{"id":2151,"date":"2006-01-30T23:59:00","date_gmt":"2006-01-30T23:59:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=2151"},"modified":"2026-04-02T07:41:48","modified_gmt":"2026-04-02T07:41:48","slug":"asa-se-duc-banii","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=2151","title":{"rendered":"ASA SE DUC BANII"},"content":{"rendered":"<p><P align=justify><STRONG><SPAN class=text><STRONG>Consilierii financiari considera, in general, ca 10% din venituri reprezinta plafonul optim pentru economisire. Totusi, aceasta recomandare este respectata doar in Asia, unde majoritatea persoanelor sustin ca nu cheltuiesc tot ce castiga, arata studiul realizat de Synovate. In alte tari, majoritatea oamenilor nu economisesc deloc, iar daca o fac, plafonul nu depaseste decat rareori 10%.&nbsp; <\/STRONG><\/SPAN><\/STRONG><\/P>  <P align=justify><STRONG><SPAN class=text><STRONG>Zgarciti si risipitori<\/STRONG> <\/SPAN><\/STRONG><\/P><STRONG><SPAN class=text><\/SPAN><\/STRONG>  <UL>  <LI>  <DIV align=justify><SPAN class=text>90% dintre respondentii studiului sustin ca dau bani pe lucruri neesentiale, ca vacante, haine, accesorii, pantofi sau relaxare <\/SPAN><\/DIV><\/LI><SPAN class=text>  <LI>  <DIV align=justify>80% dintre americani, germani, taiwanezi si singaporezi fac economii; cultural vorbind, ei sunt natiile cele mai strangatoare <\/DIV><\/LI>  <LI>  <DIV align=justify>20% dintre respondentii est-europeni pun pe primul loc achizitia de electronice si electrocasnice <\/DIV><\/LI>  <LI>  <DIV align=justify>60% dintre cei care economisesc au marturisit ca au apelat la fondurile de rezerva ca sa-si satisfaca dorinta de shopping <\/DIV><\/LI>  <LI>  <DIV align=justify>38% dintre francezi nu economisesc deloc, ceea ce ii duce in fruntea clasamentului cheltuitorilor <\/DIV><\/LI>  <LI>  <DIV align=justify>30% dintre romani, nemti sau spanioli isi cheltuiesc economiile pe extravagante&nbsp; <\/DIV><\/LI>  <LI>  <DIV align=justify>din respondentii&nbsp;unui studiu Synovate spun ca dau bani pe lucruri neesentiale, ca vacante, haine, accesorii, pantofi sau relaxare <\/DIV><\/LI><\/UL>  <P align=justify><BR><STRONG>Pohta ce-au pohtit <\/STRONG><\/P>  <P align=justify><STRONG>VACANTELE <\/STRONG>Reprezinta cele mai mari cheltuieli, intre lucrurile neesentiale, la care sunt dispusi americanii, nemtii, spaniolii si singaporezii <\/P>  <P align=justify><STRONG>HAINELE <\/STRONG>Alaturi de accesorii si pantofi, sunt principalele prilejuri de cheltuiala pentru francezi, portughezi si chinezi, care lasa in plan secund preocuparea pentru odihna si relaxare <\/P>  <P align=justify><STRONG>EDUCATIA <\/STRONG>Perfectionarea profesionala ofera motive plauzibile de investitii pentru spanioli, bulgari si taiwanezi <\/P>  <P align=justify><STRONG>ECONOMIILE <\/STRONG>cele mai mici sunt ale sarbilor si bulgarilor, lucru ce nu surprinde, din cauza veniturilor mici. Totusi, romanii sunt mai economi decat bulgarii, in ciuda veniturilor comparabile.<\/SPAN><\/P><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Consilierii financiari considera, in general, ca 10% din venituri reprezinta plafonul optim pentru economisire. Totusi, aceasta recomandare este respectata doar in Asia, unde majoritatea persoanelor sustin ca nu cheltuiesc tot ce castiga, arata studiul realizat de Synovate.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[698],"tags":[1600],"class_list":["post-2151","post","type-post","status-publish","format-standard","hentry","category-cover-story","tag-asa-se-duc-banii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/2151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2151"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/2151\/revisions"}],"predecessor-version":[{"id":23603,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/2151\/revisions\/23603"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2151"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}