{"id":219803,"date":"2023-09-21T19:57:40","date_gmt":"2023-09-21T19:57:40","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=219803"},"modified":"2023-09-21T19:57:40","modified_gmt":"2023-09-21T19:57:40","slug":"ce-mostenire-lasa-francois-bloch-dupa-7-ani-la-conducerea-brd-socgen-activele-s-au-majorat-cu-50-creditele-au-crescut-cu-circa-30-iar-banca-a-fost-pe-profit-in-fiecare-an-din-2016-si-pana-in-2023","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=219803","title":{"rendered":"Ce mo\u015ftenire las\u0103 Fran\u00e7ois Bloch dup\u0103 7 ani la conducerea BRD-SocGen: activele s-au majorat cu 50%, creditele au crescut cu circa 30%, iar banca a fost pe profit \u00een fiecare an din 2016 \u015fi p\u00e2n\u0103 \u00een 2023"},"content":{"rendered":"<p>\n<em><strong><span style=\"color:#b22222;\">\u2666<\/span> Pentru pozi\u0163ia de nou CEO al BRD a fost desemnat\u0103 Maria Rousseva, fost membru al Comitetului Director al BRD \u015fi din 2022 \u015fi deputy CEO global corporates al BRD.<\/strong><\/em><\/p>\n<p>\nFrancezul Fran\u00e7ois Bloch, 56 de ani, care era desemnat \u00een 2016 s\u0103 preia conducerea BRD-SocGen, a decis s\u0103 plece din 26 septembrie 2023 de la c\u00e2rma b\u0103ncii rom\u00e2ne\u015fti cu capital francez, urm\u00e2nd s\u0103 preia alte responsabilit\u0103\u0163i \u00een cadrul grupului Societe Generale.<\/p>\n<p>\n\u201eDe c\u00e2nd am venit, am avut \u00een minte c\u00e2teva mari obiective pe care le-am urm\u0103rit pe tot parcursul mandatului: BRD trebuie s\u0103 evolueze, s\u0103 se dezvolte, s\u0103 se modernizeze. Nu a\u015f putea s\u0103 men\u0163ionez fiecare proiect important, \u00eens\u0103 le-a\u015f putea subsuma pe toate ideii de reform\u0103, reorganizare \u015fi eficien\u00adtizare a proceselor. BRD este ast\u0103zi o banc\u0103 solid\u0103 \u015fi modern\u0103, preg\u0103tit\u0103 pentru prezent \u015fi viitor\u201c, a spus, dup\u0103 7 ani \u00een fruntea BRD, Fran\u00ad\u00e7ois Bloch, citat de Business Magazin.<\/p>\n<p>\nC\u00e2nd Fran\u00e7ois Bloch era desemnat s\u0103 preia conducerea BRD ca CEO, \u00een 2016, banca tocmai pierdea locul 2 ocupat tradi\u0163ional o bun\u0103 perioad\u0103 de francezi \u015fi cobora pe pozi\u0163ia 3 \u00een topul celor mai mari b\u0103nci, cu o cot\u0103 de pia\u0163\u0103 de aproape 13%.&nbsp; \u00centre timp, BRD s-a men\u0163inut pe podium pe locul 3, \u00een timp ce cota de pia\u0163\u0103 dup\u0103 active a subsidiarei din Rom\u00e2nia a grupului francez Soci\u00e9t\u00e9 G\u00e9n\u00e9rale a sc\u0103zut spre 10% (\u00een 2022 \u015fi S1\/2023), \u00een condi\u0163iile \u00een care banca a mizat doar pe cre\u015fterea organic\u0103 \u015fi nu a f\u0103cut achizi\u0163ii.<\/p>\n<p>\nTotu\u015fi, activele totale ale BRD s-au majorat din 2016 \u015fi p\u00e2n\u0103 \u00een prezent cu aproape 50%, la 74,5 mld. lei, dup\u0103 ce la final de 2022 aveau un plus de 40%. BRD a fost pe profit \u00een fiecare an din 2016 \u015fi p\u00e2n\u0103 \u00een 2023. Iar c\u00e2\u015ftigul b\u0103ncii era la final de 2022 \u00een jurul a 1,3 mld. lei, \u00een timp ce pentru tot anul 2016 banca raportase un profit mult mai mic, de circa 728 mil. lei.