{"id":222710,"date":"2023-12-28T10:46:53","date_gmt":"2023-12-28T10:46:53","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=222710"},"modified":"2023-12-28T10:46:53","modified_gmt":"2023-12-28T10:46:53","slug":"unsar-nu-stim-cate-pensiuni-si-hoteluri-sunt-asigurate-la-incendiu-si-pentru-daune-aduse-turistilor-doar-5-din-firmele-din-romania-au-asigurare-de-raspundere-fata-de-terti","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=222710","title":{"rendered":"UNSAR: Nu \u015ftim c\u00e2te pensiuni \u015fi hoteluri sunt asigurate la incendiu \u015fi pentru daune aduse turi\u015ftilor. Doar 5% din firmele din Rom\u00e2nia au asigurare de r\u0103spundere fa\u0163\u0103 de ter\u0163i"},"content":{"rendered":"<p>\nPensiunile \u015fi hotelurile din Rom\u00e2nia nu sunt obligate s\u0103 se asigure la incediu sau pentru daune aduse ter\u0163ilor a\u015fa cum se \u00eent\u00e2mpl\u0103 pe pie\u0163ele dezvoltate economic din Europa de Vest, unde orice \u00eentreprindere comercial\u0103 care lucreaz\u0103 cu publicul este obligat\u0103 sa aib\u0103 o asigure pentru daune aduse ter\u0163ilor, adic\u0103 \u00een primul r\u00e2nd clien\u0163ii.<\/p>\n<p>\nO asemenea asigurare ar presupune existen\u0163a unui aviz de securitate la incendiu, care ar pre\u00eent\u00e2mpina dezastre de tipul \u201cFerma Dacilor\u201d sau \u201cCrevedia\u201d.<\/p>\n<p>\n\u201cPensiunile nu sunt obligate s\u0103 se asigure. Nu avem informa\u0163ii legate de penetrarea acestui tip de asigurare \u00een r\u00e2ndul hotelurilor sau pensiunilor. Ce \u015ftim este c\u0103 din cele 800.000 de companii care aveau bilan\u0163ul financiar depus anul trecut, un procent de 5% (43.000) de\u0163inea o asigurare de r\u0103spundere civil\u0103 legal\u0103 sau profesional\u0103\u201d, a transmis pentru ZF Alexandru Ciuncan, director executiv UNSAR &#8211; Uniunea Na\u0163ional\u0103 a Societ\u0103\u0163ilor de Asigurare \u015fi Reasigurare din Rom\u00e2nia.<\/p>\n<p>\nPe de alt\u0103 parte, \u00een Rom\u00e2nia exist\u0103 o serie de poli\u0163e obligatorii precum Asigurarea obligatorie a locuin\u0163elor (PAD), asigur\u0103ri de r\u0103spundere profesional\u0103 pentru anumite profesii liberale \u2013 avoca\u0163i, notari, exper\u0163i contabili, asigur\u0103ri de r\u0103spundere pentru personalul medical (malpraxis medical malpraxis medical), asigurare de r\u0103spundere a magistra\u0163ilor, etc.<\/p>\n<p>\n\u201cIdeea e ca nu obligativitatea rezvolv\u0103 neaparat problema, ci educa\u0163ia antreprenorial\u0103 \u015fi financiar\u0103. Chiar dac\u0103 \u00een Rom\u00e2nia companiile nu sunt obligate prin lege s\u0103 de\u0163in\u0103 astfel de poli\u0163e, acestea sunt o dovad\u0103 de spirit civic, de responsabilitate, bun\u0103 guvernare \u015fi de normalitate\u201d, adaug\u0103 Alexandru Ciuncan.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pensiunile \u015fi hotelurile din Rom\u00e2nia nu sunt obligate s\u0103 se asigure la incediu sau pentru daune aduse ter\u0163ilor a\u015fa cum se \u00eent\u00e2mpl\u0103 pe pie\u0163ele dezvoltate economic din Europa de Vest, unde orice \u00eentreprindere comercial\u0103 care lucreaz\u0103 cu publicul este obligat\u0103 sa aib\u0103 o asigure pentru daune aduse ter\u0163ilor, adic\u0103 \u00een primul r\u00e2nd clien\u0163ii. O asemenea [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7467,56583,6552,12661,8303,4465],"class_list":["post-222710","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurare","tag-ferma-dacilor","tag-hoteluri","tag-incendiu","tag-pensiuni","tag-raspundere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/222710","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=222710"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/222710\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=222710"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=222710"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=222710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}