{"id":224583,"date":"2024-03-01T12:47:14","date_gmt":"2024-03-01T12:47:14","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=224583"},"modified":"2026-04-10T11:18:22","modified_gmt":"2026-04-10T11:18:22","slug":"vesti-bune-pentru-toti-romanii-cu-credite-anuntul-facut-de-bnr-pe-care-multi-si-l-doreau-sa-il-auda-9","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=224583","title":{"rendered":"Ve\u015fti bune pentru to\u0163i rom\u00e2nii cu credite. Anun\u0163ul f\u0103cut de BNR pe care mul\u0163i \u015fi-l doreau s\u0103 \u00eel aud\u0103"},"content":{"rendered":"<p>\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate de popula\u0163ie \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a continuat s\u0103 sta\u0163ioneze \u00een ultimele zile din februarie la 6,08%. Practic, din 20 februarie \u015fi p\u00e2n\u0103 la sf\u00e2r\u015fitul lunii, ROBOR la 3 luni a r\u0103mas neclintit la 6,08%.<\/p>\n<p>\nROBOR la 3 luni a \u00eenceput anul 2024 la 6,21%, \u00een timp ce la debutul anului 2023 se afla la 7,56%. \u015ei ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103 a sta\u0163ionat vineri la 6,12%, iar ROBOR la 12 luni a r\u0103mas la 6,13%.<\/p>\n<p>\nPe de alt\u0103 parte, IRCC, noul indice de referin\u0163\u0103 pentru calculul ratelor la banc\u0103 la creditele noi ipotecare \u015fi de consum acordate dup\u0103 luna mai 2019, este la 5,97% pe an pentru T1\/2024.<\/p>\n<p>\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ie \u015fi politica fiscal\u0103.<\/p>\n<p>\nIndicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a stagnat \u015fi el la 6,11%<\/p>\n<p>\n<span>Indicele ROBOR la 12 luni a stagnat \u015fi el la 6,12%<\/span><\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate de popula\u0163ie \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a continuat s\u0103 sta\u0163ioneze \u00een ultimele zile din februarie la 6,08%. Practic, din 20 februarie \u015fi p\u00e2n\u0103 la sf\u00e2r\u015fitul lunii, ROBOR la 3 luni a r\u0103mas [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,187,334,10021,173,8810],"class_list":["post-224583","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-dobanzi","tag-incheiere","tag-indice","tag-romani","tag-tranzactionare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224583","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=224583"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224583\/revisions"}],"predecessor-version":[{"id":224599,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224583\/revisions\/224599"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=224583"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=224583"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=224583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}