{"id":221937,"date":"2023-11-30T10:25:42","date_gmt":"2023-11-30T10:25:42","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=221937"},"modified":"2023-11-30T10:25:42","modified_gmt":"2023-11-30T10:25:42","slug":"indicele-robor-la-3-luni-inchide-luna-noiembrie-la-625-dupa-aproape-doua-saptamani-de-stagnare","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=221937","title":{"rendered":"Indicele ROBOR la 3 luni \u00eenchide luna noiembrie la 6,25%, dup\u0103 aproape dou\u0103 s\u0103pt\u0103m\u00e2ni de stagnare"},"content":{"rendered":"<p>\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate de popula\u0163ie \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a continuat s\u0103 urmeze un trend u\u015for descendent.<\/p>\n<p>\nIndicele a deschis luna la 6,34% \u015fi a \u00eenchis luna noiembrie la 6,25%.<\/p>\n<p>\nIndicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a \u00eenchis \u015fi el luna la 6,31%, \u00een sc\u0103dere fa\u0163\u0103 de ziua de mar\u0163i c\u00e2nd era cotat la 6,32%. \u015ei indicele ROBOR la 12 luni \u00eenchis \u015fi el luna la 6,39%, \u00een stagnare.<\/p>\n<p>\n\u00cen acela\u015fi timp, IRCC,&nbsp;<span -webkit-text-stroke-width:=\"\" background-color:=\"\" color:=\"\" display:=\"\" float:=\"\" font-family:=\"\" font-size:=\"\" font-style:=\"\" font-variant-caps:=\"\" font-variant-ligatures:=\"\" font-weight:=\"\" inline=\"\" letter-spacing:=\"\" orphans:=\"\" text-align:=\"\" text-decoration-color:=\"\" text-decoration-style:=\"\" text-decoration-thickness:=\"\" text-indent:=\"\" text-transform:=\"\" white-space:=\"\" widows:=\"\" word-spacing:=\"\">noul indice de referin\u0163\u0103 pentru calculul ratelor la banc\u0103 la creditele noi ipotecare \u015fi de consum acordate dup\u0103 luna mai 2019, este la&nbsp;<\/span><span -webkit-text-stroke-width:=\"\" background-color:=\"\" color:=\"\" display:=\"\" float:=\"\" font-family:=\"\" font-size:=\"\" font-style:=\"\" font-variant-caps:=\"\" font-variant-ligatures:=\"\" font-weight:=\"\" inline=\"\" letter-spacing:=\"\" orphans:=\"\" text-align:=\"\" text-decoration-color:=\"\" text-decoration-style:=\"\" text-decoration-thickness:=\"\" text-indent:=\"\" text-transform:=\"\" white-space:=\"\" widows:=\"\" word-spacing:=\"\">5,96%&nbsp;<\/span><span -webkit-text-stroke-width:=\"\" background-color:=\"\" color:=\"\" display:=\"\" float:=\"\" font-family:=\"\" font-size:=\"\" font-style:=\"\" font-variant-caps:=\"\" font-variant-ligatures:=\"\" font-weight:=\"\" inline=\"\" letter-spacing:=\"\" orphans:=\"\" text-align:=\"\" text-decoration-color:=\"\" text-decoration-style:=\"\" text-decoration-thickness:=\"\" text-indent:=\"\" text-transform:=\"\" white-space:=\"\" widows:=\"\" word-spacing:=\"\">(calculat pe baza datelor din T2\/2023 \u015fi valabil pentru T4\/2023)<\/span><\/p>\n<p>\nIndicele ROBOR la 3 luni a avut un trend preponderent descendent de la \u00eenceputul lui 2023, dar au fost \u015fi zile \u00een care a stagnat, potrivit datelor BNR. Evolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ia \u015fi politica fiscal\u0103.&nbsp;<\/p>\n<p>\nNivelul maxim atins de acest indice \u00een 2022 a fost de 8,21%, \u00een luna noiembrie 2022 potrivit datelor BNR.<\/p>\n<p>\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ie \u015fi politica fiscal\u0103.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate de popula\u0163ie \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a continuat s\u0103 urmeze un trend u\u015for descendent. Indicele a deschis luna la 6,34% \u015fi a \u00eenchis luna noiembrie la 6,25%. Indicele ROBOR la 6 luni, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,187,334,10021,173,8810],"class_list":["post-221937","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-dobanzi","tag-incheiere","tag-indice","tag-romani","tag-tranzactionare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/221937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=221937"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/221937\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=221937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=221937"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=221937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}