{"id":224340,"date":"2024-02-21T15:16:56","date_gmt":"2024-02-21T15:16:56","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=224340"},"modified":"2026-04-10T11:03:37","modified_gmt":"2026-04-10T11:03:37","slug":"coface-numarul-insolventelor-din-romania-a-stagnat-in-2023-la-6-650-alina-popa-country-manager-in-2024-ne-asteptam-la-o-crestere-moderata-a-numarului-de-insolvente-cauzata-in-special-de-scaderea","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=224340","title":{"rendered":"Coface: Num\u0103rul insolven\u0163elor din Rom\u00e2nia a stagnat \u00een 2023, la 6.650. Alina Popa, Country Manager: \u00een 2024 ne a\u015ftept\u0103m la o cre\u015ftere moderat\u0103 a num\u0103rului de insolven\u0163e, cauzat\u0103 \u00een special de sc\u0103derea consumului \u015fi de costul mare de finan\u0163are"},"content":{"rendered":"<p>\nNum\u0103rul total de proceduri de insolven\u0163\u0103 \u00een Rom\u00e2nia a ajuns la 6.650 \u00een 2023, evolu\u0163ie \u00een stagnare comparativ cu anul precedent, c\u00e2nd companiile au deschis 6.649 de proceduri noi de insolven\u0163\u0103, arat\u0103 cel mai recent studiu Coface.<\/p>\n<p>\n\u201cAnul 2023 poate fi definit ca un an stabilit\u0103\u0163ii pentru mediul de afaceri, f\u0103r\u0103 cre\u015fteri notabile ale num\u0103rului de insolven\u0163e. Chiar dac\u0103 am evitat o recesiune, dup\u0103 o decelerare a cre\u015fterii reale la aproape 2%, comparativ cu 4,1% \u00een 2022, aceasta fiind una dintre cele mai bune cre\u015fteri din regiune, contextul economic r\u0103m\u00e2ne relativ complicat\u201d, spune Alina Popa, Country Manager Coface Rom\u00e2nia.<\/p>\n<p>\nPrimele 3 sectoare \u00een func\u0163ie de num\u0103rul companiilor intrate \u00een insolven\u0163\u0103 r\u0103m\u00e2n acelea\u015fi ca \u015fi \u00een 2022: construc\u0163ii (1.446), comer\u0163 cu am\u0103nuntul (825) \u015fi comer\u0163 cu ridicata \u015fi distribu\u0163ie (815) \u015fi p\u0103streaz\u0103 o concentrare de aproximativ 46% din totalul num\u0103rului de insolven\u0163e \u00eenregistrate \u00een 2023.<\/p>\n<p>\nAceast\u0103 evolu\u0163ie este justificat\u0103 de faptul c\u0103 aceste 3 sectoare de\u0163in aproximativ 39% din totalul companiilor din Rom\u00e2nia.<\/p>\n<p>\nDintre acestea, cre\u015fterea cea mai mare a num\u0103rului de companii care au intrat \u00een procedura de insolven\u0163\u0103 a fost raportat\u0103 \u00een sectorul construc\u0163iilor (plus 6% vs. 2022), care de\u0163ine cea mai mare pondere din totalul num\u0103rului de insolven\u0163e (22%).<\/p>\n<p>\nDin num\u0103rul total de companii intrate \u00een insolven\u0163\u0103 \u00een 2023 companiile \u00eenfiin\u0163ate \u00eenainte de 2016 reprezint\u0103 aproximativ 54%, \u00een sc\u0103dere de la aproximativ 60% \u00een 2022.<\/p>\n<p>\nAnul trecut a fost deschis\u0103 procedura de insolven\u0163\u0103 pentru 460 companii cu venituri peste 0,5 mil. euro, \u00een cre\u015ftere cu 29% comparativ cu anul 2022 \u015fi cu 4% fa\u0163\u0103 de 2019. Dintre acestea doar 45 de companii aveau cifra de afaceri peste 5 mil. euro, ceea ce indic\u0103 un impact financiar \u015fi social mai sc\u0103zut \u00een economie.<\/p>\n<p>\nDe asemenea, anul trecut au fost deschise 61 de proceduri de concordat preventiv, comparativ cu 21 de proceduri deschise \u00een 2022. Dintre companiile intrate \u00een concordat preventiv \u00een 2023,&nbsp; 8&nbsp; au \u00eenregistrat \u00een 2022 o cifr\u0103 de afaceri de peste 5 mil. euro \u015fi aveau 1.229 de angaja\u0163i.<\/p>\n<p>\nConform datelor furnizate de Banca Na\u0163ional\u0103 a Rom\u00e2niei, \u00een 2023 au fost refuzate la plat\u0103 33.790 de instrumente de plat\u0103, iar valoarea total\u0103 refuzat\u0103 la plat\u0103 a fost de 2.135 mil. lei.