{"id":218182,"date":"2023-07-24T13:33:00","date_gmt":"2023-07-24T13:33:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=218182"},"modified":"2023-07-24T13:33:00","modified_gmt":"2023-07-24T13:33:00","slug":"povestea-omului-care-a-revolutionat-industria-bancara-modiala-cu-inventiile-lui-si-a-construit-una-dintre-cele-mai-mari-companii-financiare-din-lume","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=218182","title":{"rendered":"Povestea omului care a revolu\u0163ionat industria bancar\u0103 modial\u0103 cu inven\u0163iile lui \u015fi a construit una dintre cele mai mari companii financiare din lume"},"content":{"rendered":"<p>\n<strong>\u00cen 1818, \u00eentr-o familie modest\u0103, se n\u0103\u015ftea unul dintre antreprenorii care aveau s\u0103 schimbe decisiv indus-tria bancar\u0103, de numele s\u0103u fiind legate unele dintre cele mai mari businessuri de profil de pe glob. E vorba de William Fargo, fondatorul American Express \u015fi al altor juc\u0103tori mondiali de top din lumea bankingului.<\/strong><\/p>\n<p>\nN\u0103scut pe 20 mai 1818 \u00een Pompey, New York, William Fargo nu a avut parte de o educa\u0163ie bogat\u0103, ci a mers la \u015fcoal\u0103 doar p\u00e2n\u0103 la v\u00e2rsta de 13 ani, c\u00e2nd a renun\u0163at la cursuri pentru a se angaja ca livrator, fiind nevoit s\u0103 \u00ee\u015fi sprijine familia. A lucrat apoi la un aprozar, iar dup\u0103 al\u0163i trei ani a ob\u0163inut un job de func\u0163ionar la o firm\u0103 privat\u0103 de coresponden\u0163\u0103.<\/p>\n<p>\n\u00cen 1843 s-a mutat \u00een Buffalo, unde, doi ani mai t\u00e2rziu a lansat, al\u0103turi de Henry Wells \u015fi Daniel Dunning, compania Western Express. La doar un an distan\u0163\u0103, Wells \u015fi-a v\u00e2ndut ac\u0163iunile lui William A. Livingston, care a devenit partener \u00een business. \u00cen 1850 avea s\u0103 ia na\u015ftere, prin unirea sub aceea\u015fi umbrel\u0103 a com-paniilor Wells &#038; Company, Livingston, Fargo &#038; Company \u015fi Wells, Butterfield &#038; Company, a luat na\u015ftere American Express Company, la succesul c\u0103reia o contribu\u0163ie important\u0103 a avut-o \u015fi experien\u0163a \u00een logistic\u0103 a lui Fargo.<\/p>\n<p>\nSub conducerea sa, businessul \u015fi-a extins opera\u0163iunile de-a lungul \u00eentregii \u0163\u0103ri, antreprenorul av\u00e2nd \u015fi ini\u0163iativa lans\u0103rii primului serviciu de transfer de bani din State, care a revolu\u0163ionat industria bancar\u0103.<\/p>\n<p>\n<img decoding=\"async\" alt=\"\" src=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5848\/22011337\/2\/cifra.jpg?height=310&#038;width=620\" style=\"width: 620px; height: 310px;\" \/><\/p>\n<p>\n\u00cen 1852, Wells \u015fi Fargo au lansat un nou business, Wells Fargo &#038; Co. Serviciile bancare pe care le ofereau, livr\u0103rile expres \u015fi transportul de bunuri de valoare, care au r\u0103spuns deopotriv\u0103 nevoilor oamenilor \u015fi institu\u0163iilor \u00een timpul Goanei dup\u0103 Aur au consolidat, de asemenea, renumele brandului.<\/p>\n<p>\nDe-a lungul carierei, Fargo a ocupat \u015fi func\u0163ia de director al mai multor companii de transport \u015fi a fost ac\u0163ionar \u00een mai multe companii de produc\u0163ie. Antreprenorul a fost, de asemenea, implicat \u015fi \u00een via\u0163a politic\u0103, servind ca primar al ora\u015fului Buffalo \u00eentre anii 1862 \u015fi 1866, chiar \u00een perioada r\u0103zboiului civil din SUA.<\/p>\n<p>\nPe plan personal, a fost c\u0103s\u0103torit cu Anna H. Williams, \u00eempreun\u0103 cu care a avut opt copii. A murit \u00een vara anului 1881, c\u00e2rma companiei fiind preluat\u0103 de fratele s\u0103u.<\/p>\n<p>\nAmerican Express este ast\u0103zi una dintre cele mai mari companii din lume \u015fi parte a indicelui Dow Jones, av\u00e2nd venituri de peste 50 de miliarde de dolari anul trecut. La r\u00e2ndul s\u0103u, Wells Fargo &#038; Company deserve\u015fte ast\u0103zi zeci de miliarde de clien\u0163i \u015fi venituri de peste 73 de miliarde de dolari, fiind considerat\u0103 parte din Big Four Banks, al\u0103turi de JPMorgan Chase, Bank of America \u015fi Citigroup.&nbsp; &nbsp;\u25a0<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n<span style=\"color:#ffffff;\"><strong><span style=\"background-color:#3399ff;\">Carte de vizit\u0103<\/span><\/strong><\/span><\/p>\n<p>\n<span style=\"color:#3399ff;\"><strong>William Fargo, cofondator, American Express<\/strong><\/span><\/p>\n<p>\n<strong>1.<\/strong> S-a n\u0103scut pe 20 mai 1818 \u00een Pompey, New York;<\/p>\n<p>\n<strong>2.<\/strong> A renun\u0163at la studii la 13 ani, c\u00e2nd s-a angajat ca livrator pentru a-\u015fi ajuta familia;<\/p>\n<p>\n<strong>3.<\/strong> A avut apoi mai multe joburi, \u00eenainte de a deveni antreprenor;<\/p>\n<p>\n<strong>4.<\/strong> \u00cen 1845 a lansat primul business, care la cinci ani distan\u0163\u0103 a devenit parte a gigantului American Express;<\/p>\n<p>\n<strong>5.<\/strong> \u00cen paralel cu numeroase alte ini\u0163iative antreprenoriale, de-a lungul carierei s-a aflat la conducerea a mai multor companii de transport;<\/p>\n<p>\n<strong>6.<\/strong> A fost implicat \u015fi \u00een via\u0163a politic\u0103, ca primar al ora\u015fului Buffalo;<\/p>\n<p>\n<strong>7.<\/strong> A fost c\u0103s\u0103torit cu Anna H. Williams, \u00eempreun\u0103 cu care a avut opt copii;<\/p>\n<p>\n<strong>8.<\/strong> A murit \u00een vara anului 1881, c\u00e2rma companiei fiind preluat\u0103 de fratele s\u0103u.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen 1818, \u00eentr-o familie modest\u0103, se n\u0103\u015ftea unul dintre antreprenorii care aveau s\u0103 schimbe decisiv indus-tria bancar\u0103, de numele s\u0103u fiind legate unele dintre cele mai mari businessuri de profil de pe glob. E vorba de William Fargo, fondatorul American Express \u015fi al altor juc\u0103tori mondiali de top din lumea bankingului. N\u0103scut pe 20 mai [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,512,7208],"tags":[23168,11801,31819,55300],"class_list":["post-218182","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-revista-bm","category-servicii-financiare","tag-american-express","tag-banking","tag-capitalistul-saptamanii","tag-william-fargo"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/218182","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=218182"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/218182\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=218182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=218182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=218182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}