{"id":226530,"date":"2024-05-08T18:24:18","date_gmt":"2024-05-08T18:24:18","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=226530"},"modified":"2024-05-08T18:24:18","modified_gmt":"2024-05-08T18:24:18","slug":"cat-de-utila-ar-fi-o-lista-cu-service-urile-in-care-soferii-isi-pot-repara-masina-in-cazul-unui-accident-in-baza-politei-rca-circa-85-dintre-respondentii-unui-studiu-ires-spun-ca-le-ar-fi-de-folos-o","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=226530","title":{"rendered":"C\u00e2t de util\u0103 ar fi o list\u0103 cu service-urile \u00een care \u015foferii \u00ee\u015fi pot repara ma\u015fina \u00een cazul unui accident \u00een baza poli\u0163ei RCA. Circa 85% dintre responden\u0163ii unui studiu IRES spun c\u0103 le-ar fi de folos o propunere din partea asigur\u0103torului, cu titlu informativ"},"content":{"rendered":"<p>\nMajoritatea cov\u00e2r\u015fitoare a \u015foferilor rom\u00e2ni consider\u0103 util s\u0103 primeasc\u0103 o list\u0103 cu unit\u0103\u0163i service unde s\u0103 \u00ee\u015fi poat\u0103 repara ma\u015fina, \u00een cazul unui accident, potrivit celui mai recent studiu al Institutul Rom\u00e2n pentru Evaluare \u015fi Strategie (IRES), au transmis reprezentan\u0163ii Uniunii Na\u0163ionale a Societ\u0103\u0163ilor de Asigurare Reasigurare din Rom\u00e2nia (UNSAR).<\/p>\n<p>\n\u201cAstfel, \u00eentreba\u0163i dac\u0103 le-ar fi de folos, \u00een cazul \u00een care ar avea un accident rutier, s\u0103 primeasc\u0103 din partea asigur\u0103torului o propunere, cu titlu informativ, cu unit\u0103\u0163i service unde s\u0103 \u00ee\u015fi poat\u0103 repara ma\u015fina, 85% dintre responden\u0163i au r\u0103spuns afirmativ. Cercetarea sociologic\u0103 a fost realizat\u0103 de IRES, la solicitarea UNSAR, \u00een primul trimestru al acestui an, pe un e\u015fantion reprezentativ de 1.028 responden\u0163i 18\u0102 ani, care conduc un autovehicul\u201d, au explicat reprezentan\u0163ii UNSAR.<\/p>\n<p>\nAceea\u015fi cercetare sociologic\u0103 arat\u0103 \u015fi c\u0103 majoritatea \u015foferilor rom\u00e2ni (56%) spun c\u0103 i-ar deranja mult \u015fi foarte mult situa\u0163ia \u00een care costul repara\u0163iei efectuate \u00eentr-un service ar fi cu mult mai mare \u00een cazul \u00een care aceasta s-ar realiza \u00een baza poli\u0163ei RCA, fa\u0163\u0103 de cazul \u00een care acest cost ar fi suportat din bugetul personal al unui \u015fofer.<\/p>\n<p>\nAt\u00e2t fenomenul fraudelor, c\u00e2t \u015fi cre\u015fterile costurilor cu repara\u0163iile sunt factori care conduc la cre\u015fterea daunei medii RCA, care s-a m\u0103rit cu peste 8% \u00een 2023, ajung\u00e2nd la valoarea de 10.750 lei. Toate daunele sunt, \u00een final, pl\u0103tite din primele de asigur\u0103ri pe care to\u0163i de\u0163in\u0103torii de vehicule sunt obliga\u0163i s\u0103 le pl\u0103teasc\u0103 \u00een baza legii. \u00cen concluzie, acest sondaj relev\u0103 \u00eenc\u0103 o dat\u0103 faptul c\u0103 \u015foferii rom\u00e2ni \u015ftiu ce solu\u0163ii sunt necesare pentru \u00eembun\u0103t\u0103\u0163irea legisla\u0163iei actuale privind asigurarea RCA. Reamintim faptul c\u0103 asigur\u0103torii au pl\u0103tit anul trecut desp\u0103gubiri record \u00een baza poli\u0163elor RCA, \u00een valoare de 4,2 miliarde lei. Acestor sume li se adaug\u0103 rezerve \u00een valoare de 2,3 miliarde lei pentru daunele avizate (RBNS), dar \u015fi 2,35 miliarde lei aferente daunelor neavizate (IBNR), au mai explicat reprezentan\u0163ii UNSAR.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Majoritatea cov\u00e2r\u015fitoare a \u015foferilor rom\u00e2ni consider\u0103 util s\u0103 primeasc\u0103 o list\u0103 cu unit\u0103\u0163i service unde s\u0103 \u00ee\u015fi poat\u0103 repara ma\u015fina, \u00een cazul unui accident, potrivit celui mai recent studiu al Institutul Rom\u00e2n pentru Evaluare \u015fi Strategie (IRES), au transmis reprezentan\u0163ii Uniunii Na\u0163ionale a Societ\u0103\u0163ilor de Asigurare Reasigurare din Rom\u00e2nia (UNSAR). \u201cAstfel, \u00eentreba\u0163i dac\u0103 le-ar fi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[26361,57680,541,8208,8369,15236,7853],"class_list":["post-226530","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-ires","tag-polita-rca","tag-propunere","tag-rca","tag-service","tag-soferi","tag-studiu"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/226530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=226530"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/226530\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=226530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=226530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=226530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}