<\/p>\n<p>\nComparativ, doar \u00een S1\/2023, BRD a ob\u0163inut un profit net de 752 mil. lei, \u00een cre\u015ftere cu 22% fa\u0163\u0103 de rezultatul din S1\/2022.<\/p>\n<p>\nCreditele acordate de BRD au crescut pe durata mandatului lui Bloch cu circa 30% fa\u0163\u0103 de soldul din 2016, p\u00e2n\u0103 la un volum de 35,5 mld. lei la sf\u00e2r\u015fitul anului 2022. Iar p\u00e2n\u0103 la final de S1\/2023 soldul finan\u0163\u0103rilor a avansat p\u00e2n\u0103 la 37,3 mld. lei.<\/p>\n<p>\n&#8220;\u00centr-adev\u0103r, o schimbare este \u015fi un moment pentru un bilan\u0163. Acum, dup\u0103 aproape 7 ani \u00een Rom\u00e2nia, \u00eemi face pl\u0103cere s\u0103 fac acest bilan\u0163. A\u015fadar, am ajuns aici \u00een vara anului 2016 ca s\u0103 preiau o banc\u0103 aflat\u0103 \u00eentr-o perioad\u0103 de av\u00e2nt odat\u0103 cu relansarea economiei rom\u00e2ne\u015fti dup\u0103 resorbirea efectelor crizei economice. Am g\u0103sit o banc\u0103 dinamic\u0103, cu o echip\u0103 experimentat\u0103 \u015fi solid\u0103, cu oameni entuzia\u015fti, cu multe idei \u015fi ini\u0163iative&#8221;, m\u0103rturise\u015fte Bloch.<\/p>\n<p>\nBRD-SocGen a fost \u00eentr-o cre\u015ftere constant\u0103 \u015fi permanent\u0103 \u015fi acesta este cel mai important aspect, ca la final s\u0103 existe un plus, este de p\u0103rere \u015feful b\u0103ncii. Fire\u015fte, cre\u015fterea a fost posibil\u0103 \u00eentr-un context portant, cu o economie rom\u00e2neasc\u0103 \u00een expansiune, care a putut sus\u0163ine \u015fi ambi\u0163iile b\u0103ncii de cre\u015ftere.<\/p>\n<p>\n&#8220;Activele au crescut cu aproximativ 50% \u00een condi\u0163iile \u00een care am traversat cu to\u0163ii o perioad\u0103 teribil\u0103 de aproape 3 ani, marcat\u0103 de pandemia de COVID, urmat\u0103 de o perioad\u0103, \u00eenc\u0103 \u00een desf\u0103\u015furare, de infla\u0163ie ridicat\u0103. Suntem printre actorii principali ai pie\u0163ei at\u00e2t \u00een retail, c\u00e2t \u015fi \u00een corporate, cu anumite zone de excelen\u0163\u0103 \u00een care suntem lideri de exemplu \u00een factoring. Am finan\u0163at economia rom\u00e2neasc\u0103 \u00een timpul pandemiei Covid, implic\u00e2ndu-ne \u00een toate programele guvernamentale de sprijinire a \u00eentreprinz\u0103torilor, am contribuit la sus\u0163inerea dezvolt\u0103rii IMM-urilor \u015fi a marilor companii. Cre\u015fterea credit\u0103rii, \u00een ultimii c\u00e2\u0163iva ani, este exprimat\u0103 cu dou\u0103 cifre \u00een cazul b\u0103ncii noastre. Cred c\u0103 nu gre\u015fesc c\u00e2nd spun c\u0103 BRD \u015fi-a f\u0103cut datoria fa\u0163\u0103 de economia rom\u00e2neasc\u0103&#8221;.<\/p>\n<p>\nFran\u00c7ois Bloch, al patrulea director al BRD dup\u0103 2009, este un bancher cu experien\u0163\u0103 interna\u0163ional\u0103, at\u00e2t \u00een retail, c\u00e2t \u015fi \u00een investment banking, care a lucrat \u00een Fran\u0163a, Germania, SUA \u015fi Rusia. \u00cenainte de a prelua conducerea BRD-SocGen \u00een 2016 (oficial \u00een 2017) de la Philippe Lhotte, Bloch a fost prim-vicepre\u015fedinte executiv la Rosbank, subsidiara din Rusia a grupului francez Societe Generale. Absolvent al \u015ecolii Na\u0163ionale de Statistic\u0103 \u015fi Administrare Economic\u0103 din Paris \u00een 1990, Fran\u00c7ois Bloch ezita la \u00eenceput \u00eentre o carier\u0103 \u00een asigur\u0103ri, ca actuar, \u015fi una \u00een finan\u0163e, ca trader. El \u015fi-a parcurs \u00eentreaga carier\u0103 \u00een cadrul grupului Societe Generale pornind de la pozi\u0163iile de broker \u015fi ulterior director al departamentului de brokeraj \u00een cadrul Societe Generale, Frankfurt.