{"id":222807,"date":"2023-12-31T21:00:00","date_gmt":"2023-12-31T21:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=222807"},"modified":"2023-12-31T21:00:00","modified_gmt":"2023-12-31T21:00:00","slug":"cum-scapi-de-datorii-lege-pentru-romanii-cu-credite-la-banca","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=222807","title":{"rendered":"Cum scapi de datorii. Lege pentru rom\u00e2nii cu credite la banc\u0103"},"content":{"rendered":"<p>\nO lege aflat\u0103 \u00een vigoare \u00eenc\u0103 din 2016 te \u00eenva\u0163\u0103 cum s\u0103 scapi de datorii la banc\u0103. Dac\u0103 rata cre\u015fte cu mai mult de 50% fa\u0163\u0103 de momentul semn\u0103rii contractului, dup\u0103 o renegociere, banca e obligat\u0103 s\u0103 elimine supra\u00eendatorarea.<\/p>\n<p>\nCum scapi de datorii. Legea D\u0103rii \u00een Plat\u0103<br \/>\nLegea d\u0103rii \u00een plat\u0103 \u00een Rom\u00e2nia este reglementat\u0103 prin Legea nr. 77\/2016 privind stabilirea unor m\u0103suri de protec\u0163ie a debitorilor persoane fizice \u00een ceea ce prive\u015fte creditele pentru consum, denumit\u0103 \u015fi Legea d\u0103rii \u00een plat\u0103. Aceast\u0103 lege a fost adoptat\u0103 \u00een contextul crizei economice \u015fi are ca principal obiectiv protejarea consumatorilor care au contractat credite ipotecare sau de consum \u015fi care se confrunt\u0103 cu dificult\u0103\u0163i financiare majore.<\/p>\n<p>\nLegea D\u0103rii \u00een Plat\u0103 vine \u00een sprijinul celor care se confrunt\u0103 cu major\u0103ri substan\u0163iale ale ratelor, oferindu-le posibilitatea de a renun\u0163a la imobilul achizi\u0163ionat \u015fi de a sc\u0103pa de orice datorie c\u0103tre banc\u0103.<\/p>\n<p>\nTotodat\u0103, legea ofer\u0103 \u015fi o cale de reechilibrare a contractului, stipul\u00e2nd c\u0103, \u00een cazul unei cre\u015fteri a ratei cu peste 50%, clien\u0163ii pot notifica banca pentru a elimina supra\u00eendatorarea.<\/p>\n<p>\n<a href=\"https:\/\/mediaflux.ro\/cum-scapi-de-datorii\/\">Cititi mai multe pe www.mediaflux.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>O lege aflat\u0103 \u00een vigoare \u00eenc\u0103 din 2016 te \u00eenva\u0163\u0103 cum s\u0103 scapi de datorii la banc\u0103. Dac\u0103 rata cre\u015fte cu mai mult de 50% fa\u0163\u0103 de momentul semn\u0103rii contractului, dup\u0103 o renegociere, banca e obligat\u0103 s\u0103 elimine supra\u00eendatorarea. Cum scapi de datorii. Legea D\u0103rii \u00een Plat\u0103 Legea d\u0103rii \u00een plat\u0103 \u00een Rom\u00e2nia este reglementat\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,750,527],"class_list":["post-222807","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-datorii","tag-lege"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/222807","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=222807"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/222807\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=222807"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=222807"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=222807"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}