{"id":224587,"date":"2024-03-01T12:55:33","date_gmt":"2024-03-01T12:55:33","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=224587"},"modified":"2026-04-10T11:18:35","modified_gmt":"2026-04-10T11:18:35","slug":"guvernul-a-adoptat-o-ordonanta-de-urgenta-prin-care-stabileste-noi-reguli-in-privinta-creditelor-neperfomante-si-a-firmelor-care-recupereaza-creante","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=224587","title":{"rendered":"Guvernul a adoptat o ordonan\u0163\u0103 de urgen\u0163\u0103 prin care stabile\u015fte noi reguli \u00een privinta creditelor neperfomante \u015fi a firmelor care recupereaz\u0103 crean\u0163e"},"content":{"rendered":"<p style=\"text-align: justify\">\n<span>Guvernul a adoptat o ordonan\u0163\u0103 de urgen\u0163\u0103 care stabile\u015fte noi reguli pentru firmele de recuperare a creantelor, pentru b\u0103nci \u015fi institutii financiare nebancare care acord\u0103 credite, actul normativ fiind transpunerea \u00een legislatia local\u0103 a unei Directive europene privind administratorii de credite.<\/span><\/p>\n<p style=\"text-align: justify\">\nDirectiva (UE) 2021\/2167 va crea mediul adecvat pentru gestionarea de c\u0103tre institu\u0163iile de credit a problemei creditelor neperformante din bilan\u0163urile lor \u015fi va reduce riscul unei acumul\u0103ri viitoare a acestor credite. Directiva vizeaz\u0103 s\u0103 sprijine dezvoltarea de pie\u0163e secundare pentru credite neperformante \u00een Uniunea European\u0103, asigur\u00e2nd, \u00een acela\u015fi timp, faptul c\u0103 v\u00e2nzarea de astfel de credite nu submineaz\u0103 drepturile creditorilor.<\/p>\n<p style=\"text-align: justify\">\n<strong><a href=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/22284982\/2\/oug-administratori-si-cumparatori-de-credite.doc\">Ordonan\u0163a de Urgen\u0163\u0103<\/a><\/strong> stabile\u015fte un cadru comun \u015fi cerin\u0163e comune referitoare la cump\u0103r\u0103torii de credite care cump\u0103r\u0103 drepturile creditorului ce decurg dintr-un contract de credit neperformant emis de o institu\u0163ie de credit din UE sau care cump\u0103r\u0103 contractul de credit neperformant \u00een sine \u015fi la administratorii de credite care ac\u0163ioneaz\u0103 \u00een numele unui cump\u0103r\u0103tor de credite.<\/p>\n<p style=\"text-align: justify\">\nAdministratorilor de credite trebuie s\u0103 ob\u0163in\u0103 o autoriza\u0163ie \u00een statul membru de origine \u00eenainte de a \u00eencepe s\u0103 desf\u0103\u015foare activit\u0103\u0163i pe teritoriul Rom\u00e2niei. In situa\u0163ia administratorilor de credite din Rom\u00e2nia, autoriza\u0163ia este acordat\u0103 de Autoritatea National\u0103 pentru Protec\u0163ia Consumatorilor (ANPC).<\/p>\n<p style=\"text-align: justify\">\n<span>Recuperatorii de crean\u0163e \u015fi administratorii de credite trebuie s\u0103 \u00eei informeze \u00een scris pe consumatori \u00een leg\u0103tur\u0103 cu faptului c\u0103 au cump\u0103rat crean\u0163ele de la banc\u0103.<\/span><\/p>\n<p style=\"text-align: justify\">\nANPC trebuie s\u0103 instituie o list\u0103 actualizat\u0103, pus\u0103 la dispozi\u0163ia publicului pe site-ul autorit\u0103\u0163ii<em>,<\/em> care s\u0103 asigure transparen\u0163a \u00een ceea ce prive\u015fte num\u0103rul \u015fi identitatea administratorilor de credite autoriza\u0163i, inclusiv cei autoriza\u0163i \u00een alte state membre ale Uniunii Europene care presteaz\u0103 servicii pe teritoriul Rom\u00e2niei.<\/p>\n<p style=\"text-align: justify\">\nCump\u0103r\u0103torul de credite din Rom\u00e2nia ca stat membru de origine sau reprezentantul acestuia au obliga\u0163ia de a comunica autorit\u0103\u0163ilor competente din Rom\u00e2nia identitatea \u015fi adresa entit\u0103\u015fii desemnate sa administreze creditul<\/p>\n<p style=\"text-align: justify\">\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Guvernul a adoptat o ordonan\u0163\u0103 de urgen\u0163\u0103 care stabile\u015fte noi reguli pentru firmele de recuperare a creantelor, pentru b\u0103nci \u015fi institutii financiare nebancare care acord\u0103 credite, actul normativ fiind transpunerea \u00een legislatia local\u0103 a unei Directive europene privind administratorii de credite. Directiva (UE) 2021\/2167 va crea mediul adecvat pentru gestionarea de c\u0103tre institu\u0163iile de credit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7327,10793,7736,485],"class_list":["post-224587","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-administratori","tag-creante","tag-credit","tag-credite"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=224587"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224587\/revisions"}],"predecessor-version":[{"id":224606,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224587\/revisions\/224606"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=224587"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=224587"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=224587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}