{"id":220322,"date":"2023-10-10T15:07:24","date_gmt":"2023-10-10T15:07:24","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=220322"},"modified":"2023-10-10T15:07:24","modified_gmt":"2023-10-10T15:07:24","slug":"surpriza-o-noua-banca-ar-putea-intra-pe-piata-din-romania-este-cea-mai-mare-banca-dintr-o-tara-vecina","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=220322","title":{"rendered":"Surpriz\u0103: o nou\u0103 banc\u0103 ar putea intra pe pia\u0163a din Rom\u00e2nia. Este cea mai mare banc\u0103 dintr-o \u0163ar\u0103 vecin\u0103"},"content":{"rendered":"<p>\nPKO Bank, cea mai mare banc\u0103 din Polonia, cu active c\u00e2t 70% din sistemul bancar rom\u00e2nesc, anun\u0163\u0103 \u00eentr-un anun\u0163 publicitar \u00een cel mai mare ziar de business din America, c\u0103 vrea s\u0103 intre pe pia\u0163a rom\u00e2neasc\u0103 la \u00eenceputul lui 2024, anun\u0163\u0103 Ziarul Financiar.<\/p>\n<p>\nPKO Bank Polski, cea mai mare banc\u0103 din Polonia cu ac\u0163ionar majoritar de stat, cu active reprezent\u00e2nd aproape 70% din sistemul bancar rom\u00e2nesc, anun\u0163\u0103 c\u0103 demareaz\u0103 activitatea \u00een Rom\u00e2nia la \u00eenceputul anului 2024.<\/p>\n<p>\n\u201ePrivind \u00een viitor, la \u00eenceputul anului 2024 agenda noastr\u0103 strategic\u0103 include deschiderea celei de-a patra sucursale din str\u0103in\u0103tate, \u00een Bucure\u015fti, Rom\u00e2nia. \u00cen prezent, deservim clien\u0163ii no\u015ftri pe o baz\u0103 transfrontalier\u0103 (cross-border basis)\u201c, men\u0163ioneaz\u0103 banca polonez\u0103 \u00eentr-un anun\u0163 de publicitate ap\u0103rut recent \u00een celebra publica\u0163ie The Wall Street Journal (WSJ).<\/p>\n<p>\nIntrarea unui nou juc\u0103tor, puternic, pe pia\u0163a bancar\u0103 rom\u00e2neasc\u0103 este de bun augur, intensific\u00e2ndu-se \u015fi concuren\u0163a. R\u0103m\u00e2ne de v\u0103zut ce strategie va avea PKO Bank Polski pe pia\u0163a local\u0103 \u015fi cum vor reac\u0163iona b\u0103ncile concurente din Rom\u00e2nia.<\/p>\n<p>\nLa solicitarea ZF, BNR a r\u0103spuns c\u0103 PKO Bank Polski nu a transmis, p\u00e2n\u0103 acum, notificare c\u0103 \u00eencepe activitatea opera\u0163ional\u0103 efectiv\u0103 \u00een Rom\u00e2nia. \u201eBNR nu a primit p\u00e2n\u0103 acum o notificare de \u00eencepere a activit\u0103\u0163ii opera\u0163ionale efective a acestei b\u0103nci\u201c. \u00cen registrul institu\u0163iilor de credit al b\u0103ncii centrale figureaz\u0103 PKO Bank Polski Var\u015fovia, sucursala Bucure\u015fti, \u00eenregistrat\u0103 \u00een noiembrie 2021, \u00eens\u0103 p\u00e2n\u0103 acum banca nu a \u00eenceput efectiv activitatea.<\/p>\n<p>\nP\u00e2n\u0103 acum Polonia, cea mai puternic\u0103 economie din regiunea Europei Centrale \u015fi de Est, a fost slab reprezentat\u0103 \u00een sistemul bancar rom\u00e2nesc, put\u00e2nd fi amintite b\u0103nci precum Idea Bank (cump\u0103rat\u0103 de Banca Transilvania) \u015fi Alior Bank.<\/p>\n<p>\nPKO Bank Polski, liderul pie\u0163ei bancare din Polonia, avea la sf\u00e2r\u015fitul anului 2022 active de 431 mld. zlo\u0163i polonezi (circa 460 mld. lei), reprezent\u00e2nd aproape 70% (66%) din activele \u00eentregului sistem bancar rom\u00e2nesc, care erau de 700 mld. lei la finalul anului trecut. Iar \u00een primul semestru din 2023, activele PKO Bank Polski au urcat p\u00e2n\u0103 la 460 mld. zlo\u0163i polonezi (aprox. 500 mld. lei), adic\u0103 68% din activele tuturor b\u0103ncilor din Rom\u00e2nia, care totalizau la jum\u0103tatea acestui an 738 mld. lei, conform informa\u0163iilor publice.<\/p>\n<p>\nBanca polonez\u0103 avea la final de S1\/2023 o capitalizare bursier\u0103 de 44 mld. zlo\u0163i polonezi (47 mld. lei) \u015fi a raportat un profit net de 2 mld. zlo\u0163i polonezi (2,2 mld. lei).<\/p>\n<p>\nComparativ, Banca Transilvania, care a devenit \u00een 2018 \u00een premier\u0103 liderul pie\u0163ei bancare rom\u00e2ne\u015fti, a ajuns \u00een S1\/2023 la active de aproape 145 mld. lei, la nivel de banc\u0103. Banca Transilvania are o capitalizare de peste 17 mld. lei.<\/p>\n<p>\nB\u0103ncile poloneze urmeaz\u0103 companiile poloneze prezente pe alte pie\u0163e. \u00cen cadrul strategiei de sprijinire a expansiunii externe a companiilor poloneze, fiind cea mai mare banc\u0103 din Polonia, PKO Bank Polski monitorizeaz\u0103 aceste tendin\u0163e \u015fi exploreaz\u0103 \u00een mod activ pie\u0163ele \u00een care clien\u0163ii b\u0103ncii \u00ee\u015fi desf\u0103\u015foar\u0103 activitatea, conform WSJ.<\/p>\n<p>\nPKO BP este deja activ\u0103 \u00een Germania (din 2015), Cehia (din 2017) \u015fi Slovacia (din 2021), deservindu-\u015fi clien\u0163ii corporate.<\/p>\n<p>\nObiectivul general al PKO este s\u0103 fie banca de prim\u0103 alegere pentru \u00eentreprinderile poloneze de top \u015fi pentru companiile din sectorul IMM-urilor de pe pia\u0163a din Europa Central\u0103 \u015fi de Est (ECE) \u015fi o poart\u0103 de intrare pentru companiile ECE care intr\u0103 pe pia\u0163a polonez\u0103, se arat\u0103 \u00een WSJ.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PKO Bank, cea mai mare banc\u0103 din Polonia, cu active c\u00e2t 70% din sistemul bancar rom\u00e2nesc, anun\u0163\u0103 \u00eentr-un anun\u0163 publicitar \u00een cel mai mare ziar de business din America, c\u0103 vrea s\u0103 intre pe pia\u0163a rom\u00e2neasc\u0103 la \u00eenceputul lui 2024, anun\u0163\u0103 Ziarul Financiar. PKO Bank Polski, cea mai mare banc\u0103 din Polonia cu ac\u0163ionar majoritar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,60,13376],"class_list":["post-220322","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-piata","tag-pko"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/220322","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=220322"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/220322\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=220322"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=220322"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=220322"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}