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n<strong>Principalii indicatori financiari ai BRD \u00een 2022 \u015fi varia\u0163ia fa\u0163\u0103 de 2016<\/strong><\/p>\n<p>\nIndicatori&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Anul 2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Varia\u0163ia vs 2016 (%)<\/p>\n<p>\nProfit net (mld. lei)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1,3 mld. lei&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; +80%<\/p>\n<p>\nVenit net bancar (mld. lei)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3,3&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; +25%<\/p>\n<p>\nCredite (mld. lei)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 35,5&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; +30%<\/p>\n<p>\nDepozite (mld. lei)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 57&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; +35%<\/p>\n<p>\nActive totale (mld. lei)&nbsp;&nbsp;&nbsp; 71,5&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; +41%<\/p>\n<p>\nCota de pia\u0163\u0103 active (%)&nbsp; 10%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -3pp<\/p>\n<p>\n<strong>Sursa: BRD<\/strong><\/p>\n<p>\nP\u00e2n\u0103 la final de S1\/2023, activele BRD au ajuns la la 74,5 mld. lei, av\u00e2nd un avans de 50% fa\u0163\u0103 de 2016, soldul creditelor a urcat p\u00e2n\u0103 la 37,3 mld. lei, \u00een cre\u015ftere cu 36%. \u00cen S1\/2023, BRD a ob?inut un profit net de 752 mil. lei, c\u00e2t c\u00e2\u015ftigul din tot anul 2016.<\/p>\n<p>\n<img decoding=\"async\" alt=\"\" src=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/22133144\/2\/coperta-904.jpg?height=848&#038;width=640\" style=\"width: 640px; height: 848px; margin-top: 10px; margin-bottom: 10px;\" \/><\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Francezul Fran\u00e7ois Bloch, 56 de ani, care era desemnat \u00een 2016 s\u0103 preia conducerea BRD-SocGen, a decis s\u0103 plece din 26 septembrie 2023 de la c\u00e2rma b\u0103ncii rom\u00e2ne\u015fti cu capital francez, urm\u00e2nd s\u0103 preia alte responsabilit\u0103\u0163i \u00een cadrul grupului Societe Generale.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,7610,9493,339,10140,485,32517,51473,9287,11137,22479,31852],"class_list":["post-219803","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-brd","tag-brd-socgen","tag-conducere","tag-cota-de-piata","tag-credite","tag-economia-romaneasca","tag-francois-bloch","tag-majorare","tag-mandat","tag-pozitie","tag-profit-net"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/219803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=219803"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/219803\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=219803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=219803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=219803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}