\n\u00cen cele din urm\u0103, dup\u0103 s\u0103pt\u0103m\u00e2ni de incertitudine \u015fi o ultim\u0103 rund\u0103 de discu\u0163ii care s-a prelungit p\u00e2n\u0103 aproape de miezul nop\u0163ii, soarta First Republic a ajuns \u00een m\u00e2inile JPMorgan Chase, raporteaz\u0103 Financial Times.<\/p>\n
\nInstitu\u0163ia de pe Wall Street a lui Jamie Dimon a fost \u00een centrul discu\u0163iilor despre creditorul californian aflat \u00een dificultate \u00eenc\u0103 de c\u00e2nd First Republic a ap\u0103rut ca un punct slab \u00een sectorul bancar \u00een acest an. \u00cen decurs de dou\u0103 luni, JPMorgan s-a transformat din consilier al First Republic \u00een deponent \u015fi apoi \u00een cump\u0103r\u0103tor al acesteia.<\/p>\n
\n\u00cen cele din urm\u0103, JPM a dep\u0103\u015fit ofertele b\u0103ncilor rivale \u00een cadrul unei licita\u0163ii organizate de autorit\u0103\u0163ile federale de reglementare, care s-a desf\u0103\u015furat din weekend \u015fi p\u00e2n\u0103 luni diminea\u0163\u0103 la primele ore. Decizia JPM de a interveni a adus o solu\u0163ie, \u00een mare parte privat\u0103, la cel de-al doilea cel mai mare faliment bancar din istoria SUA – \u015fi o u\u015furare pentru administra\u0163ia Biden.<\/p>\n
\nToate depozitele FR au fost preluate de JPMorgan, fapt care a scutit guvernul american de responsabilitatea protec\u0163iei depozitelor \u00een cauz\u0103.<\/p>\n
\n\u00cen acela\u015fi timp, JPMorgan a ob\u0163inut un acord de \u00eemp\u0103r\u0163ire a pierderilor cu autorit\u0103\u0163ile federale de reglementare pentru a evita orice lovitur\u0103 din partea celor mai problematice \u00eemprumuturi din registrele First Republic, ceea ce a reprezentat un \u00eendulcitor crucial pentru cump\u0103r\u0103tor.<\/p>\n
\n\u015ei, de\u015fi oficialii de top ai administra\u0163iei Biden au jucat un rol mai pu\u0163in proeminent \u00een negocieri dec\u00e2t \u00een cazul e\u015fecului SVB, afacerea a fost \u00eencheiat\u0103 dup\u0103 o serie de discu\u0163ii aprinse \u00eentre Washington \u015fi Wall Street.<\/p>\n
\nTrezoreria SUA a declarat luni diminea\u0163\u0103 c\u0103 este \u201e\u00eencurajat\u0103” de faptul c\u0103 tranzac\u0163ia a minimizat costurile pentru Fondul Federal de Asigurare a Depozitelor \u201e\u00eentr-un mod care a protejat to\u0163i deponen\u0163ii”.<\/p>\n
\nTrezoreria a ad\u0103ugat c\u0103 sistemul bancar este \u201esolid \u015fi rezistent”, c\u0103 depozitele sunt \u00een siguran\u0163\u0103 \u015fi c\u0103 americanii ar trebui s\u0103 r\u0103m\u00e2n\u0103 \u00eencrez\u0103tori c\u0103 acesta \u201e\u00ee\u015fi poate \u00eendeplini func\u0163ia esen\u0163ial\u0103 de a oferi credite \u00eentreprinderilor \u015fi familiilor”. <\/p>\n
\nFirst Republic, cu sediul \u00een San Francisco, at\u00e2rna de un fir de a\u0163\u0103 de c\u00e2teva s\u0103pt\u0103m\u00e2ni, de c\u00e2nd pr\u0103bu\u015firea Silicon Valley Bank a atras aten\u0163ia asupra b\u0103ncilor care se bazau pe depozite neasigurate \u015fi care aveau pierderi pe h\u00e2rtie extinse la activele cu scaden\u0163\u0103 lung\u0103 din cauza cre\u015fterii ratelor dob\u00e2nzilor.<\/p>\n
\nAgen\u0163iile de rating de credit au retrogradat \u00een mod repetat First Republic, iar pre\u0163ul ac\u0163iunilor a sc\u0103zut cu peste 90%.<\/p>\n
\nDar situa\u0163ia s-a acutizat, iar soarta First Republic ca institu\u0163ie de sine st\u0103t\u0103toare a fost pecetluit\u0103 lunea trecut\u0103, c\u00e2nd banca a dezv\u0103luit c\u0103 deponen\u0163ii au retras peste 100 de miliarde de dolari – mai mult dec\u00e2t dublu fa\u0163\u0103 de cele 40 de miliarde de dolari la care se a\u015fteptau anali\u015ftii. <\/p>\n
\nP\u00e2n\u0103 mar\u0163i diminea\u0163\u0103, temerile c\u0103 First Republic nu va putea rezista p\u00e2n\u0103 la sf\u00e2r\u015fitul s\u0103pt\u0103m\u00e2nii f\u0103r\u0103 sprijin guvernamental sau f\u0103r\u0103 un fel de tranzac\u0163ie strategic\u0103 s-au accentuat sever – iar consilierii b\u0103ncii se str\u0103duiau s\u0103 g\u0103seasc\u0103 o solu\u0163ie pentru a o men\u0163ine \u00een func\u0163iune. <\/p>\n
\nJoi, Financial Times a relatat c\u0103 JPMorgan a fost implicat\u0103 \u00een negocieri pentru a g\u0103si o modalitate de a prelua banca aflat\u0103 \u00een dificultate. O persoan\u0103 implicat\u0103 discu\u0163iile oficiale a declarat c\u0103 Dimon se profileaz\u0103 din ce \u00een ce mai limpede ca o figur\u0103 central\u0103 \u00een orice plan menit s\u0103 asigure economiile deponen\u0163ilor.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u00cen cele din urm\u0103, dup\u0103 s\u0103pt\u0103m\u00e2ni de incertitudine \u015fi o ultim\u0103 rund\u0103 de discu\u0163ii care s-a prelungit p\u00e2n\u0103 aproape de miezul nop\u0163ii, soarta First Republic a ajuns \u00een m\u00e2inile JPMorgan Chase, raporteaz\u0103 Financial Times. Institu\u0163ia de pe Wall Street a lui Jamie Dimon a fost \u00een centrul discu\u0163iilor despre creditorul californian aflat \u00een dificultate \u00eenc\u0103 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,13291,16724,439,14459,54639,31847,16538,34867,241],"class_list":["post-215524","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-colaps","tag-cumparator","tag-depozite","tag-discutii","tag-first-republic","tag-institutie","tag-jpmorgan","tag-soarta","tag-transformare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/215524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=215524"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/215524\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=215524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=215524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=215524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}