\nFondul Monetar Interna\u0163ional a avertizat recent c\u0103 Europa se va confrunta cu o corec\u0163ie \u201edezordonat\u0103\u201d a pre\u0163urilor locuin\u0163elor, \u00eentr-o perioad\u0103 \u00een care regiunea se lupt\u0103 s\u0103 reduc\u0103 infla\u0163ia, scrie CNBC.<\/p>\n
\n\u00cen cea mai recent\u0103 prognoz\u0103 economic\u0103 lansat\u0103 care vizeaz\u0103 Europa, FMI a afirmat c\u0103 o contractare a pie\u0163ei este deja pe drum \u015fi va afecta anumite pie\u0163e imobiliare europene, iar acest declin s-ar putea accelera semnificativ pe m\u0103sur\u0103 ce b\u0103ncile centrale vor majora ratele dob\u00e2nzilor \u00een speran\u0163a c\u0103 vor calma cre\u015fterile pre\u0163urilor.<\/p>\n
\n\u201eCorec\u0163ii dezordonate pe pie\u0163ele imobiliare ar putea avea loc chiar dac\u0103 sunt evitate dificult\u0103\u0163i financiare mai ample. O corec\u0163ie a pie\u0163ei imobiliare este deja \u00een curs de desf\u0103\u015furare \u00een unele \u0163\u0103ri europene, de exemplu, \u00een Republica Ceh\u0103, Danemarca, precum \u015fi \u00een Suedia, unde pre\u0163urile locuin\u0163elor au sc\u0103zut cu peste 6% \u00een 2022\u201d, a notat FMI.<\/p>\n
\n\u201eSc\u0103derea pre\u0163urilor locuin\u0163elor s-ar putea accelera dac\u0103 pie\u0163ele reevalueaz\u0103 riscurile infla\u0163ioniste \u015fi condi\u0163iile financiare se \u00een\u0103spresc mai mult dec\u00e2t se a\u015fteapt\u0103. Aceste sc\u0103deri ale pre\u0163urilor ar avea efecte negative asupra bilan\u0163urilor gospod\u0103riilor \u015fi b\u0103ncilor\u201d, a ad\u0103ugat FMI.<\/p>\n
\nPre\u0163ul ipotecilor ar putea cre\u015fte de asemenea, \u00een condi\u0163iile \u00een care b\u0103ncile se preg\u0103tesc de noi runde de majorare a dob\u00e2nzilor, \u00eentr-un efort de reducere a infla\u0163iei. \u00cen consecin\u0163\u0103, cei cu credite ipotecare s-ar putea trezi \u00een situa\u0163ia de a avea la \u00eendem\u00e2na mai pu\u0163ine venituri disponibile sau chiar \u00een incapacitatea de a-\u015fi mai pl\u0103ti ratele la b\u0103nci.<\/p>\n
\nDatele biroului european de statistic\u0103 Eurostat au ar\u0103tat c\u0103 pre\u0163urile locuin\u0163elor au sc\u0103zut pentru prima dat\u0103 din 2015. \u00cen \u00eentreaga Uniune European\u0103, pre\u0163urile locuin\u0163elor au sc\u0103zut cu 1,5% \u00een al patrulea trimestru din 2022.<\/p>\n
\n\u201eProblemele generale legate de pre\u0163urile locuin\u0163elor sunt generalizate, nu doar \u00een \u0163\u0103rile cu datorii mari, \u015fi trebuie abordate cu aten\u0163ie.\u201d, a declarat Alfred Kammer, directorul departamentului european al FMI.<\/p>\n
\n\u00cen acela\u015fi timp, estim\u0103rile indic\u0103 noi provoc\u0103ri legate de infla\u0163ie. FMI se a\u015fteapt\u0103 ca infla\u0163ia global\u0103 s\u0103 ajung\u0103 \u00een medie la 5,3% \u00een zona euro \u00een acest an \u015fi la 2,9% anul viitor – peste \u0163inta de 2% stabilit\u0103 de Banca Central\u0103 European\u0103.<\/p>\n
\n\u201eBCE trebuie s\u0103 creasc\u0103 ratele dob\u00e2nzilor devreme \u015fi trebuie s\u0103 le men\u0163in\u0103 cel pu\u0163in p\u00e2n\u0103 la jum\u0103tatea anului 2024. Ne a\u015ftept\u0103m s\u0103 revenim la \u0163inta de infla\u0163ie de 2% \u00een cursul anului 2025″, a declarat Kammer.<\/p>\n
\nBanca Central\u0103 European\u0103 urmeaz\u0103 s\u0103 se reuneasc\u0103 s\u0103pt\u0103m\u00e2na viitoare, iar unul dintre membrii s\u0103i a sugerat recent c\u0103 o majorare de 50 de puncte de baz\u0103 nu este exclus\u0103. Banca central\u0103 s-a angajat pe o traiectorie de cre\u015ftere \u00een iulie 2022, c\u00e2nd a crescut rata dob\u00e2nzii de la -0,5% la 0. Rata BCE se situeaz\u0103 \u00een prezent la 3%.<\/p>\n
\n\u00cen Suedia, unde pre\u0163urile locuin\u0163elor au sc\u0103zut semnificativ anul trecut, a\u015ftept\u0103rile privind infla\u0163ia sugereaz\u0103, de asemenea, c\u0103 banca central\u0103 are mai mult spa\u0163iu de manevr\u0103 \u00een ceea ce prive\u015fte cre\u015fterea ratelor. Infla\u0163ia este estimat\u0103 la 6,8% \u00een acest an \u015fi la 2,3% anul viitor, potrivit celor mai recente date ale FMI.<\/p>\n
\nTabloul economic este similar \u015fi \u00een Marea Britanie, unde infla\u0163ia urmeaz\u0103 s\u0103 ajung\u0103 la 6,8% \u00een acest an \u015fi la 3% \u00een 2023.<\/p>\n
\nPe fondul acestor previziuni, FMI a sugerat c\u0103 b\u0103ncile centrale nu au alt\u0103 op\u0163iune dec\u00e2t s\u0103 insiste cu noi major\u0103ri de rate.<\/p>\n
\n\u201eO infla\u0163ie de baz\u0103 ridicat\u0103 \u015fi poten\u0163ial mai persistent\u0103 dec\u00e2t se a\u015ftepta necesit\u0103 o politic\u0103 monetar\u0103 strict\u0103, p\u00e2n\u0103 c\u00e2nd infla\u0163ia de baz\u0103 se va \u00eendrepta f\u0103r\u0103 echivoc spre \u0163intele de infla\u0163ie ale BCE”, a mai notat FMI.<\/p>\n
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Fondul Monetar Interna\u0163ional a avertizat recent c\u0103 Europa se va confrunta cu o corec\u0163ie \u201edezordonat\u0103\u201d a pre\u0163urilor locuin\u0163elor, \u00eentr-o perioad\u0103 \u00een care regiunea se lupt\u0103 s\u0103 reduc\u0103 infla\u0163ia, scrie CNBC. \u00cen cea mai recent\u0103 prognoz\u0103 economic\u0103 lansat\u0103 care vizeaz\u0103 Europa, FMI a afirmat c\u0103 o contractare a pie\u0163ei este deja pe drum \u015fi va afecta […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[15146,7267,7433,8907,11229,340,80],"class_list":["post-215425","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-avertizare","tag-banci","tag-fmi","tag-impact","tag-piata-imobiliara","tag-preturi","tag-refuz"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/215425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=215425"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/215425\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=215425"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=215425"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=215425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}