{"id":216186,"date":"2023-05-22T17:16:30","date_gmt":"2023-05-22T17:16:30","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=216186"},"modified":"2023-05-22T17:16:30","modified_gmt":"2023-05-22T17:16:30","slug":"de-ce-mai-avem-moneda-nationala-daca-firmele-inca-au-voie-sa-puna-preturile-in-euro-sa-iti-ceara-sa-platesti-lei-si-sa-isi-mai-si-aleaga-cursul-carei-banci-sa-il-ia-de-referinta-cand-iti-calculeaza","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=216186","title":{"rendered":"De ce mai avem moned\u0103 na\u0163ional\u0103 dac\u0103 firmele \u00eenc\u0103 au voie s\u0103 pun\u0103 pre\u0163urile \u00een euro, s\u0103 \u00ee\u0163i cear\u0103 s\u0103 pl\u0103te\u015fti lei, \u015fi s\u0103 \u00ee\u015fi mai \u015fi aleag\u0103 cursul c\u0103rei b\u0103nci s\u0103 \u00eel ia de referin\u0163\u0103 c\u00e2nd \u00ee\u0163i calculeaz\u0103 c\u00e2t sco\u0163i extra din buzunar? Cea mai utilizat\u0103 ecua\u0163ie din economie: ve\u0163i achita \u201dx euro pl\u0103ti\u0163i \u00een lei, la cursul b\u0103ncii y + z%\u201d"},"content":{"rendered":"<p>\nO practic\u0103 veche deja de peste 20 de ani r\u0103m\u00e2ne \u00een continuare \u00een picioare \u00een Rom\u00e2nia. De\u015fi avem moned\u0103 na\u0163ional\u0103, de\u015fi avem Banca Na\u0163ional\u0103 care afi\u015feaz\u0103 constant cursul leu\/euro de referin\u0163\u0103, de\u015fi produsele \u015fi serviciile pl\u0103tite de popula\u0163ie sunt \u00een lei, iar firmele \u00eencaseaz\u0103 \u015fi raporteaz\u0103 la stat \u00een lei, pre\u0163urile \u015fi serviciile sunt afi\u015fate de mult prea multe ori \u00een euro.<\/p>\n<p>\nCu c\u00e2t cre\u015fte valoarea unui bun sau a unui serviciu, cu at\u00e2t \u015fansele sunt mai mari ca pre\u0163urile s\u0103 fie afi\u015fate \u00een euro.<\/p>\n<p>\nCum po\u0163i avea transparen\u0163\u0103 la pre\u0163uri c\u00e2nd nu \u015ftii c\u00e2t urmeaz\u0103 s\u0103 pl\u0103te\u015fti pentru un bun? O cartel\u0103 de 5 euro de la un operator poate fi mai scump\u0103 dec\u00e2t o cartel\u0103 de 5 euro de la alt operator, pentru c\u0103 folosesc alt\u0103 banc\u0103.<\/p>\n<p>\nDac\u0103 la sume mici diferen\u0163ele pot fi nesemnificative, c\u00e2nd vorbim de pre\u0163uri mai mari, deja \u00eencep s\u0103 se simt\u0103. C\u00e2nd ne uit\u0103m la o ma\u015fin\u0103 nou\u0103 sau la un apartament, diferen\u0163ele deja sunt de ordinul miilor de lei\/ euro.<\/p>\n<p>\nPentru un apartament de 100.000 de euro, la cursul BNR un cump\u0103r\u0103tor ar pl\u0103ti miercuri un pre\u0163 de 494,710 lei. La cursul v\u00e2nzare al b\u0103ncilor, pre\u0163ul poate ajunge p\u00e2n\u0103 la 504,900. Diferen\u0163a este de 10,190 lei, de 4 ori salariul minim brut pe economie.<\/p>\n<p>\nComercian\u0163ii nu \u00ee\u0163i dau op\u0163iunea s\u0103 pl\u0103te\u015fti direct \u00een euro sau s\u0103 alegi banca la care s\u0103 schimbi. Mul\u0163i \u00ee\u015fi mai trec \u015fi ni\u015fte procente extra \u00een precontract, \u201djust in case\u201d, s\u0103 nu ias\u0103 pe minus dac\u0103 dup\u0103 ce achi\u0163i mai cre\u015fte un pic cursul \u015fi au v\u00e2ndut \u201dprea ieftin\u201d.&nbsp;<\/p>\n<p>\n\u00centr-o pia\u0163\u0103 liber\u0103, fiecare companie poate s\u0103 \u00ee\u015fi seteze pre\u0163urile cum dore\u015fte pentru ce vinde. Dar \u015fi consumatorii trebuie s\u0103 aib\u0103 dreptul la transparen\u0163\u0103 \u015fi s\u0103 \u015ftie dinainte c\u00e2t urmeaz\u0103 s\u0103 pl\u0103teasc\u0103 \u015fi s\u0103 ia decizia \u00een consecin\u0163\u0103.<\/p>\n<p>\nProbabil vom adopta euro cu mult \u00eenainte s\u0103 fie reglementate aceste practici. P\u00e2n\u0103 atunci, ar trebui predat\u0103 \u00een \u015fcoli ecua\u0163ia cea mai utilizat\u0103 \u00een economie, pentru educa\u0163ia financiar\u0103 a copiilor: ve\u0163i achita \u201dx euro pl\u0103ti\u0163i \u00een lei, la cursul b\u0103ncii y + z%\u201d.<\/p>\n<p>\n<br \/>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O practic\u0103 veche deja de peste 20 de ani r\u0103m\u00e2ne \u00een continuare \u00een picioare \u00een Rom\u00e2nia. De\u015fi avem moned\u0103 na\u0163ional\u0103, de\u015fi avem Banca Na\u0163ional\u0103 care afi\u015feaz\u0103 constant cursul leu\/euro de referin\u0163\u0103, de\u015fi produsele \u015fi serviciile pl\u0103tite de popula\u0163ie sunt \u00een lei, iar firmele \u00eencaseaz\u0103 \u015fi raporteaz\u0103 la stat \u00een lei, pre\u0163urile \u015fi serviciile sunt afi\u015fate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,340],"class_list":["post-216186","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-preturi"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/216186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=216186"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/216186\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=216186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=216186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=216186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}