\nO majoritate de b\u0103nci euro\u00adpene mari au raportat o sc\u0103dere a depozitelor \u00een ultimul an \u00een condi\u0163iile \u00een care clien\u0163ii caut\u0103 alternative mai bune de a-\u015fi economisi banii, relev\u0103 o analiz\u0103 a agen\u0163iei de rating S&P.<\/p>\n
\nSpania a suferit cel mai puternic declin, cu 9%. Sc\u0103derile au reflectat faptul c\u0103 clien\u0163ii aleg produse cu ran\u00addamente mai mari \u015fi pl\u0103tesc datorii scumpe.<\/p>\n
\n\u201eVor doar profituri, nu se g\u00e2n\u00addesc la oameni\u201c. Cuvintele lui Marco Oliveira, un designer graphic de 50 de ani din Portugalia, eviden\u0163iaz\u0103 ne\u00admul\u0163umirea profund\u0103 a europenilor cu privire la faptul c\u0103 \u00een pofida scum\u00adpirii agresive a creditului de c\u0103tre BCE, b\u0103ncile din regiune pl\u0103tesc \u00een continuare dob\u00e2nzi mici la depozite.<\/p>\n
\n\u201eNu primim dob\u00e2nzi bune\u201c, confirm\u0103 la r\u00e2ndul s\u0103u Carlos Stilianopoulos, un spaniol \u00een v\u00e2rst\u0103 de 56 de ani, pentru CNBC.<\/p>\n
\nDeponen\u0163ii europeni se pl\u00e2ng c\u0103 b\u0103ncile lor s-au gr\u0103bit s\u0103 majoreze dob\u00e2nzile la creditele ipotecare \u00een ur\u00adma ac\u0163iunilor BCE, dar cresc dob\u00e2n\u00adzile la depozite \u00eentr-un ritm extrem de lent. De\u015fi \u0163\u0103rile zonei euro au aceea\u015fi moned\u0103 \u015fi sunt sub efectul acelora\u015fi decizii de politic\u0103 monetar\u0103, depo\u00adnen\u0163ii din regiune nu se bucur\u0103 de acelea\u015fi dob\u00e2nzi la depozite.<\/p>\n
\n\u201eAceasta se datoreaz\u0103 diferen\u0163e\u00adlor de structur\u0103 a industriei bancare, de natur\u0103 a depozitelor \u015fi oportuni\u00adt\u0103\u0163ilor alternative de investi\u0163ii\u201c, arat\u0103 Marta Ferro Teixeira, analist la ABN Amro.<\/p>\n
\nStilianopoulos crede c\u0103 guver\u00adnele \u015fi autorit\u0103\u0163ile nu intervin, deo\u00adcamdat\u0103, \u00een for\u0163\u0103 pentru c\u0103 sunt mai \u00eengrijorate \u00een leg\u0103tur\u0103 cu b\u0103ncile dec\u00e2t cu deponen\u0163ii.<\/p>\n
\nTotu\u015fi, politicienii \u015fi autorit\u0103\u0163ile din mai multe \u0163\u0103ri europene, inclu\u00adz\u00e2nd Marea Britanie, au \u00eenceput s\u0103 lanseze critici \u015fi s\u0103 pun\u0103 presiune asupra b\u0103ncilor.<\/p>\n
\n\u00cen Marea Britanie, Financial Conduct Authority a anun\u0163at un plan de ac\u0163iune la sf\u00e2r\u015fitul lunii iunie pen\u00adtru a se asigura c\u0103 b\u0103ncile transfer\u0103 \u201e\u00een mod adecvat\u201c major\u0103rile de dob\u00e2nzi c\u0103tre deponen\u0163i.<\/p>\n
\n\u00cen Germania, b\u0103ncile sunt acuza\u00adte c\u0103-\u015fi exploateaz\u0103 puterea de pe pia\u0163\u0103 pentru a ob\u0163ine \u00een mod nedrept zeci de miliarde de euro prin faptul c\u0103 nu trec mai departe dob\u00e2nzile mai mari c\u0103tre deponen\u0163ii individuali.<\/p>\n
\n\u00cen Spania, ministrul economiei Navia Calvino a \u00eendemnat recent b\u0103ncile s\u0103 \u00eenceap\u0103 s\u0103 le pl\u0103teasc\u0103 clien\u0163ilor mai mult pentru economii \u015fi s\u0103 \u00eempart\u0103 ce c\u00e2\u015ftig\u0103 de pe urma dob\u00e2nzilor mai mari, scrie Bloomberg.<\/p>\n
\n\u00cen Belgia, premierul Alexander De Croo a anun\u0163at c\u0103 guvernul va interveni dac\u0103 b\u0103ncile \u0163\u0103rii vor refuza \u00een contiuare s\u0103 majoreze dob\u00e2nzile la conturile de economii ale clien\u0163ilor, noteaz\u0103 brusselstimes.com.<\/p>\n
\nBanca Irlandei a cedat presiunilor \u015fi a crescut dob\u00e2nzile la depozite.<\/p>\n
\nIar \u00een Elve\u0163ia, Funda\u0163ia pentru Protec\u0163ia Consumatorului (SKS) s-a declarat nemul\u0163umit\u0103 de ratele sc\u0103zute ale dob\u00e2nzilor \u015fi a cerut b\u0103ncilor s\u0103 le majoreze \u00een mod semnificativ, relateaz\u0103 zentralplus.ch.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
O majoritate de b\u0103nci euro\u00adpene mari au raportat o sc\u0103dere a depozitelor \u00een ultimul an \u00een condi\u0163iile \u00een care clien\u0163ii caut\u0103 alternative mai bune de a-\u015fi economisi banii, relev\u0103 o analiz\u0103 a agen\u0163iei de rating S&P.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,439,187],"class_list":["post-219180","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-depozite","tag-dobanzi"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/219180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=219180"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/219180\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=219180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=219180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=219180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}