103tori \u015fi reparatori. \u00cen plus Rom\u00e2nia bifeaz\u0103, din p\u0103cate, un num\u0103r ridicat de accidente. Ar trebui s\u0103 existe noi reglement\u0103ri care s\u0103 stimuleze un comportament mai responsabil din partea \u015foferilor.<\/p>\n \n\u2666 C\u00e2nd actorii din pia\u0163a de repara\u0163ii nu o s\u0103 mai poat\u0103 s\u0103-\u015fi pun\u0103 marj\u0103 de profit de 300% sau 500%, atunci ei vor intra \u00een concuren\u0163\u0103. Ast\u0103zi nu se \u00eent\u00e2mpl\u0103 lucrul acesta, \u015fi reprezint\u0103 problema fundamental\u0103 \u00een zona de asigur\u0103ri RCA. Nu intr\u0103 \u00een concuren\u0163\u0103 cu ceilal\u0163i, \u015fi atunci noi suntem obliga\u0163i s\u0103 pl\u0103tim orice pre\u0163.<\/p>\n \n\u2666 Cre\u015fterea pie\u0163ei RCA \u00een urm\u0103torii 5 ani ar putea s\u0103 vin\u0103 din cre\u015fterea num\u0103rului de penetrare. \u00cen momentul de fa\u0163\u0103 estim\u0103m c\u0103 70-75% din vehiculele \u00eenmatriculate sunt asigurate. Trebuie s\u0103 lucr\u0103m la costul daunelor \u015fi la num\u0103rul de accidente. Dac\u0103 num\u0103rul de accidente nu se va reduce, va fi destul de dificil la primele de asigurare. Acesta este o explica\u0163ie vizavi de faptul c\u0103 avem aproape triplu media de prim\u0103 fa\u0163\u0103 de Polonia- avem frecven\u0163\u0103 foarte mare de accidente \u015fi costul repara\u0163iei mai mare.<\/p>\n \n <\/p>\n","protected":false},"excerpt":{"rendered":" Pia\u0163a asigur\u0103rilor obligatorii auto (RCA) are toate \u015fansele s\u0103 se dezvolte \u00een urm\u0103toarea perioad\u0103, cu condi\u0163ia s\u0103 ias\u0103 c\u00e2t mai repede din perioada de plafonare, care pune presiune pe to\u0163i juc\u0103torii, a spus Aurel Badea, director general adjunct, Aria Tehnic\u0103 \u00een cadrul Allianz-\u0162iriac Asigur\u0103ri, prezent \u00een cadrul ZF Bankers \u015fi Asigur\u0103ri Summit 2024. \u201cExist\u0103 toate […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[13325,329,8135,246,7442,43,12752,330],"class_list":["post-227880","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-accidente","tag-allianz-tiriac","tag-badea","tag-crestere","tag-dezvoltare","tag-fundatie","tag-jucatori","tag-tiriac"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/227880","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=227880"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/227880\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=227880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=227880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=227880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}