<\/p>\n<p>\nCu toate c\u0103 se observ\u0103 o cre\u015ftere at\u00e2t ca valoare refuzat\u0103 (37%), c\u00e2t \u015fi ca num\u0103r de incidente (17%) comparativ cu 2022, valorile \u00eenregistrate \u00een 2023 sunt sub valorile \u00eenregistrate \u00een 2019: minus 33% ca valoare refuzat\u0103 \u015fi minus 27% ca num\u0103r de incidente.<\/p>\n<p>\n\u201cObserv\u0103m c\u0103 \u00een ultimii 5 ani num\u0103rul de insolven\u0163e se men\u0163ine relativ constant, iar \u00een ultimii 2 ani dinamica semestrial\u0103 este aproximativ egal\u0103 cu 0% ceea ce arat\u0103 o stabilitate a mediului antreprenorial rom\u00e2nesc. Tou\u015fi, la nivel microeconomic se contureaz\u0103 o serie de provoc\u0103ri pentru 2024 cum ar fi sc\u0103derea consumului, costul de finan\u0163are mare dar \u015fi noul set de taxe \u015fi impozite intrat \u00een vigoare \u00eencep\u00e2nd cu acest an, care vor pune o presiune constant\u0103 pe activitatea economic\u0103. Acest lucru ar putea duce la extinderea termenelor de plat\u0103 c\u0103tre furnizori, amplific\u00e2nd riscul de insolven\u0163\u0103 al companiilor vulnerabile\u201d, a ad\u0103ugat Tiberiu Chesoi, Head of Claims Department Coface Rom\u00e2nia.<\/p>\n<p>\nLa nivel teritorial, 6 jude\u0163e al\u0103turi de Bucure\u015fti \u00eensumeaz\u0103 51% din totalul num\u0103rului de insolven\u0163e deschise \u00een 2023, \u00een cre\u015ftere cu 2 pp fa\u0163\u0103 de 2022. Capitala conduce clasamentul cu 1.289 de insolven\u0163e \u00een cre\u015ftere cu 19% fa\u0163\u0103 de 2022, urmat\u0103 de jude\u0163ele Bihor, Cluj, Timi\u015f, Constan\u0163a, Ia\u015fi, Ilfov.<\/p>\n<p>\nAcelea\u015fi jude\u0163e \u015fi Bucure\u015ftiul de\u0163in o pondere de 48% din totalul num\u0103rului de \u00eenmatricul\u0103ri \u015fi de 41% din totalul num\u0103rului de radieri. Cele mai multe companii au fost \u00eenmatriculate (31.091) \u015fi radiate (11.820) \u00een Bucure\u015fti.<\/p>\n<p>\n\u201c\u00cen continuare, deficitele fiscale \u015fi comerciale mari pot genera riscuri \u015fi vulnerabilit\u0103\u0163i pentru popula\u0163ie \u015fi mediul de afaceri. Astfel ne a\u015ftept\u0103m la o cre\u015ftere moderat\u0103 a num\u0103rului de insolven\u0163e \u00een 2024 cauzat\u0103 \u00een special de sc\u0103derea consumului \u015fi de costul mare de finan\u0163are\u201d, concluzioneaz\u0103 Alina Popa.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n<br \/>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Num\u0103rul total de proceduri de insolven\u0163\u0103 \u00een Rom\u00e2nia a ajuns la 6.650 \u00een 2023, evolu\u0163ie \u00een stagnare comparativ cu anul precedent, c\u00e2nd companiile au deschis 6.649 de proceduri noi de insolven\u0163\u0103, arat\u0103 cel mai recent studiu Coface. \u201cAnul 2023 poate fi definit ca un an stabilit\u0103\u0163ii pentru mediul de afaceri, f\u0103r\u0103 cre\u015fteri notabile ale num\u0103rului [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[15208,9817,10157,472,9008,6064,98],"class_list":["post-224340","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-coface","tag-consum","tag-cost","tag-finantare","tag-insolventa","tag-manager","tag-romania"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=224340"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224340\/revisions"}],"predecessor-version":[{"id":224368,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/224340\/revisions\/224368"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=224340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=224340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=224340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}