{"id":225303,"date":"2024-03-26T10:51:23","date_gmt":"2024-03-26T10:51:23","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=225303"},"modified":"2024-03-26T10:51:23","modified_gmt":"2024-03-26T10:51:23","slug":"banca-transilvania-cea-mai-mare-banca-din-romania-si-a-bugetat-un-profit-net-de-3-mld-lei-in-2024-in-crestere-cu-20-fata-de-cel-realizat-in-2023-si-active-mai-mari-cu-10-la-179-mld-lei","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=225303","title":{"rendered":"Banca Transilvania, cea mai mare banc\u0103 din Rom\u00e2nia, \u015fi-a bugetat un profit net de 3 mld. lei \u00een 2024, \u00een cre\u015ftere cu 20% fa\u0163\u0103 de cel realizat \u00een 2023, \u015fi active mai mari cu 10% la 179 mld. lei"},"content":{"rendered":"<p style=\"text-align: justify;\">\nBanca Transilvania (simbol bursier TLV), cea mai mare institu\u0163ie de credit din Rom\u00e2nia \u00een func\u0163ie de activele gestionate, fiind \u015fi emitent listat la Bursa de Valori Bucure\u015fti \u015fi la care fondurile de pensii private Pilon II au o de\u0163inere de 26%, \u015fi-a bugetat pentru 2024 un profit net \u00een cre\u015ftere cu 20% \u015fi active mai mari cu 10%.<\/p>\n<p style=\"text-align: justify;\">\nAstfel, banca de la Cluj estimeaz\u0103 c\u0103 va \u00eencheia anul acesta cu un profit net de 3 mld. lei la nivel individual, \u00een urcare cu 20% fa\u0163\u0103 de rezultatul net de 2,5 mld. lei raportat pentru 2023, \u00een timp ce activele nete ar urma s\u0103 urce cu 10,3% p\u00e2n\u0103 la 179 mld. lei, potrivit bugetului b\u0103ncii publicat \u00een raportul Consiliului de Administra\u0163ie.<\/p>\n<p style=\"text-align: justify;\">\n\u201cSe estimeaz\u0103 o cre\u015ftere a activelor cu 10,3% fa\u0163\u0103 de nivelul \u00eenregistrat \u00een 2023 (p\u00e2n\u0103 la 178,789 milioane lei). \u00cen structura activelor s-a prev\u0103zut o pondere a creditelor brute de 45,6%, a lichidit\u0103\u0163ilor imediate de 22,5% \u015fi a investi\u0163iilor \u00een titluri de 30,7%. \u00cen ceea ce prive\u015fte structura datoriilor \u015fi capitalurilor proprii prev\u0103zute pentru 2024 s-a avut \u00een vedere o cre\u015ftere a resurselor atrase de la clientela nebancar\u0103 cu 9,1% fa\u0163\u0103 de 2023, \u00eensemn\u00e2nd o pondere a acesteia \u00een total datorii de 89,0%. Indicatorii de buget de venituri si cheltuieli pe anul 2024 care se supun aprob\u0103rii AGA sunt stabili\u0163i astfel \u00eenc\u00e2t s\u0103 sus\u0163in\u0103 obiectivele de afaceri propuse \u015fi sunt corela\u0163i cu normele specifice de pruden\u0163\u0103 \u015fi supraveghere bancar\u0103.<img decoding=\"async\" alt=\"\" src=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/22308940\/1\/a76b31b5-d626-430b-823a-703b4c9de98c.jpg?height=410&#038;width=640\" style=\"width: 640px; height: 410px;\" \/><\/p>\n<p style=\"text-align: justify;\">\nVeniturile din dob\u00e2nzi estimate pentru 2024 sunt de 9,2 mld. lei iar cheltuielile cu dob\u00e2nzile la 3,9 mld. lei. Banca men\u0163ioneaz\u0103 c\u0103 \u00een proiectarea indicatorilor pe anul 2024 s-a luat \u00een considerare o rat\u0103 medie a infla\u0163iei de 4,8% \u015fi un curs mediu de 5,04 lei pentru un euro.<\/p>\n<p style=\"text-align: justify;\">\nPentru 2023 banca \u00ee\u015fi propusese un profit net de 2,34 mld. lei, cel realizat \u00een final fiind mai mare cu 6,6%. Valoare activelor propus\u0103 a fi atins\u0103 la finalul anului trecut era de 152,2 mld. lei iar realiz\u0103rile au fost cu 20% mai mari. &nbsp;<\/p>\n<p style=\"text-align: justify;\">\nPlanul de dezvoltare pentru anul 2024 prevede investi\u0163ii de 643 mil. lei, din care 439 mil. lei \u00een IT \u015fi carduri, 147 mil. lei \u00een retail \u015fi carduri.<\/p>\n<p style=\"text-align: justify;\">\nBanca Transilvania are o capitalizare bursier\u0103 de 22 mld. lei. De la \u00eenceputul anului 2024 ac\u0163iunile s-au apreciat cu 14% pe tranzac\u0163ii de 510 mil. lei. Spre compara\u0163ie indicele principal BET a urcat cu 8,7%.<\/p>\n<p style=\"text-align: justify;\">\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Transilvania (simbol bursier TLV), cea mai mare institu\u0163ie de credit din Rom\u00e2nia \u00een func\u0163ie de activele gestionate, fiind \u015fi emitent listat la Bursa de Valori Bucure\u015fti \u015fi la care fondurile de pensii private Pilon II au o de\u0163inere de 26%, \u015fi-a bugetat pentru 2024 un profit net \u00een cre\u015ftere cu 20% \u015fi active mai [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9323,236,237,246],"class_list":["post-225303","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-active","tag-banca","tag-banca-transilvania","tag-crestere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/225303","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=225303"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/225303\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=225303"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=225303"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=225303"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}