\nContul de economii la Apple, un serviciu lansat \u00een parteneriat cu Goldman Sachs, a fost anun\u0163at oficial \u00een aprilie, promit\u00e2nd dob\u00e2nzi mai mari dec\u00e2t cele din pia\u0163\u0103. Cu toate acestea, unii clien\u0163i se pl\u00e2ng c\u0103 le-a fost greu s\u0103-\u015fi recupereze banii, conform The Wall Street Journal.<\/p>\n
\nNathan Thacker, din Atlanta, a \u00eencercat s\u0103 transfere 1.700 de dolari din contul s\u0103u Apple la JPMorgan Chase \u00een data de 15 mai. De fiecare dat\u0103 c\u00e2nd a sunat departamentul de rela\u0163ii clien\u0163i al Goldman Sach i s-a zis s\u0103 mai a\u015ftepte c\u00e2teva zile. Acesta a primit \u00een cele din urm\u0103 banii joi diminea\u0163\u0103.<\/p>\n
\nPe conturile noi, precum cel al Apple, transferurile care reprezint\u0103 o mare parte din soldul total pot declan\u015fa alerte \u00eempotriva sp\u0103l\u0103rii banilor sau alte probleme de securitate care necesit\u0103 o revizuire suplimentar\u0103. Aceste \u00eent\u00e2rzieri dureaz\u0103 de obicei \u00een jur de cinci zile.<\/p>\n
\nMin-Jae Lee a fost curioas\u0103 s\u0103 \u00eencerce serviciul Apple intrgiat\u0103 de rata ridicat\u0103 a dob\u00e2nzii. Ea a depus 100.000 de dolari \u00een aprilie, dar cur\u00e2nd a decis c\u0103 ar prefera s\u0103-\u015fi \u0163in\u0103 banii \u00een alt\u0103 parte. La data de 1 mai a \u00eencercat s\u0103-i transfere, opera\u0163iunea dur\u00e2nd mai mult de 3 s\u0103pt\u0103m\u00e2ni.<\/p>\n
\nEste rezonabil ca o banc\u0103 s\u0103 \u00eent\u00e2rzie un transfer pentru a efectua o verificare, dar durata \u00eent\u00e2rzierii \u00een aceste cazuri este surprinz\u0103toare, a spus Dennis Lormel, care a lucrat pentru guvernul SUA timp de 3 decenii \u015fi este \u00een prezent consultant bancar.<\/p>\n
\n\u201eO \u00eent\u00e2rziere \u00eentre dou\u0103 \u015fi patru s\u0103pt\u0103m\u00e2ni este prea mult\u201d, a declarat acesta. \u201ePentru cineva care interac\u0163ioneaz\u0103 cu b\u0103nci frecvent, mie mi se pare nerezonabil\u201d<\/p>\n
\nContul de economii oferit de Apple a atras oamenii dornici de un randament mai bun. Acesta ofer\u0103 o dob\u00e2nd\u0103 de 4,15%, o avere \u00een compara\u0163ie cu media de 0,25% oferit\u0103 de b\u0103nci.<\/p>\n
\nServiciul este oferit de Goldman Sachs, care emite de asemenea \u015fi cardurile de credit Apple, iar consumatorii care vor s\u0103 acceseze oferta sunt nevoi\u0163i s\u0103-\u015fi deschid\u0103 cont la Goldman Sachs.<\/p>\n
\nPentru Apple este o modalitate de a-\u015fi extinde produsele \u015fi mai mult \u00een zona financiar\u0103, iar pentru Goldman Sachs este o modalitate de a atrage depozite.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Contul de economii la Apple, un serviciu lansat \u00een parteneriat cu Goldman Sachs, a fost anun\u0163at oficial \u00een aprilie, promit\u00e2nd dob\u00e2nzi mai mari dec\u00e2t cele din pia\u0163\u0103. Cu toate acestea, unii clien\u0163i se pl\u00e2ng c\u0103 le-a fost greu s\u0103-\u015fi recupereze banii, conform The Wall Street Journal. Nathan Thacker, din Atlanta, a \u00eencercat s\u0103 transfere 1.700 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[288,54854,28502,13620],"class_list":["post-216540","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-apple","tag-bani-blocati","tag-cont-de-economii","tag-goldman-sachs"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/216540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=216540"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/216540\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=216540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=216540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=216540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}