{"id":225671,"date":"2024-04-08T20:41:29","date_gmt":"2024-04-08T20:41:29","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=225671"},"modified":"2024-04-08T20:41:29","modified_gmt":"2024-04-08T20:41:29","slug":"indicele-robor-la-3-luni-a-ramas-la-605-in-timp-ce-ircc-a-scazut-la-59-in-t2","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=225671","title":{"rendered":"Indicele ROBOR la 3 luni a r\u0103mas la 6,05%, \u00een timp ce IRCC a sc\u0103zut la 5,9% \u00een T2"},"content":{"rendered":"<p>\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate de popula\u0163ie \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a \u00eenceput s\u0103pt\u0103m\u00e2na \u00een stagnare la 6,05%, la fel ca s\u0103pt\u0103m\u00e2na trecut\u0103. Indicele \u00eencheiase luna martie la 6,06%.<\/p>\n<p>\nROBOR la 3 luni a \u00eenceput anul 2024 la 6,21%, \u00een timp ce la debutul anului 2023 se afla la 7,56%. \u015ei ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a sta\u0163ionat ieri la 6,07%, ca \u015fi ROBOR la 12 luni, care a r\u0103mas tot la 6,08%. Pe de alt\u0103 parte, IRCC, noul indice de referin\u0163\u0103 pentru calculul ratelor la banc\u0103 la creditele noi ipotecare \u015fi de consum acordate dup\u0103 luna mai 2019, a sc\u0103zut la 5,90%, valoare ce va fi aplicat\u0103 \u00een T2\/2024, dup\u0103 ce \u00een T1\/2024 a fost de 5,97%. Evolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ie \u015fi politica fiscal\u0103. ZF<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate de popula\u0163ie \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a \u00eenceput s\u0103pt\u0103m\u00e2na \u00een stagnare la 6,05%, la fel ca s\u0103pt\u0103m\u00e2na trecut\u0103. Indicele \u00eencheiase luna martie la 6,06%.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,185,485,8356,187,57404,10518,8790],"class_list":["post-225671","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-bnr","tag-credite","tag-credite-ipotecare","tag-dobanzi","tag-indicele-robor-la-3-luni","tag-ipotecare","tag-politica-monetara"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/225671","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=225671"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/225671\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=225671"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=225671"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=225671"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}