{"id":224464,"date":"2024-02-26T10:36:27","date_gmt":"2024-02-26T10:36:27","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=224464"},"modified":"2024-02-26T10:36:27","modified_gmt":"2024-02-26T10:36:27","slug":"revolut-ataca-piata-depozitelor-bancare-si-lanseaza-conturi-de-economii-cu-o-dobanda-bruta-anuala-de-250-425","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=224464","title":{"rendered":"Revolut atac\u0103 piata depozitelor bancare \u015fi lanseaz\u0103 conturi de economii cu o dob\u00e2nd\u0103 brut\u0103 anual\u0103 de 2,50%-4,25%"},"content":{"rendered":"<p style=\"text-align: justify;\">\nRevolut intr\u0103 pe piata depozitelor bancare din Rom\u00e2nia \u015fi lanseaz\u0103 conturi de economii \u00een lei la care dob\u00e2nda brut\u0103 anual\u0103 poate ajunge la 4,25%, acesta fiind primul produs de economisire conceput \u00een \u00eentregime de Revolut Bank UAB, banc\u0103 licentiat\u0103 \u00een Lituania.<\/p>\n<p style=\"text-align: justify;\">\nDepozitele \u00een lei de\u0163inute la Revolut Bank UAB sunt garantate prin Schema de Garantare a Depozitelor. \u00cen conformitate cu legisla\u0163ia fiscal\u0103 lituanian\u0103, dob\u00e2nda este impozitat\u0103 cu 15%.<\/p>\n<p style=\"text-align: justify;\">\nDob\u00e2nda oferit\u0103 difer\u0103 \u00een functie de tipul de plan de\u0163inut de client: Standard 2,50% pe an, Plus 2,50% pe an, Premium 3%, Metal 3,75% \u015fi Ultra 4,25% pe an.<\/p>\n<p style=\"text-align: justify;\">\nPentru a depune fonduri \u015fi a primi dob\u00e2nda aferent\u0103, clien\u0163ii trebuie s\u0103 actualizeze aplica\u0163ia la cea mai recent\u0103 versiune, apoi, din Conturi, s\u0103 selecteze op\u0163iunea Adaug\u0103 cont nou \/ Economii de unde vor putea deschide un cont \u00een lei purt\u0103tor de dob\u00e2nd\u0103.<\/p>\n<p style=\"text-align: justify;\">\n\u201cRevolut Bank UAB continu\u0103 s\u0103 \u00ee\u015fi diversifice oferta de produse pentru clien\u0163ii din Rom\u00e2nia, ca un adev\u0103rat cont bancar principal. Dac\u0103 p\u00e2n\u0103 acum clien\u0163ii \u00ee\u015fi \u0163ineau economiile \u00een aplica\u0163ia Revolut \u00een conturi care nu aduceau dob\u00e2nd\u0103, de acum \u00eenainte ei vor putea beneficia de dob\u00e2nzi de p\u00e2n\u0103 la 4,25% pe an, pentru economiile \u00een lei de\u0163inute \u00een conturile de economii din aplica\u0163ie. Clien\u0163ii vor ob\u0163ine astfel \u015fi mai mult de la fondurile lor, vor putea ad\u0103uga imediat bani \u00een conturile de economii sau vor putea retrage fonduri oric\u00e2nd doresc, \u00een timp ce dob\u00e2nda fix\u0103 acordat\u0103 se va acumula \u00een fiecare zi\u201d, a declarat Gabriela Simion, General Manager Revolut Bank UAB sucursala Rom\u00e2nia.<\/p>\n<p style=\"text-align: justify;\">\nPotrivit unui studiu realizat de Dynata pentru Revolut, unul din cinci rom\u00e2ni nu a pus deloc bani deoparte \u00een 2023, iar 27% au economisit sub 250 de lei pe lun\u0103, 26% \u00eentre 250 \u015fi 500 de lei lunar, 13% \u00eentre 500 \u015fi 1.000 de lei lunar, iar 7% \u00eentre 1.000 \u015fi 2.500 de lei. Doar 4% dintre participan\u0163ii la studiu au declarat c\u0103 pun deoparte peste 2.500 de lei \u00een fiecare lun\u0103.<\/p>\n<p style=\"text-align: justify;\">\n\u00cen privin\u0163a instrumentelor preferate pentru a face economii, depozitele la termen sunt primele men\u0163ionate de responden\u0163ii rom\u00e2ni &#8211; 35% dintre ace\u015ftia ar opta pentru depozite de economii la 3, 6, 12 luni. A doua op\u0163iune preferat\u0103 de rom\u00e2ni este reprezentat\u0103 de conturile de economii cu dob\u00e2nd\u0103 acumulat\u0103 lunar (29%) \u015fi a treia obliga\u0163iunile de stat (25%).<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Revolut intr\u0103 pe piata depozitelor bancare din Rom\u00e2nia \u015fi lanseaz\u0103 conturi de economii \u00een lei la care dob\u00e2nda brut\u0103 anual\u0103 poate ajunge la 4,25%, acesta fiind primul produs de economisire conceput \u00een \u00eentregime de Revolut Bank UAB, banc\u0103 licentiat\u0103 \u00een Lituania. Depozitele \u00een lei de\u0163inute la Revolut Bank UAB sunt garantate prin Schema de Garantare [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[13082,7458,7573,8173],"class_list":["post-224464","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-conturi","tag-dobanda","tag-economii","tag-lituania"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=224464"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224464\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=224464"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=224464"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=224464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}