{"id":218018,"date":"2023-07-20T08:25:03","date_gmt":"2023-07-20T08:25:03","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=218018"},"modified":"2023-07-20T08:25:03","modified_gmt":"2023-07-20T08:25:03","slug":"una-dintre-cele-mai-mari-banci-din-lume-are-probleme-profitul-goldman-sachs-s-a-prabusit-cu-58-dupa-ce-creditele-de-consum-si-au-pierdut-avantul","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=218018","title":{"rendered":"Una dintre cele mai mari b\u0103nci din lume are probleme: Profitul Goldman Sachs s-a pr\u0103bu\u015fit cu 58% dup\u0103 ce creditele de consum \u015fi-au pierdut av\u00e2ntul"},"content":{"rendered":"<p>\nGolman Sachs a raportat \u00een trimestrul al doilea un profit de 1,22 mld. dolari, \u00een sc\u0103dere cu 58%, fa\u0163\u0103 de anul trecut. Pierderile vin pe fondul unei cereri mai slabe pentru creditele de consum, dar \u015fi din cauza unor probleme \u00eent\u00e2mplinate de departamentul b\u0103ncii de gestionare a activelor, scrie The Wall Street Journal.<\/p>\n<p>\nAc\u0163iunile s-au cotat la 3,08 dolari, mult sub a\u015ftept\u0103rile anali\u015ftilor care preconizau 3,16 dolari pe ac\u0163iune. Veniturile au fost de 10,9 miliarde de dolari, \u00een sc\u0103dere cu 8% fa\u0163\u0103 de anul trecut. Aceasta a dep\u0103\u015fit totu\u015fi cele 10,61 miliarde de dolari estimate de anali\u015fti.<\/p>\n<p>\nGoldman este singura dintre b\u0103ncile mari care a ratat a\u015ftept\u0103rile privind c\u00e2\u015ftigurile pe ac\u0163iune. \u015ei \u00een timp ce Citigroup \u015fi Morgan Stanley au raportat, de asemenea, sc\u0103deri ale profitului, cea a Goldman a fost cea mai mare.<\/p>\n<p>\nAc\u0163iunile Goldman au sc\u0103zut cu 0,1% \u00een premarket.<\/p>\n<p>\nLa Goldman, veniturile din activitatea bancar\u0103 de investi\u0163ii au sc\u0103zut cu 20%. Serviciile bancare de investi\u0163ii au fost aproximativ neschimbate la Morgan Stanley \u015fi \u00een sc\u0103dere la JPMorgan \u015fi Citigroup.<\/p>\n<p>\nVeniturile din tranzac\u0163ionare ale Goldman au sc\u0103zut cu 14%. Veniturile din tranzac\u0163ionare au sc\u0103zut, de asemenea, la Morgan Stanley, JPMorgan \u015fi Citigroup.<\/p>\n<p>\nRatarea profitului \u015fi sc\u0103derea rentabilit\u0103\u0163ii capitalului reflect\u0103 provoc\u0103rile cu care se confrunt\u0103 Goldman \u00een timp ce \u00eencearc\u0103 s\u0103 revizuiasc\u0103 dou\u0103 domenii ale activit\u0103\u0163ii sale &#8211; retragerea eforturilor ambi\u0163ioase de creditare a consumatorilor \u015fi schimbarea modelului de gestionare a activelor.<\/p>\n<p>\nGoldman a declarat miercuri c\u0103 a redus cu 504 milioane de dolari \u201efondul comercial\u201d legat de unitatea sa de platforme de consum. Aceast\u0103 unitate g\u0103zduie\u015fte, printre altele, creditorul specializat GreenSky. Goldman a cump\u0103rat GreenSky abia anul trecut, dar se afl\u0103 \u00een proces de analiz\u0103 a ofertelor de la poten\u0163iali cump\u0103r\u0103tori.<\/p>\n<p>\nDe asemenea, Goldman a \u00eenregistrat pierderi de aproximativ 485 de milioane de dolari legate de investi\u0163ii imobiliare, \u00een mare parte legate de propriet\u0103\u0163i de birouri, \u00een cadrul activit\u0103\u0163ii sale de gestionare a activelor.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Golman Sachs a raportat \u00een trimestrul al doilea un profit de 1,22 mld. dolari, \u00een sc\u0103dere cu 58%, fa\u0163\u0103 de anul trecut. Pierderile vin pe fondul unei cereri mai slabe pentru creditele de consum, dar \u015fi din cauza unor probleme \u00eent\u00e2mplinate de departamentul b\u0103ncii de gestionare a activelor, scrie The Wall Street Journal. Ac\u0163iunile s-au [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,33098,246,13620,461,2930,484,4638],"class_list":["post-218018","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-credite-de-consum","tag-crestere","tag-goldman-sachs","tag-pierdere","tag-prabusire","tag-probleme","tag-profit"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/218018","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=218018"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/218018\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=218018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=218018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=218018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}