{"id":219472,"date":"2023-09-12T14:25:03","date_gmt":"2023-09-12T14:25:03","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=219472"},"modified":"2023-09-12T14:25:03","modified_gmt":"2023-09-12T14:25:03","slug":"banca-transilvania-adauga-in-portofoliu-un-nou-produs-de-creditare-destinat-fermierilor-prin-care-acestia-pot-obtine-pana-la-de-cinci-ori-valoarea-unui-credit-anual-apia","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=219472","title":{"rendered":"Banca Transilvania adaug\u0103 \u00een portofoliu un nou produs de creditare destinat fermierilor, prin care ace\u015ftia pot ob\u0163ine p\u00e2n\u0103 la de cinci ori valoarea unui credit anual APIA"},"content":{"rendered":"<p>\nBanca Transilvania, cea mai mare banc\u0103 dup\u0103 active de pe pia\u0163a local\u0103, lanseaz\u0103 \u00een pia\u0163\u0103 <a finantari-pentru-ferme-de-cultura-mare=\"\" finantariagricole.ro=\"\" https:=\"\">Creditul De 5 ori APIA<\/a>, destinat finan\u0163\u0103rii culturilor agricole \u015fi cre\u015fterii animalelor, prin care fermierii pot ob\u0163ine p\u00e2n\u0103 la de cinci ori valoarea unui credit anual APIA.<\/p>\n<p>\nProdusul vizeaz\u0103 extinderea accesului fermierilor la finan\u0163\u0103ri prin cre\u015fterea perioadei de acordare \u015fi a categoriilor de beneficiar.<\/p>\n<p>\nAstfel, finan\u0163\u0103rile sunt acordate pe cinci ani, \u00een loc de trei ani, cum se \u00eent\u00e2mpl\u0103 \u00een cazul produsului Creditul De 3 ori APIA, \u015fi se adreseaz\u0103 inclusiv fermierilor cu activitate \u00een zootehnie.<\/p>\n<p>\n\u201cDatorit\u0103 parteneriatui BT cu <a fgcr.ro=\"\" https:=\"\">Fondul de Garantare a Creditului Rural<\/a> (FGCR), clien\u0163ii nu trebuie s\u0103 prezinte alte garan\u0163ii pentru un astfel de \u00eemprumut, garan\u0163iile FGCR acoperind p\u00e2n\u0103 la 80% din valoarea finan\u0163\u0103rilor\u201d, spun oficialii b\u0103ncii.<\/p>\n<p>\nPotrivit acestora, noul credit, ob\u0163inut \u00een baza adeverin\u0163ei APIA \u015fi cu garan\u0163ia FGCR \u00eenseamn\u0103 90% din subven\u0163ia APIA pentru urm\u0103torii 5 ani; are dob\u00e2nd\u0103 ROBOR 6M \u0102 2%, la care se adaug\u0103 1% comision de acordare \u015fi comisionul aferent garan\u0163iei fondului.<\/p>\n<p>\nGaran\u0163iile FGCR acoper\u0103 p\u00e2n\u0103 la 80% din valoarea finan\u0163\u0103rilor.<\/p>\n<p>\nPentru fermierii care au accesat deja Creditul De 3 ori APIA Sector Vegetal, banca poate suplimenta plafonul p\u00e2n\u0103 la nivelul maxim al Creditului De 5 ori APIA.<\/p>\n<p>\nDe la \u0163nceputul anului, Banca Transilvania a acordat peste 3.600 de credite, \u00een valoare de peste 2,6 miliarde lei, din care peste 350 milioane de lei reprezint\u0103 \u00eemprumuturile APIA.<\/p>\n<p>\n\u201cAngajamentul nostru este s\u0103 contribuim la modernizarea agriculturii prin finan\u0163are, specializare \u015fi tehnologizare\u201d, spune Sorin Ignat, Director Agribusiness, Banca Transilvania.<\/p>\n<p>\nBanca Transilvania are peste 30.000 de clien\u0163i agribusiness, iar valoarea total\u0103 a finan\u0163\u0103rilor pentru clien\u0163ii agribusiness dep\u0103\u015fe\u015fte 5 miliarde lei.<\/p>\n<p>\n<br \/>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Transilvania, cea mai mare banc\u0103 dup\u0103 active de pe pia\u0163a local\u0103, lanseaz\u0103 \u00een pia\u0163\u0103 Creditul De 5 ori APIA, destinat finan\u0163\u0103rii culturilor agricole \u015fi cre\u015fterii animalelor, prin care fermierii pot ob\u0163ine p\u00e2n\u0103 la de cinci ori valoarea unui credit anual APIA. Produsul vizeaz\u0103 extinderea accesului fermierilor la finan\u0163\u0103ri prin cre\u015fterea perioadei de acordare \u015fi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[237,557,15625,18651,16978,99,465],"class_list":["post-219472","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca-transilvania","tag-creditare","tag-fermieri","tag-obtinere","tag-portofoliu","tag-transilvania","tag-valoare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/219472","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=219472"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/219472\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=219472"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=219472"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=219472"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}