{"id":217533,"date":"2023-07-03T16:41:48","date_gmt":"2023-07-03T16:41:48","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=217533"},"modified":"2023-07-03T16:41:48","modified_gmt":"2023-07-03T16:41:48","slug":"inca-o-banca-obtine-in-instanta-suspendarea-ordinului-emis-de-anpc-in-luna-mai-cu-privire-la-modul-de-calcul-al-ratelor-de-credit","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=217533","title":{"rendered":"\u00cenc\u0103 o banc\u0103 ob\u0163ine \u00een instan\u0163\u0103 suspendarea ordinului emis de ANPC \u00een luna mai cu privire la modul de calcul al ratelor de credit"},"content":{"rendered":"<p>\nRaiffeisen Bank Rom\u00e2nia a ob\u0163inut \u00een instan\u0163\u0103 suspendarea ordinului emis de ANPC cu privire la modul de calcul al ratelor de credit, dup\u0103 ce BRD, Banca Transilvania \u015fi Alpha Bank au ob\u0163inut acela\u015fi lucru anterior.<\/p>\n<p>\nCa urmare a deciziei Cur\u0163ii de Apel Bucure\u015fti din data de 30 iunie este suspendat\u0103 aplicarea &nbsp;m\u0103surilor dispuse de ANPC contra b\u0103ncii, \u00een luna mai a acestui an.<\/p>\n<p>\nTotodat\u0103, Raiffeisen Bank a ini\u0163iat demersurile legale prin care solicit\u0103 instan\u0163ei anularea ordinului ANPC, suspendarea decis\u0103 vineri de Curtea de Apel fiind valabil\u0103 p\u00e2n\u0103 la solu\u0163ionarea definitiv\u0103 a ac\u0163iunii \u00een anularea ordinului.<\/p>\n<p>\nRaiffeisen Bank Rom\u00e2nia reaminte\u015fte clien\u0163ilor actuali \u015fi poten\u0163iali c\u0103 au posibilitatea de a alege acea modalitate de rambursare a creditului care&nbsp; se potrive\u015fte cel mai bine nevoilor lor, \u00een rate egale sau \u00een rate descresc\u0103toare, cu respectarea prevederilor legale si a normelor interne referitoare la gradul maxim de \u00eendatorare.<\/p>\n<p>\nOp\u0163iunea este valabil\u0103 de la \u00eenceputul perioadei contractuale \u015fi pe toat\u0103 durata de derulare a unui credit.<\/p>\n<p>\nAutoritatea Na\u0163ional\u0103 pentru Protec\u0163ia Consumatorilor (ANPC) a amendat \u00een luna mai un num\u0103r de 11 b\u0103nci cu 550.000 de lei, acuz\u00e2nd institu\u0163iile bancare de practici \u00een\u015fel\u0103toare de calcul al ratelor, dup\u0103 ce a verificat modul \u00een care b\u0103ncile pun \u00een practic\u0103 contractele de creditare pe termen mediu \u015fi lung, cu termen de rambursare de peste 10 ani, c\u0103tre consumatorul-persoan\u0103 fizic\u0103, \u00een lei sau valut\u0103.<\/p>\n<p>\nPotrivit ANPC, cei 11 operatori economici sunt ING Bank, First Bank, Credite Europe Bank, OTP Bank, Alpha Bank, Banca Transilvania, Raiffeisen Bank, BCR, Patria Bank, UniCredit Bank \u015fi BRD.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Raiffeisen Bank Rom\u00e2nia a ob\u0163inut \u00een instan\u0163\u0103 suspendarea ordinului emis de ANPC cu privire la modul de calcul al ratelor de credit, dup\u0103 ce BRD, Banca Transilvania \u015fi Alpha Bank au ob\u0163inut acela\u015fi lucru anterior. Ca urmare a deciziei Cur\u0163ii de Apel Bucure\u015fti din data de 30 iunie este suspendat\u0103 aplicarea &nbsp;m\u0103surilor dispuse de ANPC [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[63,8443,10531],"class_list":["post-217533","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-anpc","tag-rate","tag-suspendare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/217533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=217533"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/217533\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=217533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=217533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=217533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}