\nBCR, a doua cea mai mare banc\u0103 de pe pia\u0163a local\u0103, vine cu o nou\u0103 ofert\u0103 la dob\u00e2nda pentru creditul ipotecar de 5,89%, aceasta fiind dob\u00e2nd\u0103 fix\u0103 timp de trei ani, iar ulterior clien\u0163ii trec la o dob\u00e2nd\u0103 compus\u0103 din IRCC (5,98%) plus marja b\u0103ncii de 2,5%.<\/p>\n
\nDup\u0103 o perioad\u0103 \u00een care pia\u0163a creditelor ipotecare a \u00eencetinit din cauza cre\u015fterilor semnificative a dob\u00e2nzilor, acum b\u0103ncile \u00eencep s\u0103 vin\u0103 cu oferte competitive. Al\u0103turi de BCR, BRD \u015fi Banca Transilvania au dat startul unor oferte pentru dob\u00e2nda la creditele ipotecare, pe aceea\u015fi direc\u0163ie \u00een sensul unei perioade de timp cu dob\u00e2nd\u0103 fix\u0103 promo\u0163ional\u0103, dup\u0103 care ulterior se trece la dob\u00e2nda normala format\u0103 din IRCC (5,98%) la care se adaug\u0103 marja b\u0103ncii.<\/p>\n
\n\u00cen cazul BRD, oferta de dob\u00e2nd\u0103 de 5,99% pentru creditul ipotecar este doar pentru clien\u0163ii care vor s\u0103 \u00ee\u015fi refinan\u0163eze creditele ipotecare de la alte b\u0103nci. Astfel, \u00een momentul refinan\u0163\u0103rii clientul beneficiaz\u0103 de o dob\u00e2nd\u0103 la creditul ipotecar de 5,99% \u00een primii trei uni, iar ulterior \u00eencep\u00e2nd cu al patrulea an trece la dob\u00e2nd\u0103 variabil\u0103 IRCC (5,98%) plus marja b\u0103ncii de 2,6%.<\/p>\n
\n\u00cen ceea ce prive\u015fte Banca Transilvania, oferta de dob\u00e2nd\u0103 pentru creditul ipotecare este de 5,90% pe o perioad\u0103 de 5 ani, dup\u0103 care din anul al \u015faselea clientul trece pe dob\u00e2nd\u0103 variabil\u0103 IRCC plus 2,5%. Oferta b\u0103ncii de 5,90% este pentru clien\u0163ii care \u00ee\u015fi \u00eencaseaz\u0103 venitul la Banca Transilvania. \u00cen cazul \u00een care clien\u0163ii nu au venitul la BT, dob\u00e2nda promo\u0163ional\u0103 fix\u0103 este de 6,90% pe o perioad\u0103 de 5 ani.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
BCR, a doua cea mai mare banc\u0103 de pe pia\u0163a local\u0103, vine cu o nou\u0103 ofert\u0103 la dob\u00e2nda pentru creditul ipotecar de 5,89%, aceasta fiind dob\u00e2nd\u0103 fix\u0103 timp de trei ani, iar ulterior clien\u0163ii trec la o dob\u00e2nd\u0103 compus\u0103 din IRCC (5,98%) plus marja b\u0103ncii de 2,5%. Dup\u0103 o perioad\u0103 \u00een care pia\u0163a creditelor ipotecare […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[237,8753,7458,164],"class_list":["post-216498","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca-transilvania","tag-credit-ipotecar","tag-dobanda","tag-oferte"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/216498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=216498"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/216498\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=216498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=216498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=216498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}