\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate de popula\u0163ie \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a continuat s\u0103 sta\u0163ioneze \u015fi \u00een aceast\u0103 lun\u0103, \u00eencheind luna septembrie la 6,40%.<\/p>\n
\nPractic, din 14 august \u015fi p\u00e2n\u0103 acum ROBOR la 3 luni a r\u0103mas neclintit la 6,40%, dup\u0103 ce \u00een data de 11 august 2023 a fost cotata la 6,41%.<\/p>\n
\nIndicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a \u00eenchis \u015fi el luna la 6,50%, tot \u00een stagnare. \u015ei indicele ROBOR la 12 luni \u00eenchis \u015fi el luna la 6,63%, tot \u00een stagnare<\/p>\n
\nIndicele ROBOR la 3 luni a avut un trend preponderent descendent de la \u00eenceputul lui 2023, dar au fost \u015fi zile \u00een care a stagnat, potrivit datelor BNR. Evolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ia \u015fi politica fiscal\u0103. <\/p>\n
\nP\u00e2n\u0103 acum ritmul de sc\u0103dere al ROBOR a fost destul de lent, \u00een ciuda excedentelor record de lichiditate, de circa 25 mld. lei medie zilnic\u0103 \u00een primele \u015fapte luni din 2023.<\/p>\n
\nNivelul maxim atins de acest indice \u00een 2022 a fost de 8,21%, \u00een luna octombrie 2022 potrivit datelor BNR.<\/p>\n
\nROBOR la 3 luni r\u0103m\u00e2ne \u00een continuare peste valoarea IRCC, noul indice de referin\u0163\u0103 pentru calculul ratelor la banc\u0103 la creditele noi ipotecare \u015fi de consum acordate dup\u0103 luna mai 2019, care r\u0103m\u00e2ne p\u00e2n\u0103 la finalul lui 2023 sub 6%, urm\u00e2nd s\u0103 ajung\u0103 \u00een trimestrul al patrulea (T4) din 2023 la 5,96% (calculat pe baza datelor din T2\/2023). IRCC pentru T3 este de 5,94%.<\/p>\n
\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ie \u015fi politica fiscal\u0103.<\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate de popula\u0163ie \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a continuat s\u0103 sta\u0163ioneze \u015fi \u00een aceast\u0103 lun\u0103, \u00eencheind luna septembrie la 6,40%. Practic, din 14 august \u015fi p\u00e2n\u0103 acum ROBOR la 3 luni a r\u0103mas […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,187,334,10021,173,8810],"class_list":["post-220037","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-dobanzi","tag-incheiere","tag-indice","tag-romani","tag-tranzactionare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/220037","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=220037"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/220037\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=220037"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=220037"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=220037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}